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Security report for erstfinance.com

ERST Finance · Finance · Latvia

Medium risk. 5 critical or high findings in Email security, Security headers and 1 other check.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

ERST Finance is a Latvian financial services company specializing in short-term business financing solutions. The website presents a professional and well-structured platform targeting businesses seeking quick access to funds for growth and operational needs. The company appears to be a small-sized entity founded in 2017, with a clear focus on the Latvian market. The site includes essential business information, a phone contact, and a privacy and cookie policy compliant with GDPR standards. Technically, the website is built on WordPress with modern SEO and analytics tools integrated, including Google Analytics and Facebook Pixel, managed via Google Tag Manager. Cookie consent is implemented with granular user controls, reflecting a good privacy posture. Security-wise, the site uses HTTPS and domain registration protections but lacks DNSSEC and some HTTP security headers, which could be improved. No critical vulnerabilities or suspicious content were detected, and the domain registration data aligns well with the business claims, supporting legitimacy. Overall, the website is professional, secure, and compliant, suitable for its business purpose.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching erstfinance.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
60
Security headers
20
Email security
60
DNS health
75
Network security
100
GDPR outside view
83
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

ERST Finance operates in the finance sector, providing short-term loans to businesses primarily in Latvia. Their business model revolves around quick loan approvals and flexible financing options without requiring collateral. The company leverages digital channels for customer acquisition and service delivery, supported by a modern WordPress-based website. The presence of detailed cookie consent and privacy policies indicates awareness of regulatory compliance. The company’s market position is niche but credible, focusing on SMEs needing short-term capital. The phone contact is prominently displayed, but no email or physical address was found, which could be a minor gap in contact transparency. The use of Cloudflare DNS and GoDaddy registrar suggests standard hosting and domain management practices. No partnerships or subsidiaries were identified from the website content.

Security posture

The website demonstrates a moderate to good security posture. HTTPS is enforced, and domain status flags protect against unauthorized domain changes. Cookie consent mechanisms are robust, allowing users to control preferences, statistics, and marketing cookies. However, DNSSEC is not enabled, which is a recommended best practice to prevent DNS spoofing. The site lacks explicit HTTP security headers such as Content Security Policy (CSP), X-Frame-Options, and HSTS, which could enhance protection against common web attacks. No security or incident response policies are published, and no security.txt or vulnerability disclosure documents were found. The use of third-party analytics and marketing scripts is transparent and consented. Overall, the site is secure for typical business use but could improve in advanced security controls and transparency.

Recommendations

  1. Enable DNSSEC on the domain to improve DNS security and prevent spoofing.
  2. Implement HTTP security headers including CSP, HSTS, and X-Frame-Options to harden the website against attacks.
  3. Publish a dedicated security policy and incident response contact information to enhance trust and preparedness.
  4. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  5. Add verified company email contact and physical address to improve transparency and customer trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ERST Finance
Description
Nepieciešami līdzekļi uzņēmuma izaugsmei? ERST Finance piedāvā dažādus īstermiņa finansējuma veidus biznesam! Saņemiet piedāvājumu!
Key services
Short-term business financing, Loan application processing, Financial consulting
Content quality
good
Branding
consistent

Technology

Stack
WordPress, jQuery, Yoast SEO, Cookiebot, Google Tag Manager, Cloudflare DNS
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Cookie consent banner with granular controls
  • Domain status includes clientDeleteProhibited and other EPP protections

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Meta Platforms, Inc., Google
Tracking pixels
Facebook Pixel
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is focused on short-term financing for businesses in Latvia.
  3. Cookie consent is implemented with detailed categories and user control.
  4. No email addresses explicitly found in the HTML content.
  5. Phone contact is clearly provided with Latvian country code.
  6. No explicit security or incident response policies published.
  7. Use of modern web technologies and SEO best practices.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on WordPress CMS with a modern theme and uses jQuery and other JavaScript libraries for UI components. SEO is managed via Yoast SEO plugin, and cookie consent is handled by Cookiebot. Google Tag Manager integrates analytics and marketing pixels including Google Analytics and Facebook Pixel. The site is hosted with DNS managed by Cloudflare, providing performance and security benefits. The site is mobile optimized with responsive design and good navigation clarity. Performance is moderate, with some lazy loading and font preloading implemented. Accessibility is basic but present. No broken links or errors were detected in the provided HTML content. Overall, the technical infrastructure is solid with room for security and performance enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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