Finance security reports

O

Orients Audit & Finance

orients.lv

57

Orients Audit & Finance is a Latvian-based professional services firm specializing in audit, accounting, and tax consulting with over 20 years of experience serving clients in Europe and the CIS region. The website presents a professional image with clear business descriptions and a focus on financial expertise. Technically, the site is built using modern web technologies including Vue.js/Nuxt.js and Tailwind CSS, with integration of Mapbox for mapping and Google Tag Manager for analytics. However, the site lacks visible privacy and cookie policies, security headers, and WHOIS domain registration data, which limits the ability to fully assess its security and compliance posture. Overall, the website is functional and well-designed but would benefit from enhanced security practices and transparency to improve trust and compliance.

J

JP Accounting Office

jpaccounting.lv

57

JP Accounting Office is a small-sized accounting service provider based in Rīga, Latvia, offering professional accounting expertise to companies of various sizes and sectors. The website is built on the Wix platform, leveraging Wix Thunderbolt framework and standard JavaScript polyfills, indicating a moderate level of technical maturity. The site is mobile optimized and presents a professional design with clear business-focused content. Security posture is basic with HTTPS enabled but lacks advanced security headers and privacy compliance mechanisms. The absence of WHOIS data limits full domain legitimacy verification, but the website content and structure appear consistent with a legitimate business. Strategic recommendations include enhancing security headers, adding privacy and cookie policies, and providing clear contact and incident response information to improve trust and compliance.

J

Jaunzars & Partneri

jrlaw.lv

55

Jaunzars & Partneri is a Latvian law firm specializing in various legal domains including financial and economic crimes, AML, banking and financial law, insolvency, real estate, and international disputes. The website presents a professional image with clear service offerings and multi-language support targeting business clients. The technical infrastructure is based on WordPress CMS with Bootstrap and jQuery frameworks, supplemented by Google Analytics and Tag Manager for user tracking. The site is mobile optimized and provides a cookie consent mechanism indicating GDPR compliance. Security posture is adequate with HTTPS enabled, but lacks advanced security headers and explicit incident response contacts. WHOIS data is unavailable due to query limits, but the site appears legitimate and consistent with a professional legal service provider. Overall, the website scores moderately high in content quality, technical implementation, security, privacy compliance, and business credibility.

S

SQUARE+

vipkredit.lv

45

The website vipkredit.lv represents a small Latvian financial services company named SQUARE+ specializing in providing loans secured by real estate. The business targets Russian and Latvian speaking customers seeking quick credit solutions with loan issuance within one day and terms up to 15 years. The site is professionally designed using WordPress with Astra theme and Elementor page builder, incorporating SEO best practices and structured data for enhanced search visibility. Technical infrastructure includes modern web technologies and analytics via Yandex Metrika. Security posture is adequate with HTTPS and reCAPTCHA integration, but lacks visible security headers and formal privacy or cookie policies. WHOIS data is unavailable due to query limits, limiting domain trust verification. Overall, the site is functional and credible for its niche but would benefit from improved transparency and security practices.

K

Kredits Pro

kreditspro.lv

43

Kredits Pro is a Latvian financial services provider specializing in secured loans against real estate collateral for businesses and individuals. The company offers a range of loan products including credit refinancing, development project financing, and loans for non-residents. Their market position is that of a niche local lender focusing on real estate-backed credit solutions with loan amounts up to 500,000 EUR or more. The website content is primarily in Latvian with some Russian language options, targeting Latvian businesses and individuals seeking financing solutions. Technically, the website uses a basic but functional tech stack including jQuery and ResponsiveSlides.js for UI elements. The site is moderately optimized for mobile devices and has basic accessibility features. SEO is basic with proper meta tags but lacks advanced structured data or Open Graph tags. No CMS or hosting provider details are evident. Performance is moderate with no major issues detected. From a security perspective, the site uses HTTPS as indicated by canonical URLs but lacks visible security headers such as CSP or HSTS. No privacy or cookie policies are present, and no incident response or security contact information is provided. No WAF or bot protection mechanisms are detected. The absence of WHOIS data due to query limits restricts domain trust assessment. Contact information is clearly provided, including a physical address, phone number, and company email. Overall, the website presents a legitimate small financial services business with moderate technical maturity and basic security posture. Improvements in privacy compliance, security headers, and WHOIS transparency would enhance trust and security posture. The content is safe for general audiences with no adult or questionable material detected.

LANDE Platform SIA is a Latvian financial services company specializing in providing flexible financing solutions tailored for farmers and agricultural businesses. Their offerings include loans without collateral, financing for raw materials, agricultural machinery, and support for LAD projects. The company targets small to medium-sized agricultural enterprises primarily in Latvia and neighboring countries. The website is professionally designed, multilingual, and provides clear contact information and customer testimonials, enhancing trust and credibility. Technically, the site is built on WordPress with modern plugins and integrates marketing and analytics tools such as HubSpot and Google Tag Manager. Security measures include HTTPS, domain locking, and form validation, though DNSSEC is not enabled and some security headers could be improved. Overall, the website demonstrates a good security posture and compliance with privacy regulations, including GDPR. The domain registration details align well with the business claims, supporting legitimacy. Strategic recommendations include enabling DNSSEC, publishing a security policy, and enhancing security headers to further strengthen the security posture.

S

SIA "Nordway"

nordway.lv

47

Nordway is a Latvian-based accounting and business services company offering a comprehensive range of financial, legal, and customs brokerage services primarily targeting small and medium-sized enterprises within Latvia. The company emphasizes professional expertise, business process optimization, and client growth support, with physical offices in Riga and Liepaja. The website reflects a consistent brand image and provides clear contact information, supporting its market position as a trusted local service provider. Technically, the website employs modern front-end technologies and integrates popular analytics and tracking tools, indicating a moderate level of digital maturity. However, the absence of privacy and cookie policies and lack of explicit security headers highlight compliance and security posture gaps. Overall, the site is professional and accessible but would benefit from enhanced privacy and security measures to align with best practices and regulatory requirements.

S

SIA Accuratio

accuratio.lv

48

SIA Accuratio is a Latvian accounting service provider specializing in financial accounting, tax declarations, payroll, and business administration services primarily targeting local businesses and private individuals. The website presents a professional but basic digital presence with content primarily in Latvian and options for English, Russian, and German. The technical infrastructure relies on older technologies such as jQuery 1.7.2 and Flash, which may pose security and compatibility challenges. The site integrates social media widgets from Facebook and Twitter and uses Google Analytics for visitor tracking. Security posture is moderate with HTTPS implied but lacking visible security headers and using outdated libraries. Privacy and cookie policies are absent, indicating potential compliance gaps with GDPR and related regulations. Contact information such as emails and phone numbers are not explicitly provided on the main page, limiting direct communication channels. Overall, the website is functional but would benefit from modernization, improved security practices, and enhanced privacy compliance to strengthen trust and regulatory adherence.

F

FOLIO SIA

folio.lv

35

FOLIO SIA operates a professional website offering accounting, auditing, and tax consulting services primarily targeting businesses in Riga, Latvia. The company emphasizes over 35 years of experience in the finance sector, positioning itself as a trusted local service provider. The website is built on WordPress with a modern theme and includes standard web technologies such as Google Fonts, jQuery, and analytics tools. Contact information is clearly presented, supporting business credibility. However, the absence of privacy and cookie policies indicates compliance gaps with GDPR and related regulations. Security posture is adequate with HTTPS enabled but lacks advanced security headers and vulnerability disclosure mechanisms. WHOIS data could not be retrieved due to query limits, limiting domain trust verification. Overall, the site is professional and functional but would benefit from enhanced privacy and security practices.

A

Avafin Latvia SIA

avafin.lv

51

Avafin Latvia SIA operates as a consumer finance provider in Latvia, offering a range of loan products including personal, auto, home renovation, education, and green loans. The company positions itself as a reliable and secure lender with quick online loan offers and flexible repayment terms. The website is well-structured, localized in Latvian, and provides clear business and contact information, supporting its credibility in the financial sector. Technically, the site is built on WordPress with modern plugins and tracking tools, optimized for mobile and SEO. Security posture is good with HTTPS and cookie consent mechanisms, though some security headers could be improved. WHOIS data is unavailable due to query limits, limiting domain registration verification. Overall, the site presents a professional and trustworthy image suitable for its target audience.

S

SIA Elizings.lv

elizings.lv

45

Elizings.lv operates as a Latvian credit comparison platform providing consumers with automated comparisons of loan offers from over 25 leading lenders and banks. The platform targets Latvian consumers seeking consumer, auto, mortgage, and loan consolidation credits, offering a streamlined application process with a single form submission. The company is registered as SIA Elizings.lv and maintains a professional online presence with comprehensive service descriptions, partner affiliations, and multiple contact channels. Technically, the website employs modern web technologies including jQuery, Google Fonts, Google Tag Manager, and tracking pixels from Facebook and Microsoft Clarity. The site is mobile-optimized with good SEO practices and interactive features such as calculators and application forms. Security posture is solid with HTTPS enforced and secure form handling, though security headers could be improved. Privacy and cookie policies are present and GDPR compliant. The security evaluation reveals no critical vulnerabilities or exposed sensitive data, but the absence of explicit security headers and incident response information suggests room for enhancement. The WHOIS data could not be retrieved due to query limits, but the website's legitimacy is supported by visible company registration details and consistent branding. Overall, Elizings.lv presents a trustworthy and professional financial service platform with a good balance of usability, compliance, and security. Strategic improvements in security headers and incident response transparency would further strengthen its posture.

Telpadeko.lv is a small Latvian insurance company established in 1998, offering a range of insurance products including life, vehicle, health & disability, travel, and home & property insurance. The website targets general consumers seeking insurance services primarily in Latvia, with a physical presence in Liepāja. The business model appears to be that of an insurance brokerage or agency providing quotes and claims support. The website content is basic but functional, with clear navigation and contact information, though some placeholder text is present. Technically, the website uses standard web technologies including HTML5, CSS3, JavaScript, and the Slick Carousel library for content sliders. The site is moderately optimized for mobile devices and has basic SEO and accessibility features. However, there is no evidence of a CMS or advanced frameworks, and hosting details are not disclosed. From a security perspective, the site lacks visible security headers and published privacy or cookie policies, which impacts compliance and trust. HTTPS status is unknown from the provided data, and no incident response or vulnerability disclosure information is available. The absence of WHOIS data due to query limits restricts full domain legitimacy assessment, but the presence of consistent contact details and business information suggests a legitimate small business. Overall, the website is functional but basic, with room for improvement in security posture, privacy compliance, and technical sophistication. Strategic recommendations include implementing HTTPS with strong SSL, publishing privacy and cookie policies, adding security headers, and enhancing incident response readiness to improve trust and compliance.

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SIA Accounting Finance Group

afg.lv

45

SIA Accounting Finance Group is a Latvian-based company specializing in full-cycle accounting and financial management outsourcing services. With over ten years of industry experience, it positions itself as a leader in the Latvian market, offering tailored financial director services alongside traditional accounting. The website is professionally designed, mobile-optimized, and provides clear navigation and relevant content targeted at businesses seeking financial services in Latvia. Technically, the site runs on WordPress with modern SEO and security features such as HTTPS and Google reCAPTCHA, though it lacks some advanced security headers and explicit security policies. The absence of WHOIS data limits full trust verification, but the visible business information and contact details support legitimacy. Privacy compliance is addressed with a GDPR-aligned privacy policy, though cookie consent mechanisms could be improved.

A

Assistants to Business

a2b.lv

41

Assistants to Business is a professional service firm based in Latvia, specializing in accounting, tax services, company registration, financial planning, and business support. Established in 2017, the company positions itself as a trusted partner for businesses seeking tailored financial and administrative assistance. Their website reflects a medium-sized enterprise with a consistent brand presence and a clear focus on client-centric services. The firm maintains an active social media presence on LinkedIn and Facebook, enhancing its market credibility. Technically, the website is built on WordPress, utilizing modern frameworks such as Bootstrap and Tailwind CSS, with integration of marketing and analytics tools like Sendinblue and Google Analytics. The site is mobile-optimized and demonstrates good SEO practices, although some accessibility features could be improved. Performance is moderate, with asynchronous loading of scripts to enhance user experience. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data. However, explicit security headers like Content-Security-Policy and X-Frame-Options are not evident, which could be improved to strengthen defenses against common web attacks. Privacy compliance is partial; while a privacy policy and terms of service exist, there is no cookie consent mechanism, and GDPR compliance indicators are limited. No incident response or vulnerability disclosure information is provided. Overall, the website is professional and trustworthy, with a solid business foundation and adequate technical implementation. Strategic improvements in security headers, privacy compliance, and transparency around incident response would enhance the security posture and regulatory adherence, reducing risk and building greater client trust.

A

Apdrošināšanas un Finansu Brokers

financebroker.lv

40

Apdrošināšanas un Finansu Brokers is a Latvian insurance brokerage company positioned among the top three in the local market by premium volume for over a decade. The company offers a broad portfolio of insurance products including health, vehicle (OCTA, KASKO), property, travel, life, and accident insurance, serving corporate clients, government entities, and private individuals. Their business model focuses on brokerage and consulting services, leveraging partnerships with over 30 insurance providers domestically and abroad. The website reflects a professional and consistent brand presence with clear navigation and relevant content tailored to their target audience. Technically, the website is built on WordPress using Cherry Framework and common web technologies such as jQuery and Bootstrap. It integrates multiple analytics and marketing tools including Google Analytics, Google Tag Manager, and Facebook Pixel, indicating a moderate level of digital maturity. The site is mobile-optimized with good user experience and basic accessibility features. Performance is moderate, with room for optimization. From a security perspective, the site uses HTTPS and includes CSRF tokens, but lacks visible security headers and explicit security or incident response policies. No critical vulnerabilities or exposed sensitive data were detected. Privacy and cookie policies are present with consent mechanisms, supporting GDPR compliance. However, WHOIS data could not be retrieved due to query limits, limiting domain registration trust analysis. Overall, the security posture is adequate but could be improved with enhanced headers and documented policies. The overall risk assessment is low, with the website appearing trustworthy and professionally managed. Strategic recommendations include implementing comprehensive security headers, publishing incident response information, and improving SEO and accessibility. These steps will enhance security, compliance, and user trust, supporting the company’s strong market position.

AQRM is a small investment management and advisory firm specializing in emerging markets, foreign exchange, and precious metals. The company offers tailored asset management solutions based on client preferences and employs a macro, top-down investment strategy focused on capital purchasing power preservation. The firm operates primarily in Latvia and targets investors seeking specialized financial services. The website uses modern web technologies such as React and Next.js, with Wagtail CMS inferred from image data. However, the site currently suffers from a client-side application error that impacts user experience and may reduce trust. Security posture is moderate with use of HTTPS and Google reCAPTCHA but lacks advanced security headers and DNSSEC. Privacy compliance is basic with a cookie policy present but no visible privacy or terms of service pages on the main domain. Contact information is clearly provided, enhancing business credibility. Overall, the website is functional but requires technical and security improvements to enhance professionalism and trust.

H

Holm Bank Latvia SIA

holmbank.lv

67

Holm Bank Latvia SIA is a financial services company operating in the Baltic region, offering a variety of credit products including consumer loans, auto loans, home renovation loans, real estate loans, and loan consolidation services. The company targets both private individuals and businesses, positioning itself as a local Baltic financial institution with 30 years of experience. The website demonstrates a modern technical infrastructure built on Next.js and React, with responsive design and optimized images, indicating a good level of digital maturity. Security posture is adequate with HTTPS enforced and cookie consent implemented, though explicit security headers and detailed security policies are absent. Overall, the website is professional and trustworthy, but could improve transparency by publishing privacy policies, terms of service, and security incident response information.

BluOr Bank AS is a Latvian financial institution specializing in business banking, investment services, and e-commerce payment solutions. The bank targets corporate clients and private individuals primarily within Latvia and the European Union, offering services such as corporate accounts, business loans, deposits, asset management, brokerage, and mortgage financing. The website is professionally designed with clear navigation and multilingual support, reflecting a mature digital presence. Technically, the site uses AngularJS, jQuery, and integrates Google Analytics and Tag Manager for tracking, alongside Google Maps API for location services. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though some security headers and explicit incident response information are absent. Privacy compliance is strong, with comprehensive cookie and privacy policies aligned with GDPR requirements. WHOIS data was unavailable due to query limits, limiting domain legitimacy verification, but the site content and business information appear consistent and trustworthy. Overall, BluOr Bank presents a credible, professional banking service with good digital maturity and compliance, though improvements in security transparency and technical modernization are recommended.

N

Numeri

dagmaara.lv

59

Numeri is a professional accounting and financial services provider operating primarily in Latvia and the Baltic region. The company offers a range of services including accounting, payroll accounting, tax consulting, and support for non-resident businesses. With over 20 years of experience and a client base exceeding 450, Numeri positions itself as a trusted partner for businesses seeking to optimize their financial processes and ensure compliance with local regulations. The website reflects a mature digital presence with clear service offerings and client testimonials, supporting its market credibility. Technically, the website is built on Drupal 11, leveraging modern web technologies such as jQuery, Google Tag Manager, and Cookiebot for cookie consent management. The site is mobile-optimized, accessible, and incorporates SEO best practices. Performance is moderate, with room for improvement in security headers and explicit security policies. The cookie consent mechanism is robust, indicating good privacy compliance aligned with GDPR requirements. From a security perspective, the site enforces HTTPS and uses cookie consent tools to manage user privacy. However, the absence of visible security headers and lack of published security or incident response policies represent areas for enhancement. The missing WHOIS data for the domain raises concerns about domain registration legitimacy, although the professional website content and business affiliations mitigate immediate risk. Overall, Numeri's website demonstrates a strong business and technical foundation with good privacy practices. Strategic improvements in security transparency and domain registration verification are recommended to enhance trust and compliance.

E

Eleving Group

eleving.com

78

Eleving Group is a fintech company specializing in vehicle and consumer finance, operating across 16 countries on 3 continents. The website presents a professional image with a focus on financial inclusion and social mobility. The technical infrastructure is modern, leveraging Nuxt.js and Tailwind CSS frameworks, with integrated analytics and consent management tools such as Microsoft Clarity, Google Tag Manager, and Cookiebot. Security posture is strong with HTTPS enforced and appropriate security headers, though the absence of explicit privacy policies and contact information limits full compliance and trust. The WHOIS data is missing or unavailable, which reduces domain trustworthiness and raises questions about registration transparency. Overall, the website is functional and professional but would benefit from enhanced transparency and compliance documentation.

Commercial Experts.lv is a Latvian small business specializing in professional outsourced accounting and bookkeeping services. Established with experience dating back to 1997, the company offers a range of services including accounting for various business entities, tax consultations, annual report preparation, and assistance with company registration. The website presents a clear and professional image targeting Latvian SMEs seeking reliable accounting support. Technically, the site uses modern frontend technologies such as Bootstrap, jQuery, and Fancybox, ensuring good mobile responsiveness and user experience. However, there is no detected CMS or hosting provider information. Security posture is moderate; while no critical vulnerabilities or exposed sensitive data are found, the absence of security headers and privacy/cookie policies indicates room for improvement. WHOIS data could not be retrieved due to query limits, limiting domain registration verification. Overall, the site is trustworthy and professionally maintained but would benefit from enhanced privacy compliance and security hardening.

D

Digital Investment MGMT SIA

latvijashipoteka.lv

59

Latvijas Hipotēka, operated by Digital Investment MGMT SIA, is a Latvian financial services company specializing in mortgage loans, business loans, and loan consolidation secured by real estate. The company targets individuals, businesses, and farmers in Latvia, offering tailored credit solutions for property purchase, renovation, and business development. The website reflects a well-established local lender with over a decade of operation, supported by displayed licenses and clear contact information. Technically, the website is built on WordPress and integrates modern marketing and analytics tools such as HubSpot and Google Analytics. The site is mobile-optimized with good SEO practices, though accessibility features are basic. Performance is moderate, with lazy loading implemented for images. Security posture is adequate with HTTPS enforced, but lacks some security headers and explicit security policies. Security-wise, the site shows no visible vulnerabilities or exposed sensitive data. However, it lacks published security policies, incident response contacts, and cookie consent mechanisms, which are important for GDPR compliance and user trust. The WHOIS data is unavailable due to query limits, but the domain age and business information suggest legitimacy. Privacy protection on WHOIS is justified for this financial entity. Overall, the website is professional, trustworthy, and functional with room for improvement in security transparency and privacy compliance. Strategic recommendations include implementing security headers, cookie consent, and publishing security policies to enhance user trust and regulatory compliance.

I

Internet Credit

ic.lv

40

Internet Credit operates as a Latvian online platform specializing in loan and credit comparison services. The website offers users the ability to compare various types of loans including fast loans, consumer loans, credit lines, mortgages, auto leasing, and business loans. Positioned as a top credit comparison site in Latvia, it targets Latvian consumers seeking convenient and quick access to credit offers. The business model revolves around aggregating loan offers and facilitating user applications through the platform. Technically, the website is built on WordPress 6.7.2 with a modern tech stack including jQuery, Bootstrap, and several popular plugins for SEO, multilingual support, and cookie consent. Google Analytics is integrated for visitor tracking with consent mode enabled to comply with regional privacy regulations. Security posture is moderate with HTTPS enforced and some security plugins indicated, but lacks explicit security headers and detailed privacy or incident response policies. The absence of WHOIS data due to query limits limits full domain legitimacy verification. Overall, the site presents a professional and functional service with room for improvement in privacy transparency and security hardening.

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SIA "Accounting Latvia"

accountinglatvia.lv

42

Accounting Latvia is a small Latvian accounting firm providing full-cycle accounting services to local and foreign companies, non-profit organizations, government, municipal institutions, and individuals. The company emphasizes digitalized processes, client confidentiality, and long-term cooperation. Their website is professionally designed using WordPress CMS, with multilingual support in Latvian, Russian, and English. The technical infrastructure is modern but lacks some advanced security headers and privacy compliance features. Security posture is adequate with HTTPS enabled but could be improved with additional headers and policies. Overall, the website is trustworthy and professional, though it lacks explicit privacy and cookie policies, which are important for GDPR compliance. The domain WHOIS data is unavailable due to query limits, but the business appears legitimate based on website content and trust signals such as testimonials and partner affiliations.

M

Magnetiq

magnetiqbank.com

64

Magnetiq Bank is a newly established financial institution focused on providing licensed banking infrastructure and payment solutions primarily to fintech companies, eMerchants, and payment service providers. The company positions itself as a modern Banking as a Service (BaaS) provider with a strong emphasis on technology integration, API accessibility, and compliance with industry standards. Their market presence is supported by partnerships and principal membership with Visa and Mastercard, serving over 1000 companies across more than 10 countries. Technically, the website is built on WordPress with modern SEO and analytics tools, showing good digital maturity and mobile optimization. Security posture is solid with HTTPS and domain protections, though some improvements like DNSSEC and explicit security policies are recommended. Overall, the site is professional, trustworthy, and well-aligned with its business goals.

S

SIA "Apdrošināšanas un Finansu Brokers"

mylife.lv

41

SIA "Apdrošināšanas un Finansu Brokers" operates the website mylife.lv, providing insurance brokerage services primarily focused on life insurance, accumulating life insurance, and health insurance for immigrants in Latvia and Schengen countries. The company offers an online platform for customers to request insurance quotes and purchase policies quickly and conveniently. The website targets private individuals and companies seeking insurance solutions with a focus on ease of use and personalized offers from multiple insurance providers. Technically, the website is built on the Webflow CMS platform, utilizing modern web technologies including Google Analytics, Google Tag Manager, Facebook Pixel, and Google reCAPTCHA v3 for security and analytics. The site is mobile-optimized, uses HTTPS, and implements user consent mechanisms for data privacy compliance. However, some security headers are not explicitly detected, and no public security policy or incident response information is provided. From a security perspective, the site demonstrates good practices such as HTTPS enforcement, CAPTCHA protection on forms, and clear privacy and cookie policies aligned with GDPR requirements. No critical vulnerabilities or exposed sensitive data were found in the HTML content. The absence of WHOIS data limits domain registration trust analysis, but the website content and contact information align with a legitimate Latvian insurance brokerage company. Overall, the website presents a professional, trustworthy, and user-friendly platform for insurance brokerage services with moderate to good technical and security maturity. Strategic improvements could include enhancing security headers, publishing a security policy, and adding vulnerability disclosure information to further strengthen trust and compliance.

A

ADB „Gjensidige”

gjensidige.lv

77

ADB „Gjensidige” operates the website www.gjensidige.lv as a Latvian insurance provider offering online insurance services focused on health, property, and peace of mind. The website targets Latvian-speaking customers and provides a streamlined online experience for purchasing insurance policies. The company appears to be a regional subsidiary or affiliate of the larger Gjensidige Forsikring ASA group, a well-known Nordic insurance company. The site is professionally designed with consistent branding and clear navigation, supporting a medium-sized business presence in the Latvian insurance market. Technically, the website employs modern web technologies including JavaScript, Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The backend likely uses ASP.NET technology as indicated by session cookies. The site is served over HTTPS with good SSL configuration and includes accessibility features and SEO optimizations. Performance is moderate, with room for improvement in security headers and explicit security policies. From a security perspective, the site enforces HTTPS, uses cookie consent with granular controls, and implements CSRF protection tokens. However, it lacks explicit security headers like Content-Security-Policy and does not publish a security.txt or incident response contacts. No vulnerabilities or suspicious patterns were detected in the content. Privacy compliance is strong with detailed cookie declarations and GDPR-aligned consent mechanisms. Overall, the website presents a trustworthy and professional front for an insurance company with good privacy and security practices. The absence of WHOIS data limits domain registration trust analysis, but the site’s content and external references support legitimacy. Strategic improvements include enhancing security headers, publishing vulnerability disclosure information, and providing clearer contact details for security and privacy inquiries.

A

AI Konsultāciju birojs

aibirojs.lv

62

AI Konsultāciju birojs is a well-established Latvian accounting and consulting firm, positioned among the top 10 providers in its sector within Latvia. The company offers a comprehensive range of financial services including accounting, tax consulting, compliance, internal audits, and management reporting. Their website reflects a professional and consistent brand image, targeting Latvian businesses seeking outsourced accounting solutions. Technically, the site is built on WordPress with common plugins and libraries, including Yoast SEO and Slider Revolution, and employs Google Analytics and Facebook Pixel for user tracking. Security posture is moderate with HTTPS enabled and cookie consent implemented, but lacks visible security headers and uses an older jQuery version, which could pose risks. Privacy compliance is basic, with no explicit privacy policy page detected in the analyzed content. Overall, the website is professional and trustworthy, though improvements in security and privacy transparency are recommended.

A

AG Capital

agcapital.eu

42

AG Capital is a Latvian-based financial consulting firm specializing in outsourced financial director services and comprehensive financial planning and analysis for medium-sized businesses. Established since at least 2010, the company offers a broad range of services including budgeting, profitability analysis, investment forecasting, cash flow management, competitor analysis, financing acquisition, business plan development, and financial training. Their client base spans 15 countries with over 249 clients, indicating a solid market presence and trust in their expertise. Technically, the website is built on WordPress with a modern tech stack including popular plugins for forms, sliders, multilingual support, and GDPR compliance. The site is well-optimized for SEO and mobile devices, with good performance and accessibility standards. The use of Google Analytics, Google Tag Manager, Facebook Pixel, and MailerLite indicates a mature digital marketing and analytics infrastructure, balanced with user consent mechanisms. From a security perspective, the site employs HTTPS with good SSL configuration and cookie consent management. However, explicit security headers are not clearly detected, and there is no visible security policy or incident response information. No vulnerabilities or exposed sensitive data were found in the content. The domain registration is consistent and trustworthy, registered via GoDaddy without privacy protection, matching the business claims. Overall, AG Capital's website demonstrates a professional, secure, and compliant online presence suitable for its financial consulting business. Strategic improvements in security headers, incident response transparency, and vulnerability disclosure could further enhance trust and security posture.

Baltic Financial Advisors Association (BFAA) is a non-profit organization focused on establishing and maintaining qualification and licensing systems for financial advisors and insurance intermediaries across the Baltic states of Latvia, Lithuania, and Estonia. The association collaborates with major regional banks and offers services including licensing support, continuing professional development, and client support. The website reflects a professional and regionally focused business with clear branding and consistent messaging. Technically, the website is built on WordPress with common plugins such as Yoast SEO and uses modern JavaScript libraries for form validation and UI effects. The site is mobile optimized and demonstrates good SEO practices. Security posture is adequate with HTTPS enforced and cookie consent implemented, though some security headers and explicit security policies are missing. No WHOIS data was available due to query limits, limiting domain registration verification. However, the website content and business information appear legitimate and consistent with a regional financial association. No suspicious or malicious content was detected, and privacy compliance is well addressed with clear policies and consent mechanisms. Overall, the website presents a trustworthy and professional front for BFAA, with recommendations to enhance security headers, publish security policies, and add vulnerability disclosure information to further strengthen trust and compliance.

A

ABZ FINANCE

abzfinance.lv

53

ABZ FINANCE is a Latvian-based financial services company specializing in outsourced financial management and consulting services for both local and international clients. Their offerings include financial director outsourcing, start-up business solutions, business consulting, financial planning, and budgeting. The company presents itself as experienced and professional, with over 20 years of expertise in finance and business sectors. The website is built on WordPress, leveraging common plugins and technologies such as Yoast SEO, WPML for multilingual support, and Google Analytics for tracking. The site is well-structured, mobile-optimized, and provides clear contact information and social media links, enhancing trust and accessibility. Technically, the website uses a modern tech stack with standard JavaScript libraries and plugins for UI enhancements. SSL is properly configured, ensuring secure HTTPS connections. However, the site lacks important security headers and does not publish privacy or terms of service pages, which are critical for compliance and user trust. Cookie consent is implemented, indicating some awareness of GDPR requirements. The absence of WHOIS data due to query limits restricts full domain legitimacy verification. Security posture is moderate; while HTTPS and cookie consent are positive, missing security headers and lack of incident response contacts are areas for improvement. No vulnerabilities or suspicious content were detected. Overall, the website is professional and trustworthy but would benefit from enhanced security and compliance documentation. Strategic recommendations include implementing security headers, publishing privacy and terms policies, adding incident response information, and obtaining WHOIS data for full domain verification to improve trust and compliance.

A

AM Accounting

amaccounting.lv

59

AM Accounting is a small accounting service provider based in Riga, Latvia, offering certified and public accounting services. The website is built on the Wix platform and uses standard Wix technologies along with Facebook Pixel for marketing tracking. The technical infrastructure is modern and mobile-optimized, but lacks comprehensive privacy and cookie policies, which impacts privacy compliance. Security posture is generally good with HTTPS enforced and no visible vulnerabilities, but security headers and incident response information are missing. Overall, the website presents a professional image but would benefit from enhanced privacy and security disclosures to improve trust and compliance.

K

kredits247.lv

kredits247.lv

46

Kredits247.lv is a Latvian online credit comparison portal specializing in providing users with up-to-date information on quick loans and financial products. Established since 2011, it serves as a popular resource for Latvian consumers seeking fast and advantageous credit options. The website offers detailed comparisons, user reviews, and financial news through an integrated blog, positioning itself as a trusted intermediary in the Latvian finance sector. Technically, the site is built on WordPress with common plugins and integrates Google Analytics and Facebook SDK for tracking and marketing purposes. While the site employs HTTPS and basic security measures, it lacks advanced security headers and a cookie consent mechanism, which are important for GDPR compliance. The absence of WHOIS data limits full verification of domain legitimacy, but the site’s consistent content and active presence suggest a legitimate operation. Overall, Kredits247.lv demonstrates a solid digital presence with room for improvement in security and privacy compliance.

SIA Agande Finanses is a Latvian company established in 2004 specializing in accounting, economic, and legal services tailored for businesses across various sectors including agriculture, trade, construction, and IT. Their comprehensive service offering includes company formation, bookkeeping, business plan development, economic analysis, insurance policy issuance, and additional technical services. The company positions itself as a one-stop solution for business financial and legal needs, targeting small to medium-sized enterprises in Latvia. Technically, the website is built on WordPress CMS, utilizing common libraries such as jQuery and FontAwesome, and employs The SEO Framework plugin for SEO optimization. The site is moderately performant with good mobile optimization and basic accessibility features. No advanced analytics or tracking tools are detected, indicating a minimal user tracking approach. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data in its HTML content. However, it lacks important security headers and does not provide privacy or cookie policies, which are critical for GDPR compliance. No incident response or vulnerability disclosure mechanisms are evident. The absence of WHOIS data due to query limits restricts full domain legitimacy verification, but the website content and business information appear consistent and professional. Overall, the website presents a trustworthy and professional front for a small Latvian financial services company but would benefit from enhanced privacy compliance, improved security headers, and clearer contact information to strengthen its security posture and user trust.

SIA LATVIJAS KREDĪTU CENTRS operates as a Latvian financial services provider specializing in consumer loans, credit consolidation, auto leasing, mortgage loans, and business loans. The company targets Latvian individuals and businesses seeking credit solutions, offering a variety of loan products with competitive interest rates and flexible terms. The website is professionally designed, providing clear navigation and comprehensive information about loan offerings, supported by an online credit calculator and application forms. The company maintains a physical office in Riga, enhancing trust and accessibility for customers. Technically, the website leverages modern web technologies including AngularJS, Google Analytics, Facebook Pixel, and Google Maps API, indicating a mature digital infrastructure. The site is mobile-optimized and employs HTTPS with CSRF protections in forms, although some security headers could be improved. The presence of GDPR-compliant privacy policies and consent mechanisms reflects adherence to European data protection regulations. From a security perspective, the site demonstrates good practices such as encrypted connections and data protection in forms, but lacks explicit incident response contacts and security.txt disclosures. No WAF or blocking mechanisms were detected, and no vulnerabilities were apparent in the content. The absence of a cookie consent banner may represent a compliance gap. Overall, the website is trustworthy and professionally maintained, suitable for its financial services business. Strategically, the company should enhance its security posture by publishing vulnerability disclosure policies, adding comprehensive security headers, and implementing cookie consent mechanisms to improve compliance and user trust. These steps will strengthen the company's digital maturity and regulatory adherence, supporting sustainable growth in the competitive Latvian finance market.

Corporate Business Services & Fiduciaries (CBSF) is a small international consulting firm specializing in corporate structure, tax planning, legal, and accounting services for businesses operating globally. The company operates offices in Riga, Latvia, and London, UK, targeting corporate clients seeking fiduciary and financial consulting services. The website content is primarily in Russian, reflecting a focus on Russian-speaking clients, with an option to switch to English. The business model centers on providing tailored consulting and fiduciary services with an emphasis on confidentiality and compliance. Technically, the website is basic and dated, built with simple HTML, CSS, and JavaScript without modern CMS or frameworks. It lacks mobile optimization and accessibility features, and no advanced analytics or tracking technologies are detected. The absence of privacy, cookie, and terms of service policies indicates low privacy compliance maturity. From a security perspective, no HTTPS or security headers were detected in the provided data, and no forms or interactive elements are present to assess secure input handling. The WHOIS data is missing or indicates the domain may not be registered, which raises concerns about the legitimacy and trustworthiness of the domain despite professional website content. Overall, the website presents a professional business front but suffers from technical and security shortcomings, and the lack of domain registration data significantly impacts trust. Strategic improvements in security, privacy compliance, and domain legitimacy verification are recommended.

C

Confidentum

confidentum.com

67

Confidentum is a certified accounting company based in Latvia, specializing in personalized accounting, payroll, tax advisory, VAT registration, and annual accounts services. The company targets businesses operating in Latvia seeking reliable and efficient financial service solutions. The website positions Confidentum as a trusted and experienced service provider with over 7 years of experience and partnerships with reputable organizations such as Capitalia, AARL, Microsoft, and Intrum. The business model focuses on fixed-fee pricing and personalized client relationships to drive business growth and efficiency. Technically, the website employs a modern tech stack including Bootstrap, jQuery, Google Tag Manager, Google Analytics, Microsoft Clarity, Facebook Pixel, and reCAPTCHA for spam protection. The site is mobile-optimized with good SEO practices and a professional design. Hosting details are not explicitly disclosed, but the site uses HTTPS with excellent SSL configuration. Cookie consent mechanisms are implemented, supporting GDPR compliance. From a security perspective, the site enforces HTTPS and uses invisible reCAPTCHA on forms, but lacks explicit security headers and a published security policy or incident response contacts. No vulnerabilities or exposed sensitive data were detected. Privacy compliance is good with a privacy policy and cookie consent banner, though Terms of Service and vulnerability disclosure mechanisms are absent. Overall, the security posture is solid but could be improved with additional headers and policies. The overall risk assessment is low, with no signs of malicious activity or suspicious content. Strategic recommendations include enhancing security headers, publishing a security policy, adding Terms of Service, and considering a vulnerability disclosure page to improve trust and compliance. The website is professional, trustworthy, and well-suited for its target market.

T

Tavex Latvia

tavex.lv

69

Tavex Latvia is a leading investment dealer specializing in precious metals such as gold and silver, as well as currency exchange services primarily in Latvia and Northern Europe. The company represents prestigious manufacturers like PAMP Suisse, Austrian Mint, and The Perth Mint, positioning itself as a trusted and established player in the precious metals market. Their business model focuses on retail sales, buyback services, and providing financial market information to investors and customers. The website reflects a mature digital presence with comprehensive product listings, multilingual support, and multiple physical branch locations, enhancing customer accessibility and trust. Technically, the website is built on WordPress with modern SEO and analytics tools including Yoast SEO, Google Analytics, Google Tag Manager, and Hotjar. The site is mobile-optimized, accessible, and performs moderately well. Security measures include HTTPS enforcement, reCAPTCHA integration, and cookie consent mechanisms, although some security headers could be improved. The absence of WHOIS data limits domain registration transparency, but the website content and business information appear professional and trustworthy. Security posture is solid with no evident vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear cookie and privacy policies, including GDPR considerations. The company provides multiple contact channels including emails, phone numbers, and physical addresses, supporting customer and regulatory engagement. Overall, Tavex Latvia demonstrates a strong market position, technical maturity, and a good security and privacy framework, suitable for its business sector and customer base.

M

MONEY EXPRESS

moneyexpress.lv

43

Money Express is a Latvian financial services company specializing in currency exchange, gold investment and purchase, money transfers, and auto leasing. The company has a regional presence with expansion into Poland and offers a range of financial products targeting general consumers and businesses. The website is professionally designed with clear navigation and relevant content, supporting the company's market position as a trusted financial service provider in Latvia. Technically, the site uses legacy JavaScript libraries such as jQuery 1.6.2 and several UI plugins, indicating some technical debt and potential security risks. The site is moderately optimized for mobile and SEO, with basic accessibility features. Security posture is adequate but could be improved by updating libraries and implementing security headers. Privacy compliance is well addressed with clear cookie and privacy policies and consent mechanisms. WHOIS data was unavailable due to query limits, limiting domain trust verification. Overall, the site is functional, trustworthy, and business-appropriate but would benefit from technical modernization and enhanced security practices.

A

Avafin Latvia SIA

ladyloan.lv

57

Ladyloan.lv is an online lending platform operated by Avafin Latvia SIA, a licensed Latvian financial entity offering credit lines and consumer loans up to 4000 EUR. The website targets Latvian consumers seeking quick and convenient loan services with minimal formalities. The platform provides detailed loan product information, repayment schedules, and a secure login portal for customers. The site also informs users about brand consolidation directing new loan applicants to partner Avafin.lv for larger loan amounts. Technically, the site uses modern JavaScript libraries, Google Analytics, and Genesys chat for customer engagement. The design is professional, mobile-optimized, and user-friendly, with clear navigation and relevant content. Privacy and cookie policies are present and indicate GDPR compliance. Security posture is adequate with HTTPS and secure forms, though security headers are not explicitly detected. WHOIS data could not be retrieved due to query limits, limiting domain registration verification. Overall, the site appears legitimate and trustworthy with good business credibility and moderate technical maturity.

S

Signet Bank AS

signetbank.com

62

Signet Bank AS is a private banking institution based in Latvia, established in 2001. It offers a range of financial services including credit for company growth, bond issuance organization, investment portfolio management, and brokerage services. The bank positions itself as a market leader in Latvia for organized bond issuance and capital market financing. The website is professionally designed using WordPress CMS with SEO optimization via Yoast plugin and integrates Google Analytics and Tag Manager with a consent mechanism that defaults to denying ad and analytics storage. The technical infrastructure includes Cloudflare DNS and domain registration through GoDaddy.com, LLC. Security posture is strong with HTTPS enabled and domain locking statuses, though DNSSEC is not enabled, representing a minor security gap. Privacy and cookie policies are not explicitly found, which is a compliance gap. Contact information is clearly provided, enhancing business credibility. Overall, the website is trustworthy, content-rich, and serves its target audience effectively.

P

PATA Finance

patafinance.lv

68

PATA Finance is a Latvian financial services company specializing in providing credit lines secured by agricultural and forest land. Their website offers detailed information about their services, including credit limit calculations based on land area and type, flexible repayment options, and transparent fee structures. The company targets landowners in Latvia seeking financing solutions to enhance property value and liquidity. The website is professionally designed with clear navigation and mobile optimization, reflecting a mature digital presence. Technically, the site employs modern JavaScript libraries, Google Analytics, Facebook Pixel, and cookie consent management tools, indicating a focus on user experience and marketing analytics. Security posture is adequate with HTTPS enforced and cookie consent implemented, though security headers and incident response information are absent. WHOIS data is unavailable due to query limits, but the domain appears legitimate with privacy protection likely in place. Overall, the site demonstrates good business credibility and privacy compliance, suitable for its financial services niche.

Financial Intelligence is a small Latvian-based accounting and business support service provider specializing in outsourced accounting, tax consultations, HR services, and company establishment in Riga and Latvia. The company targets local and foreign businesses seeking professional financial and administrative support. The website is built on TYPO3 CMS and uses legacy JavaScript libraries, with moderate performance and basic mobile optimization. Security posture is average, with HTTPS enabled but lacking modern security headers and using outdated libraries. Privacy and cookie policies are absent, indicating compliance gaps. Contact information is clearly presented, enhancing business credibility. Overall, the website is professional and business-focused but requires technical and compliance improvements to enhance security and trust.

2

28Stone Consulting

28stone.com

54

28Stone Consulting is a specialized software consulting company focused on delivering cutting-edge custom software solutions for the financial services industry, including sell-side, buy-side, market venues, and brokers. Founded in 2011 and headquartered in New York, the company has established itself as a trusted partner to leading financial institutions, demonstrated by its extensive client portfolio and industry awards. Their key services include software development for capital markets, legacy system modernization, and electronic trading platform development. The company leverages modern technologies such as React, Next.js, OpenFin, and Cloud9 to deliver scalable and innovative solutions. Technically, the website reflects a mature digital infrastructure with a modern tech stack, good performance, and mobile optimization. The use of asynchronous scripts and integration with analytics and marketing tools like Google Analytics and HubSpot indicates a data-driven approach to user engagement. However, some security headers are missing, and DNSSEC is not enabled, suggesting areas for improvement in security hardening. From a security perspective, the site enforces HTTPS and employs domain transfer protection, but lacks published security policies, incident response contacts, and vulnerability disclosure mechanisms. Privacy compliance is weak, with no visible privacy or cookie policies, which could expose the company to regulatory risks. Overall, the security posture is solid but could benefit from enhanced transparency and technical controls. The overall risk assessment is moderate to low, with no critical vulnerabilities detected. Strategic recommendations include implementing comprehensive privacy and cookie policies, enabling DNSSEC, adding security headers, and publishing security and incident response information to enhance trust and compliance. These steps will strengthen the company's security culture and regulatory posture while maintaining its strong market position.

E

ECOM21 SIA

ecom21.com

69

ECOM21 SIA operates a prominent fintech and eCommerce conference in the Baltics, focusing on connecting industry leaders, decision makers, and innovators. The company has established itself since 2011 as a key event organizer, offering workshops, keynotes, networking, and business matchmaking. The website reflects a professional and consistent brand image targeting fintech and eCommerce professionals, regulators, and financial institutions primarily in Latvia and the broader Baltic region. Technically, the site employs modern JavaScript frameworks, analytics, and marketing tools, hosted on AWS infrastructure, with good mobile optimization and SEO practices. Security posture is solid with HTTPS and domain transfer protections, though improvements like DNSSEC and security headers are recommended. Privacy compliance is well addressed with clear cookie and privacy policies and consent mechanisms. Overall, the business is credible and trustworthy with a strong digital presence and active social media engagement.

U

UXDA

theuxda.com

63

UXDA is a specialized UX design agency focused exclusively on financial services, fintech, and banking products. With over 10 years of experience and a portfolio of more than 150 projects across 37 countries, UXDA positions itself as a leader in next-generation financial UX design. The website showcases a professional, modern design with extensive case studies, client testimonials, and global awards, reinforcing its market position and credibility. The target audience includes financial institutions and fintech companies seeking expert UX/UI design services to drive innovation and market leadership. Technically, the website employs modern web technologies, including asynchronous analytics and tracking scripts, video content, and responsive design, ensuring a good user experience across devices. However, the absence of explicit privacy and cookie policies and consent mechanisms indicates a compliance gap that should be addressed. Security posture is generally strong with HTTPS and domain transfer protection, but enabling DNSSEC and adding security headers would enhance it further. Overall, UXDA demonstrates a mature digital presence with high business credibility but requires improvements in privacy compliance and security transparency.

1pujcky.cz is a Czech-language affiliate marketing website specializing in non-bank loans, loans without credit registry checks, and related financial products such as insurance, savings, and mortgages. The site targets individuals who may have difficulty obtaining loans from traditional banks, offering them alternative financial solutions through affiliate links. The domain is well-established since 2009, indicating a mature presence in the Czech financial affiliate market. Technically, the site uses standard web technologies including Google Fonts, Adsense, and a GDPR-compliant consent management platform. However, it lacks explicit privacy policies, terms of service, and direct contact information, which are critical for trust and compliance. Security practices are basic, with no visible security headers or incident response information. Overall, the site functions as an informational and lead generation platform with moderate technical and security maturity.

S

SIA Sandra Dzerele un partneris

dzerele.lv

54

SIA Sandra Dzerele un partneris is a licensed sworn auditor company based in Latvia, providing audit, accounting, legal, valuation, personal data protection, and consulting services primarily to businesses operating or planning to start in Latvia. The website is built on the Wix platform and uses common web analytics and marketing tools such as Google Analytics, Microsoft Clarity, and Facebook Pixel. The site is professionally designed with good navigation and mobile optimization, targeting Latvian-speaking business clients. However, it lacks explicit privacy and cookie policies, which impacts GDPR compliance. Security posture is solid with HTTPS and security headers properly configured, but incident response contact details are missing. Overall, the website reflects a legitimate and professional business presence with room for improvement in privacy compliance and security transparency.

E

ECOFIS, spol. s r.o.

ecofis.sk

54

ECOFIS, spol. s r.o. is a Slovak accounting and financial consulting firm with over 27 years of experience, serving more than 600 clients. The company offers certified accounting services, expert financial advice, and tailored solutions to support business growth. Their website reflects a professional and consistent brand image, targeting Slovak businesses seeking reliable accounting support. Technically, the site is built on WordPress with modern plugins such as Yoast SEO and Slider Revolution, ensuring good SEO and user experience. Security measures include HTTPS and Google reCAPTCHA, but lack explicit security headers and published privacy or cookie policies, indicating room for compliance improvement. Overall, the website is trustworthy and well-positioned in its market niche.

S

SIA "Investors"

investors.lv

52

SIA "Investors" is a Latvian accounting and financial services company with over 20 years of experience, positioning itself as one of the leading firms in Latvia. The company offers a comprehensive range of services including bookkeeping, payroll and tax calculations, financial analysis, management accounting, accounting expertise, express audits, legal and clerical support, pre-acquisition research, and outsourced financial director services. Their target audience includes new business starters, financial directors, company owners, and investors seeking reliable accounting support. The website is professionally designed, multilingual, and provides clear contact information and client testimonials, enhancing trust and credibility. Technically, the website is built on WordPress using Elementor, with modern web technologies such as jQuery, Google reCAPTCHA, and CookieYes for cookie consent management. The site is mobile-optimized and SEO-friendly, though performance is moderate. Security posture is adequate with HTTPS enforced and reCAPTCHA on forms, but lacks comprehensive security headers and published security policies. No vulnerability disclosure or incident response information is publicly available. Overall, the website presents a trustworthy and professional image suitable for its business sector. However, improvements in privacy policy transparency, security headers, and incident response disclosures would enhance compliance and security posture. The domain registration data aligns well with the business claims, supporting legitimacy and trustworthiness.