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Is togethermoney.com a Scam? Security Check Results

togethermoney.com Security Report Summary

togethermoney.com received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk".

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is togethermoney.com Safe? Security Analysis for Together | Mortgages, Bridging Loans & Auction Finance

https://www.togethermoney.com/

Check if togethermoney.com is a scam or legitimate. Free security scan and reviews.

Analyzed Completed
69
Security Score
MEDIUM RISK

GDPR-aligned

Data handling

EU

Hosting region

EveryPay

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6 urgent findings need attention

6 high

Continuous monitoring

Keep togethermoney.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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DNS Health

4 findings

75/100

SSL/TLS Security

3 findings

67/100

Email Security

5 findings

70/100

Network Security

1 finding

100/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Together operates in the UK finance sector as a specialist lender with a history dating back to 1974. Their market positioning is strong, supported by awards and a clear focus on bridging loans, mortgages, and secured lending. The business model relies on providing tailored financial products to both personal and commercial clients. Revenue streams likely include interest and fees from lending products. The company targets intermediaries and direct customers, supported by a comprehensive online presence and social media engagement. Growth indicators include recent rate reductions and active marketing campaigns. The partnership ecosystem includes integrations with analytics and marketing platforms but no explicit business partners or subsidiaries are identified from the data. Operationally, the company maintains a medium-sized footprint with consistent branding and customer service availability.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Together Financial Services Limited

Registration Number:

Registration Number 02939389

Security Posture Analysis

Comprehensive Security Assessment

The security posture of Together's website is solid with mandatory HTTPS enforced and domain transfer protections in place. The presence of CSRF tokens and cookie consent mechanisms indicates attention to security and privacy compliance. Monitoring and telemetry tools such as Microsoft Application Insights and New Relic provide operational security insights. However, the absence of explicit security headers like Content-Security-Policy and a public security policy or incident response contact reduces transparency. No vulnerabilities or exposed sensitive data were detected in the analysis. Compliance with GDPR is evident through privacy and cookie policies. Incident response readiness and vulnerability disclosure mechanisms are not publicly documented, representing an area for improvement. Overall, the site demonstrates a mature security culture but could enhance transparency and formalize incident response communications.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC to improve domain name system security and prevent DNS spoofing.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Together

Description:

Established in 1974, Together is a specialist lender, offering short-term finance, auction finance, personal, commercial and buy-to-let mortgages and secured loans.

Key Services:
mortgagesbridging loansauction financesecured loans
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQueryMicrosoft Application InsightsNew RelicCookiebotGoogle Tag ManagerGoogle AnalyticsHotjar
Frameworks:
Sitecore (implied by script paths)ExperienceForms (Sitecore module)
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • clientTransferProhibited domain status
  • CSRF protection cookie (__RequestVerificationToken)
  • Cookie consent mechanism implemented

Analytics & Tracking

Services:
Google AnalyticsMicrosoft Application InsightsNew RelicHotjar
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google AdSenseMeta Platforms, Inc.Adform
Tracking Pixels:
Google Marketing PlatformHotjarNew Relic
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Comprehensive cookie consent and privacy policy implemented

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=2592000; includeSubDomains"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

100/100
Score
No issues found

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

DMARC Partial Enforcement

LOW

DMARC only applies to 10% of messages

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:37.191.96.116 ip4:64.70.1.64/26 ip4:168.245.122.105 ip4:95.172.66.176/28 ip4:193.7.204.0/24 ip4:193.7.205.0/24 ip4:195.130.217.0/24 ip4:91.220.42.0/24 ip4:185.58.84.0/24 ip4:185.58.85.0/24 ip4:185.58.86.0/24 ip4:185.58.87.0/24 ip4:207.82.80.0/ 24 ip4:52.58.131.9 ip4:52.58.136.115 ip4:52.29.207.240 ip4:52.28.232.174 ip4:52.57.170.116 ip4:3.123.244.48 ip4:18.198.153.176 ip4:3.64.164.101 ip4:3.123.197.23 ip4:18.185.72.38 ip4:3.68.253.165 ip4:35.163.171.18 ip4:52.39.76.177 ip4:52.41.81.107 include: spf.dynect.net ip4:208.76.56.0/21 ip4:216.146.32.0/20 ip4:80.231.25.0/24 ip4:80.231.219.0/24 ip4:103.11.200.0/22 ip4:199.19.0.0/21 ip4:204.13.248.0/22 ip4:208.78.68.0/22 ip4:162.88.36.0/23 ip4:162.88.4.0/23 ip4:162.88.24.0/24 ip4:162.88.28.0/24 ip4:129.14 8.164.0/25 ip4:129.148.215.0/25 ip4:129.149.6.0/25 ip4:129.149.38.0/25 ip4:138.1.170.0/24 ip4:147.154.32.0/25 ip4:147.154.63.0/24 ip4:147.154.126.0/24 ip4:147.154.191.0/24 ip4:162.88.24.0/21 ip4:192.29.72.0/25 ip4:192.29.88.0/25 ip4:192.29.103.128/25 ip4: 192.29.134.0/25 ip4:155.248.148.0/25 ip4:131.186.12.0/25 ip4:167.89.64.220 ip4:168.245.121.45 ip4:168.245.24.19 ip4:51.105.97.112 ip4:40.127.200.64 ip4:13.79.21.104 ip4:159.183.193.109 ip4:159.183.200.101 ip4:159.183.213.105 ip4:159.183.213.107 ip4:159.1 83.213.204 ip4:159.183.214.96 ip4:167.89.110.192 ip4:167.89.126.180 ip4:50.31.57.204 ip4:149.72.233.170 ip4:149.72.90.103 ip4:192.254.124.136 include:spf2.accessacloud.com include:spf.mailjet.com include:eu._netblocks.mimecast.com ~all
DNS Lookups:3/10
Policy:~all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none(10% enforcement)
Subdomain Policy:none
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
14 years(mature)
Expiry Risk
low(325 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:20.90.171.9
Name Servers:
ns1.netnames.net
ns2.netnames.net
ns5.netnames.net
ns6.netnames.net
MX Records:
10: eu-smtp-inbound-1.mimecast.com
10: eu-smtp-inbound-2.mimecast.com
SOA:Serial: 2018080339, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:32ms

SPF Analysis

SPF Record:
v=spf1 ip4:37.191.96.116 ip4:64.70.1.64/26 ip4:168.245.122.105 ip4:95.172.66.176/28 ip4:193.7.204.0/24 ip4:193.7.205.0/24 ip4:195.130.217.0/24 ip4:91.220.42.0/24 ip4:185.58.84.0/24 ip4:185.58.85.0/24 ip4:185.58.86.0/24 ip4:185.58.87.0/24 ip4:207.82.80.0/ 24 ip4:52.58.131.9 ip4:52.58.136.115 ip4:52.29.207.240 ip4:52.28.232.174 ip4:52.57.170.116 ip4:3.123.244.48 ip4:18.198.153.176 ip4:3.64.164.101 ip4:3.123.197.23 ip4:18.185.72.38 ip4:3.68.253.165 ip4:35.163.171.18 ip4:52.39.76.177 ip4:52.41.81.107 include: spf.dynect.net ip4:208.76.56.0/21 ip4:216.146.32.0/20 ip4:80.231.25.0/24 ip4:80.231.219.0/24 ip4:103.11.200.0/22 ip4:199.19.0.0/21 ip4:204.13.248.0/22 ip4:208.78.68.0/22 ip4:162.88.36.0/23 ip4:162.88.4.0/23 ip4:162.88.24.0/24 ip4:162.88.28.0/24 ip4:129.14 8.164.0/25 ip4:129.148.215.0/25 ip4:129.149.6.0/25 ip4:129.149.38.0/25 ip4:138.1.170.0/24 ip4:147.154.32.0/25 ip4:147.154.63.0/24 ip4:147.154.126.0/24 ip4:147.154.191.0/24 ip4:162.88.24.0/21 ip4:192.29.72.0/25 ip4:192.29.88.0/25 ip4:192.29.103.128/25 ip4: 192.29.134.0/25 ip4:155.248.148.0/25 ip4:131.186.12.0/25 ip4:167.89.64.220 ip4:168.245.121.45 ip4:168.245.24.19 ip4:51.105.97.112 ip4:40.127.200.64 ip4:13.79.21.104 ip4:159.183.193.109 ip4:159.183.200.101 ip4:159.183.213.105 ip4:159.183.213.107 ip4:159.1 83.213.204 ip4:159.183.214.96 ip4:167.89.110.192 ip4:167.89.126.180 ip4:50.31.57.204 ip4:149.72.233.170 ip4:149.72.90.103 ip4:192.254.124.136 include:spf2.accessacloud.com include:spf.mailjet.com include:eu._netblocks.mimecast.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does togethermoney.com compare?

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Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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