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Security report for baic.cz

B&A Insurance Consulting · Technology · Czech Republic

High risk. 8 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

44/100

Risk levelHigh

0–100, higher is better. How it is calculated

B&A Insurance Consulting is a Czech Republic-based IT consulting and software development company specializing in SAP systems and insurance sector applications. With over 16 years of market presence, the company serves insurance and banking clients, particularly within the VIG group, offering SAP implementation, maintenance, and custom software development services. The website reflects a professional and consistent brand with clear business focus and client testimonials supporting its market position. Technically, the site uses modern frameworks and technologies but suffers from slow load times and lacks a valid SSL certificate, which critically impacts security. Privacy compliance is basic but present, with GDPR policies and cookie consent mechanisms implemented. Overall, the company demonstrates credible business operations but requires urgent improvements in security posture to protect its digital presence and client trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching baic.cz

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
30
Email security
55
DNS health
80
Network security
100
GDPR outside view
0
Average
44

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention baic.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for baic.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company holds a strong niche in the insurance and reinsurance IT consulting market, leveraging partnerships with major insurance groups like VIG. Its business model focuses on B2B services, combining SAP expertise with modern software development for insurance and banking sectors. The presence of multiple client testimonials and partner logos indicates a well-established ecosystem and positive market reputation. Growth indicators include expansion into non-SAP development and digital modernization projects. The company targets insurance companies, banks, and IT professionals for recruitment, reflecting a balanced approach to service delivery and talent acquisition.

Security posture

The current security posture is weak due to the absence of a valid SSL certificate and lack of HTTPS support, exposing users to potential data interception risks. While some security best practices like HSTS and SPF records are in place, critical gaps remain in TLS protocol support, OCSP stapling, and session resumption. No explicit security or incident response policies are published, which may affect compliance with GDPR and other regulations. The cookie consent mechanism is implemented, but the DMARC policy is set to 'none', offering minimal email protection. Immediate remediation of SSL/TLS issues and enhancement of security headers are recommended to improve the overall security maturity.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 or TLS 1.3) and implement OCSP stapling and session resumption.
  3. Enhance email security by enforcing stricter DMARC policies and monitoring email flows.
  4. Publish clear security and incident response policies to improve transparency and compliance.
  5. Optimize website performance to reduce load times and improve user experience.

Contact details published on the site

Addresses
Legal name
B&A Insurance Consulting
VAT number
CZ27838382
Registration number
27838382
Technical notes

Notes

The website employs a modern technology stack including Java, C#, .NET, Angular, React, and SAP modules, indicating a mature and diverse technical infrastructure. Hosting appears to leverage Google Firebase for storage and sic.cz for DNS services. Despite the advanced tech stack, the website suffers from slow loading times (approx. 19.7 seconds) and lacks a CMS. Accessibility and SEO are basic to good, with proper meta tags and responsive design. The absence of a valid SSL certificate is a critical technical debt that undermines the site's security and trustworthiness. There is an opportunity to modernize the SSL/TLS configuration and improve performance metrics to align with industry standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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