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Security report for useindio.com

Applied Systems, Inc. · Technology · United States

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Indio, a platform operated by Applied Systems, Inc., offers a SaaS solution focused on digitizing and simplifying the insurance application and renewal process for agencies and brokers. The website presents a professional and user-friendly experience targeting insurance professionals seeking to modernize workflows. Technically, the site integrates multiple marketing and analytics tools, including Google Analytics, Facebook Pixel, LinkedIn Insight, Marketo, and OneTrust for cookie consent, hosted behind Cloudflare. However, the security posture is weakened by the absence of a valid SSL certificate and lack of HTTPS enforcement, which is a critical issue for trust and compliance. Privacy and cookie policies are comprehensive and GDPR compliant, with clear consent mechanisms. Overall, the site is well-branded and content-rich but requires urgent security improvements to meet modern standards.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching useindio.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
20
Email security
85
DNS health
85
Network security
85
GDPR outside view
43
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the technology and finance sectors, providing digital transformation tools for the insurance industry. Its business model is SaaS-based, targeting insurance agencies and brokers in the United States. The platform is gaining traction among leading U.S. insurance agencies, supported by customer testimonials and a growing user base. The company leverages partnerships and integrations with Applied Systems and related domains for subscription management and corporate information. Marketing efforts are robust, utilizing multiple tracking and retargeting services. The absence of direct contact emails or phone numbers on the main site suggests a focus on lead capture via forms and digital engagement.

Security posture

The website's security posture is currently weak due to the lack of a valid SSL certificate and disabled TLS protocols, exposing users to potential data interception risks. While some security headers and secure cookie flags are present, the absence of HTTPS and HSTS significantly undermines security. No incident response or vulnerability disclosure information is publicly available, and no security certifications are listed. The site does implement GDPR-compliant privacy and cookie policies with consent mechanisms, indicating awareness of privacy regulations. Immediate remediation of SSL/TLS issues is critical to protect user data and maintain trust.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable deprecated versions.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Add a publicly accessible vulnerability disclosure policy or security.txt file.
  5. Publish incident response contact information to improve transparency and trust.
Technical notes

Notes

The website uses a variety of modern JavaScript libraries and marketing technologies, including Google Tag Manager, Facebook Pixel, LinkedIn Insight, Marketo forms, Drift chat, and OneTrust for cookie consent. Hosting is via Cloudflare, providing DNS and CDN services. The site lacks a detected CMS and appears custom-built. Performance metrics indicate slow loading times, possibly due to heavy external scripts and lack of optimization. Mobile optimization is good, with responsive design elements present. SEO is supported by proper meta tags and Open Graph data. Accessibility is basic but could be improved. The lack of SSL/TLS is a major technical risk that overshadows other positive technical aspects.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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