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Security report for visa.nl

Visa · Finance · Netherlands

Medium risk. 4 critical or high findings in Email security, SSL/TLS and 1 other check.

Security score

67/100

Risk levelMedium

0–100, higher is better. How it is calculated

Visa is a globally recognized leader in digital payments, providing a wide range of payment technologies and services to consumers and businesses in the Netherlands and worldwide. The website reflects Visa's strong market position and commitment to secure, innovative payment solutions. The site is professionally designed with excellent content quality, clear navigation, and mobile optimization, targeting both consumers and business clients. Technically, the site leverages modern web technologies, including Cloudflare for security and performance, Tealium for tag management, and Adobe Experience Manager as the CMS platform. Security posture is strong with HTTPS enforcement, security headers, and bot management, although explicit security policies and incident response contacts are not publicly disclosed. Privacy compliance is robust with comprehensive cookie consent mechanisms and GDPR-aligned privacy policies. Overall, the website demonstrates high professionalism, trustworthiness, and digital maturity.

Scanned

This is an earlier scan of visa.nl. View the latest report

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  3. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Unregistered MX Record

      MX record points to unregistered domain: cluster2.stratushosting.co.uk

      What to do: Remove or fix MX record pointing to unregistered domain

      • RFC 5321 §5.1
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory
    • High

      Unregistered MX Record

      MX record points to unregistered domain: cluster1.stratushosting.co.uk

      What to do: Remove or fix MX record pointing to unregistered domain

      • RFC 5321 §5.1
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory

Need hands-on remediation? Email guard@offseq.com

Keep watching visa.nl

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Security headers
75
Email security
40
DNS health
40
Network security
100
GDPR outside view
83
Average
67

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Visa operates in the finance sector as an essential entity, focusing on payment processing and digital payment technologies. Its business model revolves around providing secure and innovative payment solutions such as Visa Credit, Debit, Click to Pay, and Visa Secure. The company targets a broad audience including consumers and businesses, emphasizing ease of payment and security. Visa's global presence is supported by numerous regional sites and partnerships, enhancing its market reach. The website content and structure reinforce Visa's leadership and commitment to social responsibility, sustainability, and community support. The absence of direct contact emails or phone numbers suggests a preference for controlled communication channels, likely for security and brand consistency.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and use of Cloudflare for DDoS protection and bot mitigation. Cookie consent and privacy mechanisms are well implemented, supporting GDPR compliance. However, the lack of a publicly available security policy or incident response contact limits transparency in security governance. No vulnerabilities or exposed sensitive data were detected in the content. The use of multiple third-party analytics and marketing tools is balanced with user consent, reflecting good privacy practices. Overall, Visa's website security aligns with industry best practices but could be enhanced by publishing explicit security and incident response information.

Recommendations

  1. Publish a dedicated security policy page outlining security governance and practices.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency by including direct contact information for data protection officers or privacy inquiries.
  5. Regularly review third-party scripts and cookies to minimize privacy risks and improve user trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Visa
Description
Visa is a trusted leader in digital payments, offering payment technologies and solutions for consumers and businesses in the Netherlands and globally.
Key services
Visa Credit, Visa Debit, Click to Pay, Apple Pay, Contactless payments, Visa Secure, Visa B2B Connect, Visa Analytics Platform
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, YouTube iframe API, Cloudflare, Tealium, ContentSquare, Eloqua, Catchpoint, Oracle Eloqua, Amazon Web Services
Frameworks
Stencil.js
Platforms
Visa CDN, Cloudflare CDN
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of Cloudflare for DDoS protection and bot management
  • Cookie consent mechanism implemented
  • No exposed sensitive data detected in HTML

Analytics and tracking

Services
Google Analytics, ContentSquare, Eloqua, Catchpoint
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Casale Media Inc., Demandbase Inc., Tremor International Ltd., Facebook Ads
Tracking pixels
ContentSquare, Eloqua, Tealium
Marketing tools
Tealium, Eloqua, ContentSquare
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Comprehensive cookie consent and privacy mechanisms are implemented.
  3. Strong brand presence with consistent Visa branding.
  4. Multiple language and regional versions linked.
  5. No direct contact emails or phone numbers visible; contact via forms.
  6. Use of modern web technologies and CDNs for performance and security.
  7. No security policy or incident response contact publicly visible.
  8. Extensive use of third-party analytics and marketing tools with consent.
Technical notes

Notes

The website is built on a modern technology stack including JavaScript frameworks (Stencil.js), Adobe Experience Manager CMS, and uses Cloudflare and AWS for hosting and security. Performance is optimized with CDN usage and lazy loading of images. The site is mobile responsive and accessible with ARIA roles and labels. SEO is supported by proper meta tags and structured data (JSON-LD). Analytics and marketing tools such as Google Analytics, Tealium, ContentSquare, and Eloqua are integrated with user consent. The technical implementation is robust, supporting a fast, secure, and user-friendly experience. Opportunities exist to further improve security transparency and reduce reliance on extensive third-party tracking.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 68/100Medium30 findingsView report
  2. 68/100Medium30 findingsView report
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