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Security report for top-pojisteni.cz

Top-Pojištění.cz · Finance · Czech Republic

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

Top-Pojištění.cz is an online insurance comparison platform primarily serving consumers in the Czech Republic. The website offers services such as mandatory car insurance (povinné ručení), comprehensive car insurance (havarijní pojištění), travel insurance, and home insurance. The platform aims to provide users with a quick and clear comparison of insurance options to save time and money. Technically, the site employs modern frontend frameworks like Bootstrap and integrates multiple marketing and analytics tools including Google Tag Manager, Google Analytics, Cookiebot for consent management, and Visual Website Optimizer for A/B testing. The website is accessible, mobile-optimized, and uses HTTPS, indicating a baseline of security and professionalism. However, the absence of publicly available WHOIS data and lack of visible privacy and terms of service pages reduce the overall trust and compliance posture. Security headers are not evident, and no explicit security or incident response policies are published. Overall, the site presents a functional and professional front for its business but would benefit from enhanced transparency and security practices.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, YouTube, Cloudflare

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching top-pojisteni.cz

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
70
Email security
85
DNS health
85
Network security
100
GDPR outside view
40
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention top-pojisteni.cz, from OffSeq Breach.

Total records
843
Employees
0
Customers
843
Third parties
0
Weak passwords
43%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for top-pojisteni.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business operates in the finance sector, focusing on insurance comparison services tailored to the Czech market. Its business model revolves around aggregating insurance offers and facilitating user decisions online. The target audience includes individual consumers seeking car, travel, and home insurance products. The company leverages digital marketing and tracking tools to optimize user engagement and conversion. While the site is small in scale, it maintains consistent branding and a clear value proposition. The lack of detailed company registration or contact information on the site suggests a need for improved business transparency. No partnerships or subsidiaries are explicitly identified in the content.

Security posture

The website demonstrates a moderate security posture with HTTPS enforced and cookie consent implemented, aligning with basic GDPR requirements. The use of reputable third-party analytics and marketing tools is evident, but the absence of security headers such as Content Security Policy (CSP), X-Frame-Options, and HSTS is a gap. No security.txt or vulnerability disclosure mechanisms are present, limiting the ability for external security researchers to report issues. The lack of visible contact information for incident response further reduces readiness. No vulnerabilities or exposed sensitive data were detected in the analyzed content. Enhancing security headers and publishing clear security policies would improve the security maturity.

Recommendations

  1. Publish a clear and accessible privacy policy and terms of service pages to improve compliance and user trust.
  2. Implement standard HTTP security headers including CSP, HSTS, X-Frame-Options, and X-Content-Type-Options.
  3. Add a security.txt file to facilitate vulnerability disclosure and improve security transparency.
  4. Provide explicit contact information including company emails and phone numbers for customer support and security incidents.
  5. Verify and publish domain WHOIS information or use a trusted registrar to enhance domain legitimacy and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Top-Pojištění.cz
Description
Srovnání pojištění online, ušetříte čas i peníze! Povinné ručení, havarijní pojištění či cestovní pojištění. Top-Pojištění.cz jednoduše, rychle a přehledně!
Key services
Povinné ručení (mandatory car insurance), Havarijní pojištění (comprehensive car insurance), Cestovní pojištění (travel insurance), Pojištění domácnosti (home insurance)
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap 5.2.3, Font Awesome 4.6.3, Google Tag Manager, Google Analytics (gtag.js), Cookiebot for cookie consent, Visual Website Optimizer (VWO) for A/B testing, SmartEmailing tracking
Frameworks
Bootstrap
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics (gtag.js), Visual Website Optimizer
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Google Ads (AW- IDs), Visual Website Optimizer, SmartEmailing
Marketing tools
Cookiebot, Visual Website Optimizer, SmartEmailing
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is accessible and not blocked by WAF or security mechanisms.
  2. WHOIS data is unavailable or not publicly accessible, limiting domain trust verification.
  3. Site uses modern frontend technologies and tracking tools.
  4. Cookie consent is implemented, but privacy and terms pages are not clearly found.
  5. No explicit contact emails or phone numbers found in the HTML content.
  6. No security.txt or vulnerability disclosure information present.
  7. Content is focused on insurance comparison services in Czech Republic.
  8. No adult or questionable content detected.
  9. Security headers and policies could be improved.
Technical notes

Notes

The website uses a modern frontend stack with Bootstrap 5 and Font Awesome for UI components and icons. It integrates multiple third-party services for analytics (Google Analytics, VWO), marketing (SmartEmailing), and cookie consent (Cookiebot). The site is mobile responsive and includes SEO-friendly meta tags and Open Graph data. Performance appears moderate with CDN usage for libraries. No CMS or hosting provider details were identified. The site uses JavaScript heavily for tracking and user behavior analysis. Technical debt is minimal but could be improved by consolidating scripts and optimizing load times. Accessibility features are basic and could be enhanced for better compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 84/100Low22 findingsView report
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