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Security report for tiliapay.com

Tilia LLC · Technology · N/a

Medium risk. 3 critical or high findings in Security headers and SSL/TLS.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Tilia LLC operates as a specialized payment solutions provider focused on enabling and managing digital economies for games, virtual worlds, NFTs, and mobile applications. Their platform offers comprehensive services including payment processing, digital ledger management, KYC compliance, fraud protection, and real-world payouts. Positioned as a leader in the digital economy payment space, Tilia partners with notable companies such as VRChat, Second Life, Upland, AWS, Unity, and JPMorgan, reinforcing its market credibility and reach. Technically, the website is built on modern web technologies including Webflow CMS, Google Tag Manager, and OneTrust for privacy compliance. The site demonstrates excellent performance, mobile optimization, and accessibility. Security posture is strong with HTTPS enforced and privacy mechanisms in place, though some security headers could be enhanced for further protection. The absence of publicly listed direct contact emails or phone numbers suggests a controlled communication approach, likely via contact forms. WHOIS data is privacy protected or unavailable, which aligns with the nature of a regulated financial services provider. Overall, the website presents a professional, trustworthy, and compliant digital presence. Strategically, Tilia should consider publishing explicit security policies and incident response contacts to enhance transparency and trust. Additionally, implementing a security.txt file and improving security headers would strengthen their security posture. These steps, combined with their existing compliance and partner ecosystem, position Tilia well for continued growth in the digital economy sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching tiliapay.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
30
Email security
75
DNS health
75
Network security
100
GDPR outside view
88
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Tilia LLC targets digital publishers, game developers, and virtual world operators seeking to monetize and manage token-based economies. Their business model revolves around providing an end-to-end payment and compliance platform that simplifies the complexities of financial regulation, KYC, and payouts. Revenue streams likely include transaction fees, service subscriptions, and value-added services such as tax management and fraud protection. The company’s partnerships with major industry players indicate a strong ecosystem and competitive advantage. Growth indicators include a focus on emerging markets like NFTs and virtual economies, supported by a scalable microservices architecture. Strategic observations highlight Tilia’s niche specialization in regulated digital economy payments, which differentiates it from generic payment processors.

Security posture

Tilia demonstrates a mature security posture with enforced HTTPS, use of privacy and cookie consent tools (OneTrust), and adherence to financial regulatory requirements evidenced by Money Transmitter Licenses. No critical vulnerabilities or exposed sensitive data were detected in the website content. However, the lack of explicit security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement. The absence of a published security policy or incident response contact limits transparency for security researchers and customers. Compliance with GDPR is indicated by comprehensive privacy and cookie policies with consent mechanisms. Overall, the security culture appears professional but could benefit from enhanced communication and technical controls.

Recommendations

  1. Publish a detailed security policy and incident response contact information on the website.
  2. Implement and enforce security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Create and maintain a security.txt file to facilitate responsible vulnerability disclosure.
  4. Enhance transparency by providing direct contact emails or phone numbers for support and security inquiries.
  5. Regularly audit and update third-party libraries and dependencies to mitigate potential vulnerabilities.

Contact details published on the site

Legal name
Tilia LLC
Registration number
NMLS License #2450368
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Tilia LLC
Description
The premier single payment solution that integrates seamlessly with online games, NFTs, and other digital economies. Discover how Tilia can help you streamline your payment processes and grow your digital economy today.
Key services
Process Payments, Use a Digital Ledger, Enable Payouts, KYC and fraud management, Tax management, Chargebacks and fraud protection
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, jQuery 3.5.1, Webflow, OneTrust Cookie Consent, Google Fonts (Lato, Rosario, Roboto, Inter), Typekit Fonts
Frameworks
Webflow
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of OneTrust for cookie consent and privacy compliance
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected.
  2. Strong focus on digital economy payment solutions for gaming, virtual worlds, NFTs, and mobile apps.
  3. Use of modern web technologies and compliance tools like OneTrust.
  4. Clear privacy and cookie policies with consent mechanisms implemented.
  5. No direct contact emails or phone numbers publicly listed; contact via forms.
  6. WHOIS data is unavailable or privacy protected, typical for regulated financial entities.
  7. Security headers could be improved but HTTPS and SSL are properly configured.
  8. No signs of adult or questionable content; content is business professional.
  9. Partner logos and testimonials enhance trustworthiness.
Technical notes

Notes

The website leverages a modern technology stack centered around Webflow CMS, ensuring ease of content management and responsive design. Integration of Google Tag Manager facilitates analytics and marketing tracking, while OneTrust manages cookie consent and privacy compliance effectively. Hosting via AWS Cloudfront CDN contributes to fast content delivery and global availability. The site exhibits excellent mobile optimization and accessibility features, supporting a broad user base. Technical debt appears minimal with no broken elements or outdated libraries detected. Opportunities for modernization include enhancing security headers and expanding technical documentation for security and compliance. Technical risks are low but should be monitored continuously given the financial nature of the services.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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