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Security report for unicredit.it

UniCredit S.p.A. · Finance · Italy

High risk. 3 critical or high findings in DNS health, Security headers and 1 other check.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

UniCredit S.p.A. is a major pan-European commercial bank with a strong presence in Italy and Central/Eastern Europe. The website targets private individuals and families, offering a wide range of banking and financial services including current accounts, loans, mortgages, investments, cards, insurance, and digital services. The business model focuses on retail banking with a comprehensive digital presence and customer engagement through promotions and service information. The company is positioned as a large enterprise with consistent branding and trust indicators such as certifications and official contact information. Technically, the website is built on Adobe Experience Manager CMS, utilizing modern JavaScript libraries and analytics tools like Adobe Analytics and Dynatrace. The site is mobile optimized, accessible, and performs moderately well. It employs multiple tracking and marketing tools with a clear cookie consent mechanism, reflecting a mature digital infrastructure. From a security perspective, the site enforces HTTPS and uses cookies with proper domain scoping. While explicit security headers are not fully confirmed, best practices appear to be followed. No vulnerabilities or exposed sensitive data were detected. However, the site lacks publicly visible security policies, incident response information, or vulnerability disclosure mechanisms, which could enhance transparency and trust. Overall, the website presents a professional, secure, and user-friendly platform consistent with a large financial institution. The risk level is low, but improvements in security policy transparency and incident response readiness are recommended to strengthen compliance and customer confidence.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • Critical

      Domain Expired

      Domain expired 5 days ago

      What to do: Renew domain registration immediately

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching unicredit.it

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
79
Security headers
65
Email security
70
DNS health
20
Network security
100
GDPR outside view
83
Average
70
After the cap
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired · found on this site
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention unicredit.it, from OffSeq Breach.

Total records
73,353
Employees
0
Customers
73,283
Third parties
70
Weak passwords
77%

140 subdomains affected

See the 10 newest leaked credentials

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UniCredit operates as a leading pan-European bank, leveraging its extensive network and diversified financial products to serve retail customers primarily in Italy and Central/Eastern Europe. The company benefits from a strong brand and regulatory compliance, with a focus on digital transformation and customer-centric services. Revenue streams include traditional banking products, investment services, insurance, and digital banking solutions. The website reflects strategic partnerships with service providers like Telepass and insurance subsidiaries, enhancing its service portfolio. Growth indicators include active promotions and digital engagement tools. The partnership ecosystem is robust, supporting cross-selling and customer retention. Strategic observations highlight the bank's emphasis on digital accessibility, privacy compliance, and multi-channel customer support.

Security posture

The security posture of the website is solid, with enforced HTTPS and cookie consent mechanisms aligned with GDPR requirements. The use of advanced analytics and monitoring tools like Dynatrace indicates proactive performance and security monitoring. No critical vulnerabilities or exposed sensitive information were found in the HTML content. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure pages suggests room for improvement in transparency and readiness. The site demonstrates good security hygiene but could benefit from publishing detailed security and incident response documentation to enhance trust and compliance with evolving regulations such as NIS2.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Implement and publicize an incident response contact channel to improve transparency.
  3. Establish a vulnerability disclosure policy and security.txt file to encourage responsible reporting.
  4. Verify and enforce comprehensive security headers like Content-Security-Policy and X-Frame-Options.
  5. Continue regular audits of third-party scripts and tracking tools to mitigate supply chain risks.

Contact details published on the site

Addresses
Legal name
UniCredit S.p.A.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UniCredit S.p.A.
Description
UniCredit è una Banca commerciale paneuropea con un modello di servizio unico nel suo genere in Italia, Germania, Europa Centrale ed Europa Orientale.
Key services
Conti correnti, Prestiti, Mutui, Investimenti, Carte, Assicurazioni, Servizi Digitali
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery, Adobe Experience Manager (AEM), Thunderhead One Tag, Dynatrace Ruxit agent, Cookies.js, PrimeFaces
Frameworks
Adobe Experience Manager, PrimeFaces
Platforms
Web, Mobile (responsive design)
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of cookies with domain and path attributes
  • Privacy and cookie consent mechanisms implemented
  • Session management with keep-alive scripts

Analytics and tracking

Services
Adobe Analytics, Dynatrace
Tracking level
extensive
Privacy practices
good

Advertising

Tracking pixels
Adobe utag.js, Dynatrace Ruxit agent, Thunderhead One Tag
Marketing tools
Adobe Analytics, Dynatrace, Thunderhead
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well maintained.
  2. Strong presence of privacy and cookie policies with consent mechanisms.
  3. Comprehensive contact information including official emails and phone numbers.
  4. Use of modern web technologies and analytics tools.
  5. No signs of malicious or suspicious content.
  6. Good accessibility and mobile optimization.
  7. No visible security policy or incident response pages found.
  8. No vulnerability disclosure or security.txt detected.
Technical notes

Notes

The website leverages Adobe Experience Manager CMS, integrating modern JavaScript frameworks and libraries such as jQuery and PrimeFaces. It uses advanced analytics platforms including Adobe Analytics and Dynatrace for performance and user behavior monitoring. The site is mobile responsive and incorporates accessibility features, enhancing user experience across devices. Performance is moderate, with room for optimization in loading times and script management. The technical infrastructure is robust and scalable, suitable for a large financial institution. Opportunities exist to streamline third-party dependencies and enhance security header configurations to reduce technical debt and improve security posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 65/100Medium22 findings · partial scanView report
  2. 75/100Medium9 findings · partial scanView report
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