Skip to main content

Security report for vmcardio.com

BYEHEVE LIMITED · Technology · N/a

Medium risk. 9 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

vmcardio.com is a specialized fintech platform offering virtual credit card issuance and digital ad spend management services. The company, BYEHEVE LIMITED, founded in 2019, targets businesses and digital advertisers seeking efficient control over ad expenditures through virtual payment cards. The platform supports multiple card types including business credit cards, VISA gift cards, and crypto-enabled cards, emphasizing instant approval and API access for seamless integration. The website presents a professional and consistent brand image with clear navigation and relevant content tailored to its target audience. Technically, the site leverages modern frontend frameworks such as Vue.js and integrates multiple third-party services including Google Tag Manager, Baidu Analytics, and CAPTCHA providers to enhance user experience and security. Hosting and DNS are managed via Cloudflare, ensuring reliable performance and security. Security posture is generally good with HTTPS enforced and multiple security verification scripts in use; however, DNSSEC is not enabled and no explicit security or incident response policies are published, which are areas for improvement. Privacy compliance is basic, with a privacy policy present but lacking cookie consent mechanisms and GDPR-specific indicators. Overall, the domain registration is consistent and legitimate, supporting the business credibility. Strategic recommendations include enhancing privacy compliance, enabling DNSSEC, and publishing security policies to strengthen trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

9 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching vmcardio.com

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
60
Security headers
15
Email security
70
DNS health
55
Network security
100
GDPR outside view
35
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the fintech and technology sectors, focusing on virtual card issuance and ad spend management. Its business model is platform-based, offering API access and multi-type virtual cards to businesses globally. The market positioning is as a leading ad spend management platform with fintech partnerships, targeting high-growth brands and digital advertisers. Revenue streams likely include card issuance fees, API usage, and affiliate programs. The partnership ecosystem includes world-class fintech investors and Telegram channels for community engagement. Growth indicators include modern technology adoption and a focus on smart spend controls. The company maintains a small size with a clear focus on niche fintech services.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and use of CAPTCHA services to prevent automated abuse. Security headers are minimal but include Content-Security-Policy for upgrading insecure requests. No DNSSEC is enabled, which is a security gap. There is no visible security policy or incident response contact, limiting transparency in vulnerability handling. No exposed sensitive data or vulnerable libraries were detected in the analysis. Privacy compliance is partial, lacking cookie consent mechanisms and GDPR indicators. Incident response readiness appears low due to absence of published contacts. Overall, the security culture is moderate but can be improved by adopting best practices and transparency.

Recommendations

  1. Enable DNSSEC to enhance DNS security and prevent spoofing.
  2. Implement a cookie consent banner to comply with GDPR and other privacy regulations.
  3. Publish a comprehensive security policy and incident response contact information.
  4. Add a security.txt file to facilitate vulnerability disclosure and improve trust.
  5. Enhance accessibility features to improve compliance and user experience.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BYEHEVE LIMITED
Description
vmcardio.com is a web3 enabled crypto virtual credit card issuing platform with API access. It offers multi type virtual cards includes business credit card, VISA gift card, Mastercard vcc, visa debit card etc. Instant approval virtual credit card when sign up.
Key services
Virtual Payment Cards, Smart Ad Management, Spend Controls, Static Analysis, Affiliate Programs, API Access
Content quality
good
Branding
consistent

Technology

Stack
Vue.js, Pinia, Axios, Element Plus, Vuetify, OneSignal, Google Tag Manager, Baidu Analytics, Geetest Captcha, Cloudflare DNS
Frameworks
Vue.js
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • Use of CAPTCHA services (Tencent TCaptcha, Geetest)
  • Use of OneSignal for push notifications with deferred loading

Analytics and tracking

Services
Baidu Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Tag Manager
Tracking pixels
Baidu Analytics, Google Analytics (via GTM)
Marketing tools
OneSignal push notifications
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is a professional platform for virtual credit card issuance and ad spend management.
  2. Content is well structured and relevant to business services offered.
  3. Use of modern frontend technologies and multiple security verification scripts.
  4. No explicit privacy or cookie consent banners found, which may impact GDPR compliance.
  5. WHOIS data shows domain is stable and registered with a reputable registrar.
  6. No signs of malicious or suspicious activity detected.
Technical notes

Notes

The website is built on a modern Vue.js framework with state management via Pinia and UI components from Element Plus and Vuetify. It uses Axios for HTTP requests and integrates third-party services such as OneSignal for push notifications and multiple CAPTCHA providers for bot mitigation. Hosting is likely via Cloudflare, providing CDN and DNS services. Performance is moderate with module preloading and asynchronous script loading. SEO is basic with meta keywords and description present but no Open Graph or JSON-LD structured data detected. Mobile optimization is good with responsive images and layout. Technical risks include lack of DNSSEC and absence of some security headers. The site is well maintained with no broken elements detected.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with vmcardio.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review vmcardio.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.