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Security report for mcapital.lt

M Capital · Education · Lithuania

High risk. 11 critical or high findings in GDPR outside view, Network security and 2 other checks.

Security score

42/100

Risk levelHigh

0–100, higher is better. How it is calculated

M Capital is a Lithuanian company specializing in financial education and consulting services, offering seminars, personal consultations, educational articles, and a mortgage loan academy. Established in 2009, it has a solid market presence with over 15 years of experience, serving a broad audience interested in personal finance and long-term financial planning. The website is well-structured, professionally designed, and optimized for mobile devices, providing a good user experience with clear navigation and relevant content. Technically, the site is built on WordPress with WooCommerce integration, uses modern libraries such as jQuery, and incorporates tracking and marketing tools like Google Analytics, Facebook Pixel, and Mailerlite. Security posture is good with HTTPS enforced and cookie consent mechanisms in place, though explicit security headers and incident response policies are absent. The domain registration data is consistent with the business claims, enhancing trustworthiness. Overall, the site demonstrates a mature digital presence with good compliance and marketing practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

11 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching mcapital.lt

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
75
DNS health
80
Network security
0
GDPR outside view
10
Average
42

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention mcapital.lt, from OffSeq Breach.

Total records
44
Employees
0
Customers
44
Third parties
0
Weak passwords
11%

7 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for mcapital.lt.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

M Capital operates in the education and finance sectors, targeting Lithuanian individuals seeking to improve their financial literacy and manage personal finances effectively. The business model revolves around paid seminars, personal consultations, and educational content, supported by partnerships with insurance and financial companies. The company leverages a network of over 300 consultants and has engaged more than 154,000 seminar participants, indicating strong market penetration. Its partnership ecosystem includes recognized insurance and financial firms, enhancing credibility. The website's content and testimonials reinforce its reputation and customer satisfaction. Growth indicators include active social media presence and continuous event scheduling. The company appears well-positioned in the Lithuanian financial education market with a medium-sized operational scale.

Security posture

The website maintains a good security baseline with HTTPS enabled and a cookie consent mechanism compliant with GDPR. It uses reputable third-party services for analytics and marketing, with no exposed sensitive data detected in the HTML content. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options represents an area for improvement. No public security or incident response policies are found, which could impact transparency and readiness in case of security incidents. The site uses WordPress and WooCommerce, which require regular updates to mitigate vulnerabilities. Overall, the security posture is adequate but could be enhanced by implementing additional headers, publishing security policies, and establishing a vulnerability disclosure process.

Recommendations

  1. Implement and enforce security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish a clear security policy and incident response contact information to improve transparency and preparedness.
  3. Establish a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit and update all third-party plugins and scripts to reduce the risk of vulnerabilities.
  5. Enhance accessibility features and conduct periodic security training to foster a strong security culture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
M Capital
Description
Žinios, padedančios priimti tvarius finansinius sprendimus ir jaustis saugiai dėl ateities. Finansinės gerovės kūrimo įrankiai, seminarai, asmeninės konsultacijos, straipsniai, būsto paskolų akademija.
Key services
Financial seminars, Personal financial consultations, Educational articles, Mortgage loan academy
Content quality
good
Branding
consistent

Technology

Stack
WordPress, WooCommerce, jQuery, Google Tag Manager, Vimeo embedded video, Mailerlite newsletter, PixelYourSite tracking
Frameworks
Redux
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of security plugins (implied by cookie-law-info plugin)

Analytics and tracking

Services
Google Analytics, Facebook Pixel
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Ads, Facebook Ads
Tracking pixels
Facebook Pixel, PixelYourSite
Marketing tools
Mailerlite, WooCommerce
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge
  2. Comprehensive cookie consent mechanism implemented
  3. Clear business focus on financial education and consulting
  4. Multiple trust signals including testimonials and partner logos
  5. Use of modern web technologies and tracking tools
  6. No explicit security or incident response policies found
  7. Good GDPR compliance indicators
  8. WHOIS data consistent and domain age supports business claims
Technical notes

Notes

The website is built on a WordPress CMS platform with WooCommerce for e-commerce capabilities. It uses jQuery and Redux frameworks, integrates Google Tag Manager for analytics and marketing, and embeds Vimeo videos for rich media content. Hosting is provided by Telia Lietuva, AB, with domain registration dating back to 2009, indicating a stable infrastructure. Performance is moderate with good mobile optimization and basic accessibility features. SEO is well addressed with proper meta tags, Open Graph, and JSON-LD structured data. The site uses Mailerlite for newsletter management and PixelYourSite for tracking various user interactions. Technical risks include reliance on multiple third-party scripts which require maintenance and monitoring for vulnerabilities. Overall, the technical infrastructure is modern and supports the business needs effectively.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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