Skip to main content

Security report for moonwell.fi

Technology · Finland

Medium risk. 7 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Moonwell.fi is a fintech platform focused on decentralized lending built on blockchain networks Base and Optimism. The website aims to provide a user-friendly lending application leveraging onchain financial tools. However, the current website is non-functional due to a client-side application error, severely limiting user access and trust. The domain is relatively new, registered in late 2021, and uses reputable infrastructure including Cloudflare DNS with DNSSEC and HTTPS, indicating a legitimate technical setup. Despite this, the lack of visible privacy policies, contact information, and business transparency reduces overall credibility and compliance posture. The technical stack includes modern frameworks such as Next.js and React, but the broken frontend impairs user experience and content delivery.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google APIs

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching moonwell.fi

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
70
Security headers
70
Email security
85
DNS health
70
Network security
100
GDPR outside view
10
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention moonwell.fi, from OffSeq Breach.

No leaked records found

Breach holds no records for moonwell.fi right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Moonwell targets users interested in blockchain-based lending services, positioning itself in the decentralized finance (DeFi) sector. The business model likely revolves around lending and borrowing on Layer 2 blockchain solutions. The startup nature is supported by the domain age and limited public business information. No partnerships or subsidiaries are evident from the data. The absence of contact details and policies suggests early-stage or incomplete deployment. The platform's competitive advantage would be its integration with Base and Optimism blockchains, but current site issues hinder market presence and user acquisition.

Security posture

The security posture shows strengths in DNSSEC deployment and HTTPS enforcement via Cloudflare, which are positive indicators. However, the absence of security headers in the HTML response and lack of visible security or incident response policies are weaknesses. The client-side error may expose users to risks if not promptly resolved. No evidence of vulnerability disclosure or data protection officer information was found. Overall, the security maturity is moderate but requires improvements in transparency, policy publication, and frontend stability to enhance trust and compliance.

Recommendations

  1. Resolve the client-side application error immediately to restore website functionality and user access.
  2. Publish comprehensive privacy and cookie policies to comply with GDPR and build user trust.
  3. Add clear contact information including business emails and phone numbers for support and compliance.
  4. Implement standard security headers such as Content-Security-Policy, X-Frame-Options, and HSTS.
  5. Establish and disclose incident response and vulnerability disclosure procedures to improve security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Description
A user-friendly lending app built on Base and Optimism, bringing the world onchain with simple, yet powerful financial tools.
Key services
Lending on Base and Optimism blockchains
Content quality
poor
Branding
moderate

Technology

Stack
React, Next.js, Cloudflare, Google Fonts (Roboto)
Frameworks
Next.js
Platforms
PWA
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
55/100
Good practices seen
  • DNSSEC enabled
  • HTTPS enforced via Cloudflare

Analytics and tracking

Services
Cloudflare Insights
Tracking level
minimal
Privacy practices
poor

Advertising

Tracking pixels
Cloudflare Insights
Transparency
poor

Site quality

Design
poor
User experience
poor
Content relevance
poor
Navigation
poor
Professionalism
poor
Trustworthiness
low

Key observations

  1. Website is currently non-functional due to client-side application error
  2. No visible privacy, cookie, or terms of service policies
  3. No contact information or forms detected
  4. Uses modern web technologies but implementation incomplete or broken
  5. DNS and SSL configurations are good
  6. No explicit security headers found in HTML
  7. No business contact emails or phone numbers found
  8. No social media links detected
  9. Site content is minimal and mostly metadata and error message
Technical notes

Notes

The website uses a modern React and Next.js framework with PWA capabilities, hosted behind Cloudflare CDN and DNS with DNSSEC enabled. Google Fonts are used for typography. Despite a solid technical foundation, the frontend is broken due to a client-side exception, resulting in an error page with minimal content. No CMS or backend platform is detected. Performance is moderate but cannot be fully assessed due to the error. Mobile optimization and accessibility are basic but limited by the broken UI. SEO is minimal with meta tags present but no substantive content. Technical debt is evident in the incomplete frontend deployment and missing security headers.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with moonwell.fi. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review moonwell.fi.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.