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Security report for xpecto.de

xpecto AG · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

xpecto AG is a German-based software company specializing in solutions for tangible asset management, including bonds, subordinated loans, ELTIFs, AIFs, tokenized securities, and derivatives. With over 40 years of market experience and more than 150 client companies, xpecto AG holds a strong position in the financial and real estate software sector. Their offerings include modules for investor administration, controlling, reporting, risk management, asset management, and digital portals for investors and sales partners. The company emphasizes compliance and security, demonstrated by certifications such as ISO 27001 and GoBD. Technically, the website is built on WordPress using modern frameworks and plugins like WPBakery and Rank Math SEO. It employs Matomo for privacy-conscious analytics and features responsive design with good accessibility and SEO optimization. The site is well-structured, professionally designed, and provides comprehensive product and service information. From a security perspective, the site enforces HTTPS, includes essential security headers, and follows best practices. However, explicit privacy and cookie policies with consent mechanisms are not clearly presented, which could be improved to enhance GDPR compliance. The WHOIS data for the domain is unavailable, which slightly reduces domain trustworthiness, though the website content and certifications support legitimacy. Overall, xpecto AG presents a professional, secure, and credible online presence suitable for its target audience in finance and real estate asset management. Strategic recommendations include publishing clear privacy and cookie policies, adding incident response contact details, and verifying domain registration information to strengthen trust and compliance.

Scanned

This is an earlier scan of xpecto.de. View the latest report

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching xpecto.de

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
90
Security headers
75
Email security
72
DNS health
75
Network security
100
GDPR outside view
53
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

xpecto AG operates in the niche market of software solutions for tangible asset management, targeting financial institutions, asset managers, fund managers, and real estate professionals. Their competitive advantage lies in their long-standing market presence since 1982, comprehensive product portfolio, and certifications that assure compliance and security. Revenue streams likely include software licensing, module subscriptions, and consulting services. The company maintains a strong partnership ecosystem, including technology providers and industry clients, as evidenced by client logos and references. Growth indicators include continuous product development, participation in industry events, and recognition as a top employer. The company’s operations are primarily focused in Germany, with a medium-sized organizational footprint.

Security posture

The security maturity of xpecto AG’s website is high, with HTTPS enforced and multiple security headers implemented. The use of ISO 27001 certified processes indicates a robust internal security framework. No exposed sensitive data or vulnerable libraries were detected in the website content. The site uses Matomo analytics configured to respect Do Not Track and disables cookies, reflecting privacy-conscious data collection. However, the absence of explicit privacy and cookie policies and lack of visible incident response contacts are gaps that should be addressed. There is no evidence of a vulnerability disclosure program or security.txt file. Overall, the security posture is strong but could be enhanced by improving transparency and compliance documentation.

Recommendations

  1. Publish comprehensive privacy and cookie policies with clear consent mechanisms to improve GDPR compliance.
  2. Add explicit incident response contact information on the website to facilitate security communication.
  3. Implement a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and plugins to mitigate potential vulnerabilities.
  5. Verify and publish domain registration details to enhance trust and transparency.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
xpecto AG
Description
Software für Sachwerte: Ganz egal ob für Anleihen, Nachrangdarlehen, ELTIFs, AIFs, tokenisierte Wertpapiere und sonstige Derivate. Wir haben die Lösung.
Key services
Anlegerverwaltung und Vertriebsverwaltung, Controlling, Reporting und Risikomanagement, Assetmanagement, Webportale und Onlinezeichnung
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, PHP, JavaScript, Matomo Analytics, Owl Carousel, WPBakery Page Builder
Frameworks
Rank Math SEO, WPBakery, Matomo
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
good
SEO
excellent

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Use of ISO 27001 certified processes

Analytics and tracking

Services
Matomo
Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Matomo
Marketing tools
Rank Math SEO
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design
  2. No WAF or blocking mechanisms detected
  3. WHOIS data unavailable, limiting domain trust verification
  4. Strong presence of certifications and client trust indicators
  5. No explicit privacy or cookie policies found on main page
  6. Contact information is clearly presented with multiple channels
  7. Use of Matomo analytics with Do Not Track and cookie disabling enabled
  8. Website is German language focused and targets financial and real estate sectors
Technical notes

Notes

The website is built on a modern WordPress platform using WPBakery for page building and Rank Math for SEO optimization. It employs Matomo for analytics, favoring privacy over mainstream trackers. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with preloading of fonts and deferred JavaScript loading. The technical stack is mature and well-maintained, though hosting provider details are not disclosed. There is an opportunity to improve technical documentation around privacy and security compliance. No critical technical debt or risks were identified from the HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium26 findingsView report
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