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Security report for appliedsystems.com

Applied Systems, Inc. · Technology · United States

Medium risk. 5 critical or high findings in Security headers and GDPR outside view.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Applied Systems, Inc. is a leading enterprise technology company specializing in insurance software and agency management solutions for independent insurance agencies and brokers. The company offers a comprehensive suite of cloud-based products including agency management platforms, marketing automation, digital payments, and business intelligence tools. With a strong market position evidenced by adoption among top insurance brokerages and multiple industry awards, Applied Systems serves a primarily US-based audience with a focus on innovation and digital transformation in the insurance sector. The company was founded in 1983 and operates several subsidiaries such as EZLynx, Ivans, Indio, and Tarmika, enhancing its product ecosystem. Technically, the website employs modern JavaScript libraries like jQuery and Bootstrap, integrates marketing tools such as Marketo Forms, and uses Google Tag Manager for analytics. Hosting is via Cloudflare, but a critical security gap exists due to the absence of a valid SSL certificate and disabled TLS protocols, severely impacting the security posture. The site is well-structured with comprehensive metadata, JSON-LD structured data, and good SEO practices, providing a professional and trustworthy user experience. Security-wise, the lack of HTTPS and TLS support is a major vulnerability, exposing users to risks and undermining trust. While privacy and cookie policies are present and GDPR compliant, no explicit incident response or vulnerability disclosure mechanisms were found. Overall, the site demonstrates strong business credibility and content quality but requires urgent security improvements to meet modern standards and protect user data effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching appliedsystems.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
20
Email security
50
DNS health
90
Network security
100
GDPR outside view
43
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Applied Systems holds a strong competitive position in the insurance technology market, serving top independent insurance agencies and brokerages. Its business model focuses on B2B SaaS offerings that streamline agency operations, enhance customer engagement, and provide data-driven insights. The company leverages a partner ecosystem including subsidiaries that specialize in niche insurance software solutions, broadening its market reach. Revenue streams likely include software licensing, subscriptions, and professional services. The presence of multiple awards and positive user reviews indicates strong customer satisfaction and brand reputation. The company targets insurance agents and brokers primarily in the United States, with localized content for Canada, UK, and Ireland. Strategic partnerships and a comprehensive product portfolio position Applied Systems for continued growth and innovation in the insurance technology space.

Security posture

The current security posture of the Applied Systems website is weak due to the absence of a valid SSL certificate and disabled TLS protocols, resulting in no HTTPS support. This exposes the site and its users to significant risks including data interception and man-in-the-middle attacks. Additionally, the site lacks HTTP Strict Transport Security (HSTS), OCSP stapling, and session resumption mechanisms, which are standard best practices for secure web communications. Cookies are set with Secure and HttpOnly flags, which is positive, but overall the lack of encryption overshadows these measures. No explicit incident response contacts or vulnerability disclosure policies were identified, indicating potential gaps in security governance and transparency. While privacy and cookie policies are comprehensive and GDPR compliant, the critical failure in transport security severely impacts trust and compliance. Immediate remediation is required to install and maintain valid SSL/TLS certificates and enable modern security protocols.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable TLS 1.2 and TLS 1.3 protocols and disable deprecated SSL/TLS versions.
  3. Implement HTTP Strict Transport Security (HSTS) with includeSubDomains and preload directives.
  4. Enable OCSP stapling to improve certificate revocation checking performance and security.
  5. Add security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options.
  6. Establish and publish a vulnerability disclosure policy and incident response contact information.
  7. Regularly audit and update third-party libraries and scripts to avoid vulnerabilities.
  8. Enhance accessibility features to improve compliance and user experience.
  9. Maintain transparency in data collection and retention policies aligned with GDPR and other regulations.

Contact details published on the site

Addresses
Legal name
Applied Systems, Inc.
Technical notes

Notes

The website infrastructure is hosted behind Cloudflare, providing CDN and some security features, but the lack of a valid SSL certificate negates many benefits. The front-end uses jQuery 3.6.0, Bootstrap 4.6.0, and Marketo Forms for marketing automation, indicating a mature but somewhat traditional tech stack. Performance metrics are not available, but the presence of multiple external scripts and embedded iframes may impact load times, suggesting moderate performance. The site is mobile optimized with responsive design and preconnect/dns-prefetch hints for key domains, improving resource loading. SEO is well implemented with meta tags, Open Graph, Twitter cards, and structured JSON-LD data. However, the absence of HTTPS and modern security protocols represents a significant technical debt and risk. Opportunities exist to modernize the tech stack, improve security configurations, and optimize performance for better user experience and compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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