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Security report for unicredit.it

UniCredit S.p.A. · Finance · Italy

Partial score · DNS & email only

65/100

0–100, higher is better. How it is calculated

UniCredit S.p.A. is a major pan-European commercial bank with a strong presence in Italy and Central/Eastern Europe, offering a broad range of banking and financial services targeted primarily at private individuals and families. The website reflects a mature digital infrastructure with comprehensive service offerings including current accounts, loans, credit cards, investments, mortgages, insurance, and digital banking services. The site is well-branded, professionally designed, and optimized for mobile and accessibility standards. The presence of structured data and extensive analytics indicates a high level of digital maturity. Security posture is strong with HTTPS enforced and cookie consent mechanisms in place, though explicit security policies and incident response contacts are not publicly detailed. Overall, the website demonstrates high business credibility and trustworthiness, supported by consistent WHOIS data and clear contact information.

Scanned

This is an earlier scan of unicredit.it. View the latest report

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

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Keep watching unicredit.it

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Email security
70
DNS health
70
Network security
100
GDPR outside view
83
Average
65

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention unicredit.it, from OffSeq Breach.

Total records
73,353
Employees
0
Customers
73,283
Third parties
70
Weak passwords
77%

140 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for unicredit.it.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UniCredit operates as a large enterprise in the finance sector, focusing on retail banking services for private customers. Its business model revolves around providing comprehensive financial products and services, leveraging digital channels for customer engagement. The company maintains a strong brand presence and trust signals such as certifications and regulatory compliance. Partnerships with real estate services and regulatory bodies are evident. The website's content and structure support customer acquisition and service delivery, with clear navigation and calls to action. The extensive use of analytics and marketing tools suggests a data-driven approach to customer engagement and retention.

Security posture

The website employs HTTPS with strong SSL configuration and uses multiple analytics and tracking scripts responsibly with cookie consent. Security best practices such as session management and privacy compliance are observed. However, the absence of a publicly accessible security policy or incident response contact limits transparency. No vulnerabilities or exposed sensitive data were detected in the content. The site could improve by publishing a security.txt file and explicitly listing security headers. Overall, the security posture is robust but could benefit from enhanced transparency and formalized incident response information.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and incident response procedures.
  2. Implement and expose a security.txt file to facilitate vulnerability disclosures.
  3. Verify and explicitly set security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Regularly audit third-party scripts and tracking technologies for security and privacy compliance.
  5. Enhance transparency on data retention policies and user data handling.

Contact details published on the site

Addresses
Legal name
UniCredit S.p.A.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UniCredit S.p.A.
Description
UniCredit è una Banca commerciale paneuropea con un modello di servizio unico nel suo genere in Italia, Germania, Europa Centrale ed Europa Orientale.
Key services
Conti correnti, Prestiti, Carte, Investimenti, Mutui, Assicurazioni, Servizi Digitali
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, Cookies.js, Adobe Analytics (utag.js), Thunderhead One Tag, Dynatrace Ruxit agent
Frameworks
PrimeFaces
Platforms
Web, Mobile (responsive design)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of security scripts for session management and privacy

Analytics and tracking

Services
Adobe Analytics, Dynatrace, Thunderhead One Tag
Tracking level
extensive
Privacy practices
good

Advertising

Tracking pixels
Adobe Analytics (utag.js), Dynatrace, Thunderhead One Tag
Marketing tools
Adobe Analytics, Thunderhead One Tag, Dynatrace
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Strong focus on privacy and cookie compliance.
  3. Comprehensive contact information and social media presence.
  4. Use of modern analytics and tracking technologies.
  5. No signs of malicious or suspicious content.
  6. Good accessibility features and mobile optimization.
  7. No explicit security policy or incident response page found.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, utilizing modern JavaScript libraries including jQuery and PrimeFaces. It integrates advanced analytics tools such as Adobe Analytics, Dynatrace, and Thunderhead One Tag for user behavior tracking and marketing. The site is mobile responsive with good accessibility features and SEO optimization. Performance is moderate, with asynchronous loading of scripts and preconnect hints. The technical infrastructure supports a secure and user-friendly banking experience, though hosting provider details are not explicitly identified. Opportunities exist to improve performance and security header implementation.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 49/100High27 findingsView report
  2. 75/100Medium9 findings · partial scanView report
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