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Security report for wiener.hr

Wiener osiguranje Vienna Insurance Group d.d. · Other · Croatia

Low risk. 1 critical or high finding in SSL/TLS.

Security score

82/100

Risk levelLow

0–100, higher is better. How it is calculated

Wiener osiguranje Vienna Insurance Group d.d. is a well-established insurance provider operating in Croatia since 2013. The company offers a range of insurance products and advisory services tailored to the Croatian market. The website reflects a professional and consistent brand presence, targeting Croatian customers seeking insurance solutions. The business is part of the larger Vienna Insurance Group, indicating a strong market position and backing. Technically, the website employs modern JavaScript libraries such as jQuery, Swiper.js, and integrates third-party services including Cookiebot for cookie consent management, Google Tag Manager for analytics, and LiveChat by Infobip for customer interaction. The site is hosted likely by Hrvatski Telekom d.d., consistent with the registrar information. Performance and mobile optimization are good, though accessibility could be improved. From a security perspective, the website enforces HTTPS and uses cookie consent mechanisms that comply with GDPR. However, explicit security policies, incident response contacts, and vulnerability disclosure information are not published, representing areas for improvement. No critical vulnerabilities or exposed sensitive data were detected. Overall, the website is trustworthy and professionally maintained, with a strong business legitimacy profile. Strategic recommendations include publishing detailed security and incident response policies, enhancing accessibility, and providing clearer contact information to improve user trust and compliance posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching wiener.hr

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
80
Email security
75
DNS health
80
Network security
100
GDPR outside view
83
Average
82

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Wiener osiguranje operates in the Croatian insurance sector as part of the Vienna Insurance Group, leveraging its parent company's reputation and resources. The company targets individual and corporate customers seeking insurance products. The business model focuses on direct insurance sales and advisory services. The website's integration of live chat and analytics tools indicates a customer-centric approach and data-driven marketing strategy. The absence of explicit contact details on the website suggests reliance on other channels or internal systems for customer engagement. The company appears to maintain a solid market presence with consistent branding and compliance with regional data protection regulations.

Security posture

The website demonstrates a mature security posture with HTTPS enforcement and a comprehensive cookie consent mechanism aligned with GDPR requirements. The use of Cookiebot and Google Tag Manager indicates awareness of privacy and tracking regulations. However, the lack of published security policies, incident response procedures, and vulnerability disclosure mechanisms limits transparency and may affect user trust. No critical security issues or vulnerabilities were identified in the visible content. The site could benefit from enhanced accessibility and explicit security documentation to strengthen its security culture and compliance readiness.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and controls.
  2. Provide clear incident response contact information and procedures for reporting security issues.
  3. Implement and publicize a vulnerability disclosure policy or security.txt file.
  4. Enhance website accessibility to meet WCAG standards for broader user inclusivity.
  5. Improve SEO and structured data usage to increase search engine visibility and compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Wiener osiguranje Vienna Insurance Group d.d.
Description
Wiener osiguranje provides insurance services in Croatia, offering advice and insurance policies tailored to customer needs.
Key services
Insurance policies, Customer advisory services
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.6.0, Swiper.js, Retina.js, Flowplayer, Cookiebot, Google Tag Manager, LiveChat by Infobip
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Hotjar
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Facebook, DoubleClick, Google Ads
Tracking pixels
Facebook Pixel, Hotjar
Marketing tools
Cookiebot, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained
  2. Comprehensive cookie consent mechanism implemented
  3. No explicit contact emails or phone numbers found in HTML content
  4. No explicit security or incident response policies published
  5. Use of multiple third-party marketing and analytics services
  6. WHOIS data consistent with business claims and location
Technical notes

Notes

The website uses a modern JavaScript-based front-end with libraries such as jQuery 3.6.0, Swiper.js for sliders, Retina.js for high-resolution image support, and Flowplayer for media playback. Cookiebot manages cookie consent with granular user controls. Google Tag Manager and Google Analytics are used for tracking and analytics, alongside Hotjar for user behavior insights. The site loads asynchronously scripts for performance optimization. Hosting appears to be with Hrvatski Telekom d.d., consistent with the registrar. The site is mobile optimized and uses responsive design techniques. Accessibility features are basic and could be improved. Overall, the technical infrastructure is solid but could benefit from enhanced accessibility and explicit CMS identification.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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