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Security report for unicredit.it

UniCredit · Finance · Italy

Partial score · DNS & email only

75/100

0–100, higher is better. How it is calculated

UniCredit is a mature and established financial institution based in Italy, offering a wide range of banking and financial services including current accounts, loans, mortgages, investments, and insurance products. The website targets private individuals, families, and corporate clients, providing comprehensive digital banking services and wealth management solutions. The company maintains a strong market position as a large European banking group with a consistent brand presence and extensive service offerings. Technically, the website leverages modern web technologies such as Adobe Experience Manager, Google Tag Manager, and Dynatrace for analytics and monitoring, hosted via Akamai CDN. However, the website suffers from a critical security shortfall due to the absence of a valid SSL certificate and HTTPS support, which significantly impacts its security posture. Privacy and cookie policies are well implemented with consent mechanisms, reflecting good compliance with GDPR. Contact information and social media presence are clear and professional, enhancing business credibility. Overall, the website is professionally designed and user-friendly but requires urgent security improvements to protect user data and maintain trust.

Scanned

This is an earlier scan of unicredit.it. View the latest report
3 of 7 checks could not complete. The site may be unreachable or blocking automated scans, so the results below cover only what could be checked. Try a rescan later.

NIS2 and GDPR posture

NIS2 outside view
Not assessed
GDPR outside view
Not assessed

Both readouts depend on the site's pages, which could not be loaded in this scan.

Priority findings

No critical or high findings. These medium findings are worth fixing next.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Medium

      No DKIM record found

      DKIM adds cryptographic signatures to emails

      What to do: Configure DKIM with your email provider

    • Medium

      No MTA-STS Policy

      MTA-STS enforces TLS for email delivery

      What to do: Implement MTA-STS to prevent downgrade attacks

  2. DNS health

    DNS sends visitors and email to the right servers. Misconfigured records can cause outages or let someone redirect your traffic.

    • Medium

      DNSSEC Not Enabled

      DNSSEC is not configured for this domain

      What to do: Enable DNSSEC to prevent DNS spoofing attacks

      • CAPEC-142
      • RFC 4033
      • RFC 4035
    • Medium

      Domain Transfer Lock Not Enabled

      Domain can be transferred without authorization

      What to do: Enable domain transfer lock for security

Keep watching unicredit.it

This scan found 9 issues across 3 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Email security
70
DNS health
70
Network security
100
Average
85
After the cap
75

Not counted

  • Security headers: did not complete in this scan.
  • GDPR outside view: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention unicredit.it, from OffSeq Breach.

Total records
73,353
Employees
0
Customers
73,283
Third parties
70
Weak passwords
77%

140 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for unicredit.it.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UniCredit operates in the finance sector with a business model focused on retail and corporate banking, digital services, and wealth management. The company benefits from a mature domain and a strong brand identity consistent across its digital presence. Key revenue streams likely include banking fees, loan interests, investment products, and insurance services. The target customer segments include private individuals, families, small businesses, and corporate clients. Partnerships with organizations like ilMioDono and subsidiaries such as UniCredit RE Services expand its service ecosystem. The website's content and navigation are tailored to facilitate customer engagement and service discovery, supporting growth and customer retention. Strategic observations include the need to enhance security infrastructure and publicize incident response and vulnerability disclosure policies to align with industry best practices.

Security posture

The current security posture of the website is weak due to the lack of a valid SSL certificate and absence of HTTPS, exposing users to potential data interception risks. No security headers are implemented, and critical features like HSTS and OCSP stapling are missing. While no known SSL vulnerabilities or outdated protocols are detected, the absence of encryption is a major concern. There is no publicly available security policy or incident response information, which limits transparency and preparedness. The website uses modern analytics and tracking tools, which necessitate strong data protection measures that are currently insufficient. Overall, the security maturity is low, and immediate remediation is required to safeguard user data and comply with regulatory standards.

Recommendations

  1. Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
  2. Enable modern TLS protocols (TLS 1.2 and TLS 1.3) and disable deprecated protocols.
  3. Implement HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Activate HSTS with includeSubDomains and preload to enforce secure connections.
  5. Enable OCSP stapling to improve certificate revocation checking and performance.
  6. Publish a clear security policy and incident response plan accessible to users.
  7. Introduce a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  8. Regularly audit third-party scripts and libraries for vulnerabilities and privacy compliance.
  9. Enhance transparency around data retention policies and user privacy controls.
  10. Improve domain protection by enabling domain locks to prevent unauthorized transfers.
Technical notes

Notes

The website is built on Adobe Experience Manager CMS, utilizing JavaScript frameworks including jQuery and PrimeFaces. It integrates Google Tag Manager for analytics and Thunderhead One Tag for marketing automation, with Dynatrace for performance monitoring. Hosting is via Akamai CDN, ensuring global content delivery. Despite a rich and professional design, the site exhibits slow load times (~13 seconds) and a large page size (~1.3 MB) with many resources (144), indicating potential optimization opportunities. Accessibility and SEO are well addressed with ARIA roles, meta tags, and structured data (JSON-LD). Mobile optimization is good with responsive images and mobile-specific content. Technical debt is moderate due to missing SSL and security headers, which pose operational risks. Modernization efforts should focus on security hardening and performance improvements to enhance user experience and compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 49/100High27 findingsView report
  2. 65/100Medium22 findings · partial scanView report
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