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Security report for metlife.cz

MetLife pojišťovna · Finance · Czech Republic

Low risk. 1 critical or high finding in GDPR outside view.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

MetLife pojišťovna is a well-established insurance provider in the Czech Republic specializing in life and accident insurance products. The company targets individuals and families seeking financial protection against unexpected events such as illness, disability, accidents, and income loss. The website reflects a professional and consistent brand presence aligned with MetLife's global reputation. Technically, the site is built on Adobe Experience Manager, leveraging modern JavaScript libraries like jQuery and integrated with Adobe Launch for tag management and Osano for cookie consent management. The site is mobile-optimized and demonstrates good SEO and accessibility practices. Security-wise, the website enforces HTTPS, employs standard security headers, and uses a consent mechanism for cookies, indicating a mature security posture. However, the absence of publicly available WHOIS data due to privacy protection slightly reduces transparency but is typical for financial institutions. Overall, the site is trustworthy, compliant with GDPR, and provides clear contact and business information.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching metlife.cz

This scan found 13 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
80
Email security
70
DNS health
85
Network security
100
GDPR outside view
73
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MetLife pojišťovna operates in the finance sector with a focus on insurance products. It benefits from the backing of its parent company, MetLife, Inc., a global insurance leader. The business model revolves around providing life and accident insurance to the Czech market, leveraging digital channels for customer engagement. The website supports lead generation through contact forms and provides comprehensive policy information. The company maintains a strong digital marketing presence with tracking and retargeting tools like Facebook Pixel and Adobe Analytics. The target audience includes Czech residents seeking insurance solutions, with content tailored in Czech language. The company demonstrates good market positioning with professional branding and compliance adherence. No suspicious or unrelated domains were found linked to the site, indicating a focused and legitimate business ecosystem.

Security posture

The website exhibits a solid security posture with HTTPS enforced and multiple security headers such as Content-Security-Policy, Strict-Transport-Security, and X-Frame-Options. The use of Osano CMP indicates attention to privacy and cookie consent compliance. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, there is no public vulnerability disclosure or incident response contact information, which could be improved to enhance transparency and security readiness. The site does not appear to be behind a WAF or show blocking mechanisms, allowing full content access. Overall, the security maturity is good for a financial services website, but adopting formal security frameworks like ISO 27001 or NIST and publishing incident response policies would strengthen trust further.

Recommendations

  1. Publish a public vulnerability disclosure policy and security.txt file to improve transparency.
  2. Provide explicit incident response contact channels such as security@ or abuse@ emails.
  3. Enhance accessibility features to meet higher standards for users with disabilities.
  4. Regularly audit and update third-party scripts and libraries to mitigate vulnerabilities.
  5. Consider formal adoption of recognized security frameworks (ISO 27001, NIST) for continuous improvement.

Contact details published on the site

Addresses
Legal name
MetLife pojišťovna, a.s.
VAT number
CZ60193341
Registration number
60193341
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MetLife pojišťovna
Description
Prožívejte každý den s klidnější myslí. Pro všechny nečekané události jsme tady my. Ať už jde o nemoc, invaliditu, úraz nebo výpadek příjmu.
Key services
Life insurance, Accident insurance, Income protection
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Adobe Experience Manager, Osano CMP, Adobe Launch (Tag Manager)
Frameworks
Adobe Experience Manager
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Content Security Policy present
  • Cookie consent mechanism

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Facebook Pixel
Marketing tools
Adobe Launch, Osano CMP
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content
  2. Professional insurance service provider in Czech Republic
  3. Uses modern CMS and tracking technologies
  4. Good privacy and cookie compliance
  5. No security blocking or WAF detected
  6. WHOIS data is privacy protected or unavailable
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, indicating a robust enterprise-grade platform. It uses jQuery and Adobe Launch for client-side scripting and tag management. The site preloads multiple custom fonts for performance optimization and uses Osano CMP for cookie consent management. External scripts include Adobe DTM and Facebook Pixel for analytics and marketing. The site is mobile-optimized with responsive design and includes SEO best practices such as canonical tags and meta descriptions. Performance is moderate, with potential improvements in loading speed by optimizing font loading and script execution. Accessibility is basic but could be enhanced. No critical technical debt or outdated technologies were detected, suggesting a well-maintained infrastructure.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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