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Security report for bexio.ch

bexio AG · Technology · Switzerland

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

bexio AG is a Swiss-based company founded in 2013, providing comprehensive business software solutions tailored for small businesses, startups, and self-employed individuals. Their SaaS platform offers a wide range of services including contact management, sales process automation, expense and accounting management, payroll, and integrated e-banking. Positioned as a trusted Swiss SME software provider, bexio serves over 90,000 customers and benefits from strong partnerships with reputable organizations such as Mobiliar and UBS. The website reflects a professional and consistent brand image with excellent content quality and user experience. Technically, the website employs modern web technologies including Alpine.js, Google Tag Manager, and Usercentrics for consent management, ensuring a fast, mobile-optimized, and SEO-friendly platform. Security best practices are observed with HTTPS enforcement, security headers, and secure form handling. However, explicit security policies and incident response information are not publicly available, representing an area for improvement. The security posture is strong with no evident vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. The absence of WHOIS domain registration details is a notable concern, slightly impacting business credibility, but the overall digital presence and trust signals mitigate this risk. Overall, bexio demonstrates a mature digital infrastructure and a secure, privacy-conscious environment suitable for its target SME audience. Strategic recommendations include publishing detailed security policies, incident response plans, and vulnerability disclosure information to enhance transparency and trust further.

Scanned

NIS2 and GDPR posture

GDPR outside view
70/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
75
Email security
87
DNS health
85
Network security
100
GDPR outside view
70
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

bexio AG operates in the technology sector, focusing on business software for SMEs in Switzerland. Their competitive advantage lies in offering an all-in-one, Swiss-made software solution with strong automation features that save time and reduce administrative burdens. The business model is SaaS-based, generating revenue through subscription packages and value-added services like bexio Pay. The target customers are small businesses, startups, and self-employed professionals seeking efficient administration tools. Growth indicators include a large customer base exceeding 90,000 companies and recognition as a top Swiss startup. The partnership ecosystem with financial institutions and industry associations strengthens market positioning and credibility. The company benefits from a parent company (Mobiliar) and maintains a consistent brand and professional online presence, supporting sustained market growth.

Security posture

The website exhibits a high security maturity level with HTTPS enforced and multiple security headers implemented. Consent management via Usercentrics ensures GDPR compliance and user privacy. No exposed sensitive data or vulnerable libraries were detected. However, the absence of a published security policy, incident response plan, and vulnerability disclosure mechanism indicates gaps in transparency and formal security governance. There is no visible contact for a data protection officer or dedicated security contact channels. Overall, the security posture is strong but could be enhanced by formalizing and publishing security governance documents and incident response procedures to improve stakeholder confidence and regulatory compliance.

Recommendations

  1. Publish a detailed security policy and incident response plan on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Provide contact information for a Data Protection Officer or security team.
  4. Regularly audit and update third-party libraries and scripts to mitigate vulnerabilities.
  5. Enhance transparency around data retention policies and user privacy practices.

Contact details published on the site

Addresses
Legal name
bexio AG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
bexio AG
Description
bexio offers business software for small businesses, startups and self-employed individuals with online access, Swiss quality, and a free 30-day trial.
Key services
Contact management, Sales process management, Expense management, Accounting, Payroll accounting, E-banking, bexio Pay (payment and automatic posting)
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Alpine.js, Google Tag Manager, Google Analytics, Kameleoon (A/B testing), Usercentrics (Consent Management Platform), Glightbox (lightbox for media), Imgix (image CDN)
Frameworks
Alpine.js
Platforms
Google Marketing Platform
Performance
fast
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Consent management for cookies and tracking
  • No exposed sensitive data in HTML
  • Secure forms with validation
  • Use of CSP and other security headers

Analytics and tracking

Services
Google Analytics, Google Tag Manager, New Relic, Kameleoon
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
DoubleClick, Bing Ads, Google Ads, Taboola, LinkedIn Ads
Tracking pixels
New Relic, Kameleoon
Marketing tools
Google Marketing Platform, Usercentrics CMP, Kameleoon A/B Testing
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong branding and consistent professional design.
  3. Comprehensive business software offering targeting SMEs in Switzerland.
  4. Good use of modern web technologies and consent management.
  5. WHOIS data missing, which reduces trust but website presence is strong.
  6. Multiple trust signals including certifications, partnerships, and customer testimonials.
  7. Good privacy and cookie policy presence with consent mechanisms.
  8. No explicit security policy or incident response information found.
  9. No vulnerability disclosure or security.txt file detected.
Technical notes

Notes

The website is built using modern JavaScript frameworks such as Alpine.js and integrates multiple third-party services including Google Tag Manager, Google Analytics, Kameleoon for A/B testing, and Usercentrics for consent management. Images are served via Imgix CDN optimizing performance. The site is mobile-optimized with responsive design and accessibility considerations. SEO best practices are followed with proper meta tags, Open Graph data, and structured JSON-LD schema for organization details. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Performance is fast with asynchronous script loading and preconnect hints. Technical risks are minimal but include reliance on multiple third-party scripts which require ongoing security monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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