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Security report for mobiliar.ch

die Mobiliar · Other · Switzerland

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Die Mobiliar is a well-established Swiss insurance and pension provider, serving a significant portion of households and businesses in Switzerland. The website reflects a mature digital presence with a focus on online services such as premium calculation, damage reporting, and policy management. The company targets both private individuals and businesses, positioning itself as a trusted market leader in the Swiss insurance sector. Technically, the website is built using modern frameworks like Angular and integrates Google Maps and analytics services, indicating a robust and interactive user experience. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though explicit security headers and policies are not disclosed. Privacy compliance is weak due to the absence of visible privacy and cookie policies, which should be addressed to meet regulatory standards. Overall, the website is professional and trustworthy but could improve transparency around privacy and security policies.

Scanned

This is an earlier scan of mobiliar.ch. View the latest report

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching mobiliar.ch

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
60
Email security
68
DNS health
90
Network security
100
GDPR outside view
53
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates primarily in the insurance sector within Switzerland, offering a broad range of insurance and pension products. Its business model focuses on direct customer engagement through digital channels, supported by online tools and services. The website's content and structure suggest a large enterprise with a strong brand presence and consistent messaging. The use of multiple online services and integration with external domains for analytics and advertising indicates a mature marketing and customer engagement strategy. No evidence of subsidiaries or parent companies was found in the provided data. The company leverages partnerships with major advertising and analytics providers to enhance its digital footprint.

Security posture

The website demonstrates a good security baseline with HTTPS enabled and no exposed sensitive data in the HTML content. However, the lack of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces the overall security posture. There is no publicly available security policy or incident response contact information, which limits transparency and readiness perception. No vulnerability disclosure or security.txt file was detected, which is a missed opportunity for responsible vulnerability management. The use of modern frameworks and absence of known vulnerable libraries is positive. Overall, the security posture is good but could be enhanced by publishing security policies and implementing additional HTTP security headers.

Recommendations

  1. Publish a comprehensive privacy policy and cookie policy with clear consent mechanisms to improve GDPR compliance.
  2. Implement and disclose a security policy and incident response contact information to enhance transparency and trust.
  3. Add standard security headers such as CSP, HSTS, and X-Frame-Options to strengthen security posture.
  4. Create and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  5. Provide clear contact information including emails and physical addresses to improve business credibility and user trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
die Mobiliar
Description
Die Mobiliar ist die älteste Versicherung & Vorsorge in der Schweiz und versichert jeden dritten Haushalt und jedes dritte Unternehmen.
Key services
Insurance, Pension plans, Online premium calculation, Damage reporting, Policy management
Content quality
good
Branding
consistent

Technology

Stack
Angular 20, Google Maps API, Custom fonts, SVG icons
Frameworks
Angular
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
poor

Advertising

Ad networks
Google DoubleClick, Google AdService
Marketing tools
Tealium (tags.tiqcdn.com)
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive for insurance and pension services.
  3. No privacy or cookie policies explicitly found in the provided content.
  4. Contact information is limited to phone numbers; no emails or physical addresses explicitly found.
  5. Use of modern web technologies and analytics tools.
  6. No visible security policy or incident response information.
  7. No vulnerability disclosure or security.txt found.
  8. No WAF or blocking mechanisms detected.
Technical notes

Notes

The website is built on Angular 20, indicating a modern and maintainable frontend framework. It uses Google Maps API for location services and integrates with Google Analytics and Tag Manager for user behavior tracking. The site employs custom fonts and SVG icons for a polished visual experience. Performance appears moderate with responsive design and mobile optimization evident. No CMS was explicitly detected, suggesting a custom or proprietary content management solution. The site lacks some advanced SEO and accessibility features but maintains good basic standards. Hosting provider details were not found. Overall, the technical infrastructure supports a professional and user-friendly digital experience but could benefit from enhanced SEO and accessibility audits.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 77/100 +3Low22 findingsView report
  2. 74/100Medium19 findingsView report
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