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Security report for xpecto.de

xpecto AG · Finance · Germany

Medium risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

75/100

Risk levelMedium

0–100, higher is better. How it is calculated

xpecto AG is a German software company specializing in digital solutions for managing real assets and financial products such as bonds, subordinated loans, ELTIFs, AIFs, tokenized securities, and derivatives. Established since 1982, the company positions itself as a leading provider in the niche market of real asset management software, serving over 150 client companies with 40 years of market experience. Their offerings include modules for investor and sales management, controlling, reporting, risk management, asset and portfolio management, and digital portals for investors and sales partners. The website is professionally designed, mobile-optimized, and rich in content, reflecting a mature digital presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
75
Email security
72
DNS health
75
Network security
100
GDPR outside view
53
Average
75

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets financial institutions, asset managers, fund managers, and real estate professionals, providing comprehensive software solutions tailored to regulatory and operational needs in the German market. Their business model revolves around software licensing and service provision for real asset management. The presence of certifications such as ISO 27001 and GoBD, along with client logos and awards like Kununu Top Company 2025, indicate a strong market reputation and trust. The company leverages WordPress CMS with modern SEO and analytics tools, suggesting a focus on digital marketing and customer engagement.

Security posture

The website enforces HTTPS and uses Matomo analytics configured to respect user privacy by disabling cookies and honoring DoNotTrack. However, it lacks visible security headers such as Content-Security-Policy and does not publish a security.txt or vulnerability disclosure policy. No incident response contacts are provided. The absence of explicit privacy and cookie policies is a compliance gap. Overall, the security posture is good but could be improved by adding security headers, formalizing incident response information, and enhancing privacy compliance.

Recommendations

  1. Implement and publish comprehensive privacy and cookie policies with consent mechanisms to improve GDPR compliance.
  2. Add security headers like Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to enhance protection against common web attacks.
  3. Publish a security.txt file and a vulnerability disclosure policy to facilitate responsible security reporting.
  4. Provide clear incident response contact information, such as security@ or abuse@ email addresses.
  5. Verify and update domain WHOIS registration to ensure consistency with company claims and improve trustworthiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
xpecto AG
Description
Software für Sachwerte: Ganz egal ob für Anleihen, Nachrangdarlehen, ELTIFs, AIFs, tokenisierte Wertpapiere und sonstige Derivate. Wir haben die Lösung.
Key services
Anlegerverwaltung und Vertriebsverwaltung, Controlling, Reporting und Risikomanagement, Assetmanagement, Webportale und Onlinezeichnung
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, PHP, JavaScript, Matomo Analytics, Owl Carousel, WPBakery Page Builder
Frameworks
Rank Math SEO, WPBakery, Total WordPress Theme
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Matomo with DoNotTrack and cookie disabling
  • No visible vulnerable libraries

Analytics and tracking

Services
Matomo
Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
Matomo
Marketing tools
Rank Math SEO
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Professional German language website focused on software for real assets and financial products
  3. Strong branding and consistent design with clear navigation
  4. Contact information including multiple phone numbers and emails clearly provided
  5. Use of Matomo analytics with privacy-respecting settings
  6. Certifications including ISO 27001 and GoBD prominently displayed
  7. No privacy or cookie policy pages explicitly found in HTML content
  8. No visible security.txt or vulnerability disclosure policy
  9. WHOIS data missing or domain unregistered, which is a critical concern
Technical notes

Notes

The website is built on WordPress using the Total theme and WPBakery page builder, with modern fonts and responsive design. It uses Matomo for analytics with privacy-conscious settings. The site loads a variety of images optimized for different screen sizes and uses Owl Carousel for client logos and content sliders. Performance is moderate with room for optimization. The technical stack is modern and well-maintained, but the lack of security headers and incomplete privacy compliance are notable technical gaps.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 78/100Low24 findingsView report
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