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Security report for gjensidige.lv

ADB „Gjensidige” · Finance · Latvia

Low risk. 1 critical or high finding in SSL/TLS.

Security score

86/100

Risk levelLow

0–100, higher is better. How it is calculated

ADB „Gjensidige” operates the website www.gjensidige.lv as a Latvian insurance provider offering online insurance services focused on health, property, and peace of mind. The website targets Latvian-speaking customers and provides a streamlined online experience for purchasing insurance policies. The company appears to be a regional subsidiary or affiliate of the larger Gjensidige Forsikring ASA group, a well-known Nordic insurance company. The site is professionally designed with consistent branding and clear navigation, supporting a medium-sized business presence in the Latvian insurance market. Technically, the website employs modern web technologies including JavaScript, Google Tag Manager, Google Analytics, Hotjar, and Cookiebot for consent management. The backend likely uses ASP.NET technology as indicated by session cookies. The site is served over HTTPS with good SSL configuration and includes accessibility features and SEO optimizations. Performance is moderate, with room for improvement in security headers and explicit security policies. From a security perspective, the site enforces HTTPS, uses cookie consent with granular controls, and implements CSRF protection tokens. However, it lacks explicit security headers like Content-Security-Policy and does not publish a security.txt or incident response contacts. No vulnerabilities or suspicious patterns were detected in the content. Privacy compliance is strong with detailed cookie declarations and GDPR-aligned consent mechanisms. Overall, the website presents a trustworthy and professional front for an insurance company with good privacy and security practices. The absence of WHOIS data limits domain registration trust analysis, but the site’s content and external references support legitimacy. Strategic improvements include enhancing security headers, publishing vulnerability disclosure information, and providing clearer contact details for security and privacy inquiries.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching gjensidige.lv

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
90
Email security
87
DNS health
90
Network security
100
GDPR outside view
83
Average
86

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention gjensidige.lv, from OffSeq Breach.

Total records
2
Employees
0
Customers
1
Third parties
1
Weak passwords
50%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for gjensidige.lv.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Gjensidige Latvija is positioned as a key player in the Latvian insurance sector, leveraging the brand strength of the Gjensidige group. The business model focuses on direct online sales of insurance policies, targeting individual consumers seeking health, property, and personal accident insurance. The company benefits from partnerships with major analytics and marketing platforms, enabling data-driven customer engagement and targeted advertising. Growth indicators include the use of advanced consent management and analytics tools, reflecting digital maturity. The company’s ecosystem includes integration with Google, Facebook, Hotjar, and Adform, supporting marketing and customer insights. No explicit revenue or financial data is available, but the professional web presence and compliance posture suggest a stable medium-sized enterprise with potential for expansion in the Baltic region.

Security posture

The security posture of www.gjensidige.lv is solid with mandatory HTTPS enforcement and cookie consent mechanisms that comply with GDPR. The presence of CSRF tokens indicates attention to common web security threats. However, the site could improve by implementing additional HTTP security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to mitigate risks like clickjacking and MIME sniffing. The lack of a published security policy or incident response contact reduces transparency and readiness for vulnerability reporting. No evidence of exposed sensitive data or vulnerable libraries was found. Overall, the site demonstrates a mature security culture appropriate for a financial services provider but should enhance transparency and header configurations to further reduce risk.

Recommendations

  1. Implement comprehensive HTTP security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options.
  2. Publish a security.txt file and provide clear incident response contact information on the website.
  3. Enhance contact information availability, including dedicated security and privacy contacts.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Maintain and update cookie and privacy policies to reflect evolving regulations and best practices.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
ADB „Gjensidige”
Description
Gjensidige aprošināšanas kompānija pasargās Tevi ikdienā un parūpēsies par tavu veselību, īpašumu un sirdsmieru! Noformē polisi ātri un ērti mājaslapā.
Key services
Health insurance, Property insurance, Peace of mind insurance policies
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Google Analytics, Hotjar, Cookiebot, ASP.NET (implied by ASP.NET_SessionId cookie)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • CSRF protection cookie (__RequestVerificationToken)

Analytics and tracking

Services
Google Analytics, Hotjar, Sitecore Engagement Analytics
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Ads, Adform, Meta Platforms
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Comprehensive cookie consent mechanism implemented with detailed cookie categories.
  3. No explicit contact emails or phone numbers found in the provided HTML snippet.
  4. No explicit privacy or security policy URLs found but privacy and cookie information is embedded in the main page.
  5. Use of multiple third-party analytics and marketing tools with consent.
  6. No visible security.txt or vulnerability disclosure page.
  7. No terms of service page detected in the provided content.
  8. Website uses HTTPS and modern web fonts and scripts.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern technology stack with client-side JavaScript frameworks and third-party integrations for analytics and marketing. The backend is likely ASP.NET based, inferred from session cookies. The site loads CSS and fonts efficiently with preconnect and preload hints. Google Tag Manager and Cookiebot scripts are asynchronously loaded to optimize performance. Accessibility features such as skip-to-content links and ARIA roles are implemented, enhancing usability. SEO is supported by meta tags and Open Graph properties. Performance is moderate, with potential improvements in caching and resource optimization. The absence of a detected CMS suggests a custom or proprietary platform. Hosting provider details are not explicit in the content. Overall, the technical infrastructure supports a professional and compliant online insurance service.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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