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Security report for xolo.io

Xolo OÜ · Technology · Estonia

Low risk. 3 critical or high findings in Security headers and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Xolo OÜ is a technology company founded in 2015, specializing in providing comprehensive business solutions tailored for solopreneurs and freelancers globally. Their platform offers services including virtual company invoicing without registration (Xolo Go), e-Residency company formation and management (Xolo Leap), accounting, tax reporting, and compliance support. The company positions itself as a trusted partner for independent business owners seeking to simplify administrative burdens and operate remotely. The website demonstrates a strong market presence with over 130,000 users and invoicing clients from 150 countries, indicating a mature and scalable business model. Technically, the website employs a modern tech stack with integrations of Google Analytics, HubSpot, Freshchat, and other marketing and analytics tools, ensuring robust user engagement tracking and customer support capabilities. The site is well-optimized for mobile devices, features clear navigation, and uses structured data for SEO enhancement. Performance is moderate, with room for optimization in loading speed. From a security perspective, the site enforces HTTPS and implements cookie consent mechanisms aligned with GDPR requirements. While explicit security headers are not visible in the HTML, the use of reputable third-party services and absence of exposed sensitive data indicate a solid security posture. However, the site could benefit from publishing a formal security policy and vulnerability disclosure program to enhance transparency and incident response readiness. Overall, Xolo presents a professional, trustworthy, and user-centric platform with strong business credibility and compliance awareness. The lack of WHOIS data transparency is mitigated by consistent website content and social proof. Strategic recommendations include enhancing security header implementation, formalizing security policies, and continuous monitoring of third-party integrations to maintain a high security standard.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 384-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching xolo.io

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
65
Email security
80
DNS health
85
Network security
100
GDPR outside view
83
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Xolo operates in the technology sector, targeting solopreneurs and freelancers who require streamlined business administration solutions. Their competitive advantage lies in combining e-Residency benefits with user-friendly invoicing and accounting tools, enabling remote business operations. Revenue streams likely include subscription fees for Xolo Go and Xolo Leap services, along with value-added accounting and compliance support. The company demonstrates growth through a large and diverse client base and active social media engagement. Partnerships with payment processors and marketing platforms enhance their ecosystem. The business model emphasizes SaaS delivery with a focus on compliance and ease of use, positioning Xolo as a leader in the niche of remote business management for independent professionals.

Security posture

Xolo exhibits a mature security posture with mandatory HTTPS usage and cookie consent aligned with GDPR. The website does not expose sensitive information and uses secure third-party services for analytics and customer engagement. However, the absence of visible security headers in the HTML suggests potential gaps in HTTP response configurations. No vulnerability disclosures or incident response contacts are publicly available, indicating an area for improvement. The company should consider formalizing security policies and publishing a security.txt file to enhance transparency and readiness. Overall, the security measures are adequate for the business type but could be strengthened to meet higher compliance standards and customer trust expectations.

Recommendations

  1. Implement and verify HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Referrer-Policy.
  2. Publish a formal security policy and incident response contact information on the website.
  3. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  4. Regularly audit and update third-party scripts and integrations to mitigate supply chain risks.
  5. Enhance website performance optimization to improve user experience and SEO.

Contact details published on the site

Addresses
Legal name
Xolo OÜ
Registration number
company Not
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Xolo OÜ
Description
Xolo is an all-for-solos business engine that provides local and global solutions for business formation, VAT-compliant invoicing, accounting, tax reporting, business expenses and more.
Key services
Xolo Go - virtual company invoicing without company registration, Xolo Leap - e-Residency company formation and management, Accounting and tax reporting, Invoicing tools, Business registration, Customer support
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, Google Tag Manager, Google Analytics, HubSpot, Freshchat, Lucky Orange, VWO (Visual Website Optimizer), Elfsight widgets
Frameworks
HubSpot marketing and analytics, Google Tag Manager
Platforms
Google Analytics, Freshchat messaging
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of secure third-party services

Analytics and tracking

Services
Google Analytics, HubSpot Analytics, Lucky Orange, VWO
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Bing Ads, Facebook Ads
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, Lucky Orange, VWO
Marketing tools
HubSpot, Freshchat, Elfsight widgets
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Strong focus on solopreneurs and freelancers with tailored business solutions
  3. Comprehensive cookie and privacy policies with consent mechanisms
  4. Use of multiple third-party marketing and analytics tools
  5. No exposed sensitive data or security issues found in HTML content
  6. WHOIS data is privacy protected or unavailable, but website legitimacy is supported by content and social proof
Technical notes

Notes

The website leverages a modern JavaScript-based tech stack with integrations from HubSpot, Google Analytics, Freshchat, Lucky Orange, and VWO for marketing, analytics, and customer support. The site is mobile-optimized with responsive design and uses structured data (JSON-LD) for SEO benefits. While the HTML and CSS are valid and well-structured, performance is moderate, suggesting opportunities for optimization. The hosting provider is not explicitly identified, but the use of multiple CDN and third-party services indicates a distributed infrastructure. Technical risks include reliance on multiple third-party scripts which require ongoing security and performance monitoring. Overall, the technical implementation supports a professional and scalable user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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