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Security report for walletto.eu

Low risk. 3 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Scanned

NIS2 and GDPR posture

GDPR outside view
80/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching walletto.eu

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
85
DNS health
85
Network security
100
GDPR outside view
80
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Walletto's market positioning leverages its European electronic money institution license and principal card network memberships to attract fintech, e-commerce, travel, insurance, and freelance platform clients. Its business model centers on providing scalable payment infrastructure and financial services via API integration, enabling rapid deployment and growth for clients. The company maintains a medium size with a clear focus on European markets, supported by a consistent brand and comprehensive service offerings. Partnerships and integrations with major payment networks and digital wallets (Apple Pay, Google Pay) enhance its ecosystem. The presence of detailed pricing, FAQ, and support content indicates a mature customer engagement strategy.

Security posture

The website and business exhibit a mature security posture with PCI DSS Level 1 certification and HTTPS enforcement. Security best practices include use of reCAPTCHA, 3D Secure for online payments, and card transaction controls to mitigate unauthorized use. However, the absence of a published security policy or incident response contact limits transparency. No vulnerabilities or exposed sensitive data were detected in the analysis. The use of multiple analytics and marketing trackers is balanced with GDPR-compliant cookie consent mechanisms. Overall, Walletto maintains a secure environment appropriate for financial services but could improve by publishing explicit security and incident response information.

Recommendations

  1. Publish a dedicated security policy page detailing security controls and practices.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and explicitly report standard security headers like X-Frame-Options and X-Content-Type-Options.
  4. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Maintain transparency on data retention policies related to analytics and user data.

Contact details published on the site

Addresses
Legal name
Walletto UAB
Registration number
304686884
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Walletto UAB
Description
Walletto is a European licensed electronic money institution offering financial services including card issuance, acquiring, and electronic payments. It provides an all-in-one fintech platform for fast launch, scale, and growth of businesses with a personal approach and user-friendly API.
Key services
Card Issuing, Acquiring, Payments, API Integration
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, WP Rocket, Yoast SEO, Google Tag Manager, Google Analytics, Contact Form 7, reCAPTCHA, Clarity (Microsoft), Facebook Pixel, LinkedIn Insight Tag, Twitter Universal Website Tag
Frameworks
WordPress
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA on contact forms
  • PCI DSS Level 1 certification
  • 3D Secure mentioned for card payments
  • Ability to toggle card transaction types for security

Analytics and tracking

Services
Google Analytics, Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads, Facebook Ads, Twitter Ads
Tracking pixels
Microsoft Clarity, Facebook Pixel, LinkedIn Insight Tag, Twitter Universal Website Tag
Marketing tools
WP Rocket (performance optimization)
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is a professionally designed fintech platform with clear business focus.
  2. Strong compliance with GDPR and cookie consent mechanisms.
  3. Use of multiple analytics and marketing tools with consent.
  4. Contact information is complete and clearly presented.
  5. No signs of blocking or WAF interference.
  6. Security posture is strong with PCI DSS certification and HTTPS.
  7. No explicit security policy or incident response info found.
  8. WHOIS data supports legitimacy and consistency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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