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Security report for exali.ch

exali AG · Technology · Switzerland

Medium risk. 5 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

exali AG is a Swiss-based digital insurance provider specializing in professional liability and related insurance products tailored for freelancers, self-employed professionals, and companies primarily in IT, media, consulting, and eCommerce sectors. Founded in 2008, exali has established a strong market presence across 28 European countries with over 20,000 customers. Their business model emphasizes fast, flexible, and modular insurance solutions accessible online with personalized expert support. The website reflects a professional and trustworthy brand with comprehensive product information and strong customer testimonials, including a high eKomi rating. Technically, the website employs a modern JavaScript stack including RequireJS, jQuery, Google Tag Manager, and Usercentrics for consent management, ensuring GDPR compliance. The site is mobile-optimized with lazy loading and interactive UI components, delivering a good user experience and moderate performance. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though some security headers and a formal security policy page are absent. Overall, exali demonstrates a mature digital infrastructure and a strong security and privacy awareness, though improvements in explicit security documentation and headers could enhance their posture. The site is fully accessible without WAF or blocking mechanisms, supporting a high trust level for users and partners.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching exali.ch

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
35
Email security
75
DNS health
80
Network security
100
GDPR outside view
53
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

exali AG operates in the niche market of digital insurance for freelancers and SMEs, focusing on professional liability across IT, media, consulting, and eCommerce industries. Their competitive advantage lies in fast online policy issuance, modular coverage options, and personalized expert support rather than call centers. Revenue streams likely include premiums from various insurance products such as IT-Haftpflicht, Media-Haftpflicht, Consulting-Haftpflicht, D&O insurance, and Cyber insurance. The company maintains a broad partnership ecosystem with recruitment and freelancer platforms, enhancing market reach. The multilingual and multi-country site versions indicate strategic expansion and localization efforts. Customer satisfaction and trust are reinforced by numerous testimonials and a gold eKomi seal. The business model is digitally mature, leveraging technology for scalability and customer engagement.

Security posture

The website enforces HTTPS and integrates a consent management platform (Usercentrics) to comply with GDPR cookie regulations. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options suggests room for improvement. There is no visible security policy or incident response information, nor a security.txt file for vulnerability disclosure. The site uses Google Tag Manager for analytics and tracking, with default consent set to denied for ads and analytics storage, indicating privacy-conscious configuration. Overall, the security posture is good but could be enhanced by publishing formal security policies and implementing additional HTTP security headers.

Recommendations

  1. Implement and verify HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish a dedicated security policy and incident response page to improve transparency and user trust.
  3. Add a security.txt file at the root domain to facilitate responsible vulnerability disclosure.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerabilities are introduced.
  5. Enhance accessibility features to improve compliance with WCAG standards and broaden user inclusivity.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
exali AG
Description
Versicherungen für Selbstständige, Freiberufler und Unternehmen im Bereich IT, Medien und Beratung. Sicherheit. Auch wenn mal was daneben geht.
Key services
IT-Haftpflichtversicherung, Media-Haftpflichtversicherung, Consulting-Haftpflichtversicherung, eCommerce-Versicherungen, D&O Versicherung, Haftpflicht für Dienstleister, Cyber-Versicherung
Content quality
excellent
Branding
consistent

Technology

Stack
RequireJS, jQuery, Google Tag Manager, Usercentrics Consent Management, Slick Slider, Bootstrap (modal), Featherlight Lightbox, LazySizes (lazy loading images), Stapes.js
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management implemented
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Usercentrics Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Strong focus on digital insurance products for freelancers and SMEs
  3. Comprehensive product offerings with detailed descriptions
  4. Multiple customer testimonials and high eKomi rating
  5. Consent management implemented for GDPR compliance
  6. Use of modern JavaScript libraries and lazy loading for performance
  7. Clear contact information with phone, email, and contact forms
  8. Multiple language and country versions available
  9. No visible security policy or incident response page
  10. No security.txt file detected
Technical notes

Notes

The website uses a modular JavaScript architecture with RequireJS and jQuery, combined with modern UI libraries like Slick Slider and Featherlight for enhanced user interaction. Lazy loading of images via LazySizes improves performance and bandwidth usage. Google Tag Manager is used for analytics and event tracking, integrated with Usercentrics for GDPR-compliant consent management. The site is responsive and optimized for mobile devices, with clear navigation and structured content. No common CMS was detected, suggesting a custom or proprietary platform. Performance is moderate, with potential for optimization in loading speed and accessibility. The technical stack is modern and well-maintained, supporting a professional digital presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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