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Security report for wfi.com.au

WFI · Other · Australia

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

WFI is a well-established Australian insurance provider specializing in farm, business, and personal insurance products. The company emphasizes personalized service with local representatives across Australia, targeting rural and regional markets. The website reflects a professional and trustworthy brand under the parent company CGU Australia Pty Ltd. The digital presence is supported by modern technologies including Adobe Experience Manager and Akamai CDN, ensuring a responsive and performant user experience. Security posture is solid with HTTPS and no visible vulnerabilities, though some security headers and policies could be enhanced. Privacy and terms of service are clearly presented, supporting compliance. Overall, the site is a credible and mature digital asset for the insurance business.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching wfi.com.au

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
25
Email security
85
DNS health
85
Network security
100
GDPR outside view
58
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

WFI operates in the insurance sector with a focus on agricultural and personal insurance products. Its market position is strengthened by partnerships and alliance networks, supporting regional Australia. The business model is service-oriented with direct customer engagement via local reps and online tools such as calculators and claims portals. The company leverages Salesforce for partner referrals and maintains a social media presence on Facebook. The website content and structure indicate a large enterprise with comprehensive offerings and a strong brand identity.

Security posture

The website demonstrates a good security baseline with HTTPS enforced and no exposed sensitive data. Use of deferred and asynchronous scripts reduces attack surface. However, the absence of explicit security headers (CSP, HSTS, X-Frame-Options) and lack of published security policies or incident response contacts indicate room for improvement. No vulnerability disclosures or security.txt files were found, which could enhance transparency and trust. Overall, the security posture is good but could be elevated with additional best practices and documentation.

Recommendations

  1. Implement comprehensive security headers including Content Security Policy and HSTS.
  2. Add a cookie consent banner to comply with privacy regulations and improve user transparency.
  3. Publish a dedicated security policy and incident response contact information on the website.
  4. Consider establishing a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  5. Regularly audit third-party scripts and dependencies to ensure no vulnerable libraries are included.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
WFI
Description
At WFI, we believe in personal service. That’s why we have friendly reps across Australia who are ready to help you with your business, farm and personal insurance.
Key services
Farm insurance, Business insurance, Personal insurance, Claims support, Insurance calculators
Content quality
excellent
Branding
consistent

Technology

Stack
Adobe Helix RUM, Vidyard video embed, Bootstrap (data-bs-toggle attributes), AEM (Adobe Experience Manager) clientlibs, Akamai (inferred from boomerang script domain)
Frameworks
Adobe Experience Manager
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of deferred and async scripts

Analytics and tracking

Services
Akamai Boomerang
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Akamai Boomerang
Marketing tools
Adobe Helix RUM
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation.
  2. No signs of WAF or blocking mechanisms.
  3. Professional insurance service targeting Australian market.
  4. Good use of modern web technologies and CMS.
  5. Privacy and terms pages are present and linked.
  6. No explicit security policy or incident response info found.
  7. No vulnerability disclosure or security.txt present.
  8. Contact information is clear with phone and contact page.
  9. Social media presence on Facebook confirmed.
Technical notes

Notes

The website is built on Adobe Experience Manager, leveraging modern web technologies such as Bootstrap and Vidyard for video content. Hosting and CDN services appear to be provided by Akamai, enhancing performance and reliability. The site is mobile-optimized with responsive design and accessibility considerations. SEO is supported by proper meta tags and structured data (JSON-LD). Performance is moderate with deferred script loading and preconnect hints. Technical debt appears low, but adding security headers and cookie consent mechanisms would improve compliance and security posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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