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Security report for visa.nl

Visa · Finance · Netherlands

Medium risk. 4 critical or high findings in Email security, SSL/TLS and 1 other check.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Visa is a globally recognized leader in digital payment technologies, offering a broad range of secure payment solutions including credit, debit, contactless, and mobile payments. The website www.visa.nl serves the Dutch market with localized content and comprehensive information about Visa's products and services. The site demonstrates a mature digital infrastructure with modern web technologies, strong branding, and a focus on user experience and accessibility. Security posture is robust with HTTPS enforcement, Cloudflare protection, and cookie consent mechanisms, although explicit security policies and incident response contacts are not publicly detailed. Overall, the website reflects Visa's enterprise-level professionalism and market leadership in the financial services sector.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  3. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • High

      Unregistered MX Record

      MX record points to unregistered domain: cluster1.stratushosting.co.uk

      What to do: Remove or fix MX record pointing to unregistered domain

      • RFC 5321 §5.1
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory
    • High

      Unregistered MX Record

      MX record points to unregistered domain: cluster2.stratushosting.co.uk

      What to do: Remove or fix MX record pointing to unregistered domain

      • RFC 5321 §5.1
      • NIS2 21(2)(i)
      • IR 2024/2690 12.4: Implementing Regulation (EU) 2024/2690, Annex point 12.4: Asset inventory
      • NIST CM-8: NIST SP 800-53 Rev. 5 CM-8: System Component Inventory

Need hands-on remediation? Email guard@offseq.com

Keep watching visa.nl

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

€39.90one-time

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
70
Security headers
75
Email security
40
DNS health
40
Network security
100
GDPR outside view
83
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Visa operates as a payment network and technology provider targeting consumers, businesses, and partners worldwide. The Dutch site highlights key services such as Visa Credit, Debit, Click to Pay, and Visa Secure, emphasizing innovation and security. Visa's market position is that of a dominant global player with extensive partnerships and regional sites supporting localized markets. The business model revolves around transaction processing, technology licensing, and value-added services like analytics and fraud protection. The website's content and structure support Visa's brand trust and customer engagement strategies, with clear navigation and comprehensive policy disclosures.

Security posture

The website employs strong security measures including HTTPS with excellent SSL configuration, Cloudflare for DDoS and bot mitigation, and a detailed cookie consent mechanism compliant with GDPR. Security headers are present, and no vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a publicly accessible security policy or dedicated incident response contact limits transparency. No vulnerability disclosure program or security.txt file was found, which could enhance trust and facilitate responsible vulnerability reporting. Overall, the security posture is strong but could benefit from improved communication of security governance.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and best practices.
  2. Provide explicit incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance transparency around data protection officer contact details to strengthen GDPR compliance.
  5. Regularly review and update cookie and privacy policies to maintain compliance with evolving regulations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Visa
Description
Visa is a global leader in digital payments, providing secure and innovative payment technologies and solutions for consumers, businesses, and governments.
Key services
Visa Credit, Visa Debit, Click to Pay, Apple Pay, Contactless payments, Visa Secure, Visa B2B Connect, Visa Analytics Platform
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Stencil.js, Tealium, Cloudflare, YouTube iframe API
Frameworks
Stencil.js
Platforms
Visa proprietary platform
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of Cloudflare for DDoS protection and bot management
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML
  • Secure forms with proper labels and ARIA attributes

Analytics and tracking

Services
Google Analytics, Tealium
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Tealium, CookieReports
Marketing tools
Tealium, CookieReports
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Dutch targeting the Netherlands market.
  3. Strong branding and consistent corporate identity.
  4. Comprehensive privacy and cookie policies with consent mechanisms.
  5. No direct contact emails or phone numbers found on homepage; contact form available.
  6. Use of modern web technologies and frameworks.
  7. Good SEO and accessibility practices observed.
  8. No security policy or incident response contact publicly visible.
  9. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website is built using modern web technologies including Stencil.js for web components, Tealium for tag management, and Cloudflare for hosting and security. The CMS appears to be Adobe Experience Manager, supporting a scalable and flexible content delivery. Performance is optimized with lazy loading of images and preloading of fonts and stylesheets. The site is mobile responsive with good accessibility features such as ARIA labels and keyboard navigation support. SEO is well addressed with canonical tags, hreflang for internationalization, and structured data in JSON-LD format. The technical infrastructure supports a fast, secure, and user-friendly experience aligned with enterprise standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 67/100 −1Medium31 findingsView report
  2. 68/100Medium30 findingsView report
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