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Security report for exali.at

exali AG · Technology · Austria

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

exali AG is a digital insurance provider specializing in tailored insurance solutions for freelancers, self-employed professionals, and companies primarily in the IT, media, consulting, and e-commerce sectors. Operating since 2008, exali offers modular insurance products such as IT liability, media liability, consulting liability, e-commerce insurance, D&O insurance, and cyber insurance. The company emphasizes fast online contract conclusion, personal expert support, and worldwide business protection, serving over 20,000 customers across 28 European countries. The website reflects a professional, well-structured digital presence with strong trust signals including customer testimonials and an eKomi Gold certification. Technically, the website employs modern JavaScript libraries including RequireJS, jQuery, and Google Tag Manager, with asynchronous loading and lazy loading of images to optimize performance. Usercentrics is integrated for consent management, ensuring GDPR compliance. The site is mobile-optimized and SEO-friendly, with clear navigation and comprehensive content. Security posture is good with HTTPS enforced and consent-based tracking, though explicit security headers and incident response policies are not publicly disclosed. The WHOIS data for the domain www.exali.at is unavailable, which slightly reduces the domain trustworthiness score. However, the overall business credibility and website quality remain high. No WAF or blocking mechanisms were detected, allowing full content accessibility and analysis. Overall, exali AG presents a mature digital insurance business with a strong market position in Europe, leveraging technology for efficient customer service and compliance. Strategic improvements could include publishing detailed security policies and incident response information, and ensuring WHOIS transparency to enhance domain legitimacy.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching exali.at

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
35
Email security
75
DNS health
80
Network security
100
GDPR outside view
28
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

exali AG targets a niche market of freelancers and SMEs in IT, media, consulting, and e-commerce, offering digital-first insurance products tailored to specific professional risks. Their business model focuses on modular, flexible insurance coverage with fast online contracting and personal expert support, differentiating from traditional insurers. The company has established a broad European footprint with localized websites and partnerships with professional organizations. Revenue streams likely include premiums from various liability and cyber insurance products. The partnership ecosystem includes recruitment platforms, freelancer networks, and industry associations, enhancing market reach. Growth indicators include over 20,000 customers and expansion into 28 countries. The company maintains a strong brand with consistent messaging and customer trust signals.

Security posture

The website demonstrates a good security maturity level with HTTPS enforced and integration of a consent management platform (Usercentrics) to comply with GDPR. Google Tag Manager is configured to default deny ad and analytics storage until consent is given, reflecting privacy-conscious data collection. No security.txt or explicit incident response policies are published, which is a gap in transparency. No vulnerable libraries or exposed sensitive data were detected in the HTML. Security headers are not explicitly visible and should be implemented or verified. The absence of WHOIS data is a concern for domain legitimacy verification. Overall, the security posture is solid for a commercial website but could be improved with published policies and enhanced header configurations.

Recommendations

  1. Publish a comprehensive security policy and incident response plan on the website to improve transparency and customer trust.
  2. Implement and verify HTTP security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  3. Obtain and publish WHOIS domain registration details to improve domain legitimacy and trustworthiness.
  4. Add a security.txt file at the root domain to facilitate vulnerability disclosure and improve security communication.
  5. Continue monitoring and updating third-party libraries and consent mechanisms to maintain compliance and security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
exali AG
Description
Versicherungen für Selbstständige, Freiberufler und Unternehmen im Bereich IT, Medien und Beratung. Sicherheit. Auch wenn mal was daneben geht.
Key services
IT-Haftpflichtversicherung, Media-Haftpflichtversicherung, Consulting-Haftpflichtversicherung, eCommerce-Versicherungen, D&O Versicherung, Haftpflicht für Dienstleister, Cyber-Versicherung
Content quality
excellent
Branding
consistent

Technology

Stack
RequireJS, jQuery, Google Tag Manager, Usercentrics CMP, Featherlight lightbox, Slick slider, Bootstrap (modal), LazySizes (lazy loading images)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management via Usercentrics
  • Google Tag Manager with consent defaults to denied
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
minimal
Privacy practices
good

Advertising

Marketing tools
Usercentrics CMP
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong focus on digital insurance products for freelancers and SMEs in IT, media, and consulting sectors.
  3. Comprehensive product offerings with modular insurance solutions.
  4. Good privacy and cookie consent implementation with Usercentrics.
  5. Multiple customer testimonials and eKomi Gold certification enhance trust.
  6. No visible security policy or incident response information publicly available.
  7. WHOIS data is missing or unavailable, which is a concern for domain legitimacy verification.
  8. Website uses modern JavaScript libraries and asynchronous loading for performance.
  9. Mobile optimization and responsive design are well implemented.
  10. No suspicious or malicious external domains detected.
Technical notes

Notes

The website uses a modular JavaScript architecture with RequireJS and jQuery, combined with modern libraries like Slick slider and Featherlight for UI components. Google Tag Manager is used for analytics and marketing tags, integrated with Usercentrics for consent management. Lazy loading of images improves performance. The site is responsive and mobile-optimized, with clear semantic HTML structure and meta tags supporting SEO. No CMS is explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Performance is moderate with asynchronous script loading but could benefit from further optimization. Accessibility is basic and could be enhanced with ARIA roles and keyboard navigation improvements. Overall, the technical stack supports a professional and scalable digital insurance platform.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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