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Security report for bill.me

Bill.me LTD · Technology · United Kingdom

Low risk. 1 critical or high finding in SSL/TLS.

Security score

88/100

Risk levelLow

0–100, higher is better. How it is calculated

Bill.me LTD operates a comprehensive electronic bill management and payment platform targeting both individual customers and business clients, including cooperation partners such as property management and utility service providers. The company offers a modern SaaS solution with features like bill aggregation, one-click and automatic payments, meter reading submissions, and direct communication channels with service providers. The platform is accessible via web and mobile applications, supporting multiple app stores. Technically, Bill.me employs modern frameworks such as Nuxt.js and Vue.js, integrates Google Tag Manager, reCAPTCHA, and Cookiebot for analytics, security, and privacy compliance. The security posture is strong with HTTPS enforcement, bot protection, and cookie consent management, though some security headers could be enhanced. Privacy policies are comprehensive and GDPR compliant, with a designated Data Protection Officer contact provided. Overall, the website is professional, well-branded, and trustworthy, with clear business information and active social media presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
100/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bill.me

This scan found 12 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
79
Security headers
85
Email security
85
DNS health
80
Network security
100
GDPR outside view
100
Average
88

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention bill.me, from OffSeq Breach.

Total records
1,298
Employees
0
Customers
1,298
Third parties
0
Weak passwords
3%

6 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for bill.me.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bill.me positions itself as a key player in the electronic billing and payment market, leveraging partnerships with service providers and licensed payment processors to deliver seamless invoice receipt and payment services. The business model is based on SaaS offerings with service fees applied per transaction. The target audience includes end customers, business partners, and delegated users. The company demonstrates growth potential through mobile app availability and marketing via social media and digital channels. The partnership ecosystem includes payment processors like ECOMMBX LIMITED and integrations with major ad and analytics platforms. Strategic observations highlight a focus on user convenience, automation, and compliance with data protection regulations.

Security posture

The security maturity of Bill.me is solid, with HTTPS enforced site-wide, use of Google reCAPTCHA to mitigate bot traffic, and Cookiebot managing cookie consent in compliance with GDPR. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the site could improve by adding additional security headers such as Content-Security-Policy and X-Frame-Options. Incident response contact information or a dedicated security page is not present, which could be a gap in readiness. Overall, the security posture supports business continuity and user trust but has room for enhancement in transparency and header hardening.

Recommendations

  1. Implement additional HTTP security headers including Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to strengthen defense-in-depth.
  2. Publish an incident response or security contact page to improve transparency and readiness for vulnerability disclosures.
  3. Regularly audit third-party libraries and dependencies to ensure no vulnerable components are in use.
  4. Enhance user trust by providing visible certifications or security badges if applicable.
  5. Maintain and update privacy and cookie policies regularly to reflect evolving regulations and practices.

Contact details published on the site

Addresses
Legal name
Bill.me LTD
Registration number
10926201
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Bill.me LTD
Description
Bill.me provides a platform to receive, review, and pay electronic bills online. It offers services such as bill aggregation, one-click payments, automatic payments, meter reading submissions, and direct communication with service providers.
Key services
Electronic bill receipt and management, One-click and automatic bill payments, Meter reading submissions, Direct communication with service providers, Mobile application for bill management
Content quality
excellent
Branding
consistent

Technology

Stack
Nuxt.js, Vue.js, Google Tag Manager, Google reCAPTCHA, Cookiebot
Frameworks
Vue.js, Nuxt.js
Platforms
Web, iOS App Store, Google Play, Huawei AppGallery
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Cookie consent management via Cookiebot
  • Secure forms with validation
  • No exposed sensitive data detected

Analytics and tracking

Services
Google Analytics, HubSpot
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google AdSense, Meta Platforms, Inc. (Facebook)
Tracking pixels
Cookiebot session tracker
Marketing tools
HubSpot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive privacy and cookie policies with consent mechanisms are implemented.
  3. Terms and conditions are clearly presented and detailed.
  4. Contact information includes verified company email and physical address.
  5. Security posture is strong with HTTPS, reCAPTCHA, and cookie consent management.
  6. Use of modern web technologies and frameworks (Nuxt.js, Vue.js).
  7. Active social media presence on Facebook, LinkedIn, and YouTube.
  8. Payment processing handled by licensed third party (ECOMMBX LIMITED).
  9. No critical security issues or vulnerabilities detected.
  10. Good SEO and accessibility practices observed.
Technical notes

Notes

Bill.me utilizes a modern web technology stack centered on Vue.js and Nuxt.js frameworks, enabling server-side rendering and responsive design. The site integrates Google Tag Manager and Google Analytics for tracking, along with Cookiebot for cookie consent management. Payment processing is outsourced to a licensed third-party provider, ensuring compliance with financial regulations. The site demonstrates good mobile optimization and accessibility features. Performance is moderate, with preloading of scripts and fonts. Technical risks are minimal, but the absence of some security headers and incident response information suggests opportunities for technical maturity improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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