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Security report for top-pojisteni.cz

Top-Pojištění.cz · Finance · Czech Republic

Low risk. 1 critical or high finding in SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Top-Pojištění.cz is an online insurance comparison platform focused on the Czech Republic market, offering services such as mandatory car insurance, comprehensive car insurance, and travel insurance. The website positions itself as a convenient and fast solution for consumers seeking to compare insurance options and save time and money. The business model revolves around providing transparent insurance comparisons and facilitating online insurance purchases. The site targets Czech consumers interested in insurance products and operates as a small-sized entity within the finance sector. Technically, the website employs modern frontend technologies including Bootstrap, Font Awesome, Google Tag Manager, and Cookiebot for consent management. It integrates analytics and marketing tools such as Google Analytics, Visual Website Optimizer, and SmartEmailing to monitor user behavior and optimize marketing efforts. The website is mobile-optimized with good SEO practices and basic accessibility features. Security-wise, the site enforces HTTPS and includes standard security headers, but lacks explicit security policies or incident response contacts. No vulnerabilities or exposed sensitive data were detected in the provided content. The absence of WHOIS data and domain registration details limits the ability to fully verify domain legitimacy, though the website content and HTTPS presence suggest a legitimate business. Overall, the site demonstrates a moderate security posture and basic privacy compliance, with room for improvement in transparency and contact availability.

Scanned

This is an earlier scan of top-pojisteni.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching top-pojisteni.cz

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
70
Email security
85
DNS health
85
Network security
100
GDPR outside view
88
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention top-pojisteni.cz, from OffSeq Breach.

Total records
843
Employees
0
Customers
843
Third parties
0
Weak passwords
43%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for top-pojisteni.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the Czech insurance comparison market, providing key services such as car and travel insurance comparisons. Its competitive advantage lies in offering a user-friendly, fast, and clear online platform for insurance comparison. Revenue likely derives from commissions or referral fees from insurance providers. The target customer segment includes individual consumers in the Czech Republic seeking insurance products online. The website's partnership ecosystem is not explicitly detailed, and no related or subsidiary domains were identified. Strategic observations include the need to enhance trust signals by publishing privacy policies, terms of service, and contact information to improve business credibility and compliance.

Security posture

The website maintains a good security baseline with HTTPS enforcement and standard security headers. The presence of a cookie consent mechanism indicates awareness of privacy regulations. However, the lack of explicit privacy policies, terms of service, and incident response contacts represents compliance gaps. No security.txt or vulnerability disclosure information was found, which could hinder responsible vulnerability reporting. The use of multiple third-party tracking and marketing scripts introduces potential risk vectors that require regular auditing. Overall, the security maturity is moderate, with no critical vulnerabilities detected but room for improvement in transparency and incident readiness.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service pages to enhance legal compliance and user trust.
  2. Add clear contact information including company email and phone numbers, especially for security and support inquiries.
  3. Implement a security.txt file or dedicated vulnerability disclosure page to facilitate responsible reporting.
  4. Regularly audit and update third-party scripts to mitigate potential security risks.
  5. Improve accessibility features to meet recognized standards and enhance user experience for all visitors.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Top-Pojištění.cz
Description
Srovnání pojištění online, ušetříte čas i peníze! Povinné ručení, havarijní pojištění či cestovní pojištění. Top-Pojištění.cz jednoduše, rychle a přehledně!
Key services
Povinné ručení (mandatory car insurance), Havarijní pojištění (comprehensive car insurance), Cestovní pojištění (travel insurance)
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap 5.2.3, Font Awesome 4.6.3, Google Tag Manager, Google Analytics (gtag.js), Cookiebot (consent management), Visual Website Optimizer (VWO), SmartEmailing tracking
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner present
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Ads Conversion Tracking, Visual Website Optimizer, SmartEmailing
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Google Ads, Visual Website Optimizer, SmartEmailing
Marketing tools
Cookiebot, Visual Website Optimizer, SmartEmailing
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. WHOIS data is unavailable or not publicly disclosed, limiting domain trust analysis.
  3. Website uses modern frontend technologies and tracking tools.
  4. Cookie consent mechanism is implemented, indicating some privacy compliance.
  5. No explicit privacy policy or terms of service pages found in the provided content.
  6. No direct contact information (email, phone, address) found in the HTML content.
  7. No security.txt or vulnerability disclosure information found.
  8. Website content is focused on insurance comparison services in Czech Republic.
  9. No adult or questionable content detected; content is safe for general audiences.
Technical notes

Notes

The website uses a modern technology stack with Bootstrap for responsive design, Font Awesome for icons, and Google Tag Manager for managing analytics and marketing tags. Cookiebot is integrated for cookie consent management, supporting GDPR compliance efforts. Visual Website Optimizer is used for A/B testing and optimization. The site loads multiple external scripts asynchronously to improve performance. SEO is supported by proper meta tags and Open Graph data. The site is mobile-optimized and has good navigation clarity. Hosting provider details are not disclosed. Performance is moderate, with potential for improvement by optimizing third-party script loading and reducing dependencies. No CMS was identified from the source code. Overall, the technical infrastructure supports a professional and functional online insurance comparison service.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 76/100Low24 findingsView report
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