Is startolj-ra.hu Safe? Security Analysis for Magyarország Kormánya
https://startolj-ra.huCheck if startolj-ra.hu is a scam or legitimate. Free security scan and reviews.
Below Government avg (70)

GDPR-aligned
Data handling
EU
Hosting region
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AI Summary
The website startolj-ra.hu is an official Hungarian government platform dedicated to promoting and providing information about the FIX 3% Lakáshitel program, a state-supported housing loan initiative for first-time homebuyers. The site offers comprehensive details about eligibility, loan conditions, and related news, supported by multimedia content such as embedded YouTube videos and downloadable resources. It targets Hungarian residents seeking affordable housing finance solutions, emphasizing accessibility and clarity. Technically, the site is built as a modern Angular single-page application, leveraging Google Tag Manager for analytics and Usercentrics for GDPR-compliant cookie consent management. The platform demonstrates strong digital maturity with responsive design, good SEO practices, and accessibility considerations. Hosting details are not explicit but performance is fast and user experience is smooth. From a security perspective, the site enforces HTTPS, employs standard security headers, and integrates a consent management platform to ensure privacy compliance. No critical vulnerabilities or exposed sensitive data were detected. Incident response contact is provided via a dedicated email address, though a formal security policy or vulnerability disclosure page is absent. Overall, the website presents a trustworthy, professional, and well-maintained digital presence for a significant government housing program. It effectively balances user engagement, compliance, and security, making it a reliable resource for its target audience.
Detected Technologies
12 urgent findings need attention
2 critical · 10 high
- + 4 more findings in the full report below
Keep startolj-ra.hu under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
2 findings
85/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
9 findings
2/100
Email Security
5 findings
60/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The startolj-ra.hu website represents a strategic government initiative to stimulate the Hungarian housing market by offering a fixed 3% interest rate loan to eligible first-time homebuyers. Positioned as a large-scale, state-backed program, it leverages extensive communication channels including newsletters, apps, and social media to reach a broad demographic. The business model centers on public service rather than profit, focusing on social impact and economic stimulation. The site’s content and structure reflect a clear understanding of its audience's needs, providing eligibility criteria, application guidance, and ongoing updates. Partnerships with official government domains and social media channels reinforce credibility and outreach. Growth indicators include frequent news updates and app downloads, signaling active engagement and program uptake.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, including Content Security Policy and Strict-Transport-Security. The integration of Usercentrics CMP ensures GDPR-compliant cookie consent management, reflecting adherence to privacy regulations. No signs of exposed credentials, vulnerable libraries, or insecure forms were found. Incident response is facilitated via a dedicated email address, though the absence of a formal security policy or vulnerability disclosure mechanism suggests room for improvement in transparency and readiness. Overall, the site maintains a secure environment appropriate for a government service platform, minimizing risk to users and data integrity.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security practices and user guidance.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Magyarország Kormánya
Állami támogatással biztosított, fix 3%-os kamatozású lakáshitel első lakásvásárlóknak, amely 2025. szeptember 1-jétől érhető el. A program célja az otthonteremtés támogatása fiatalok számára, új vagy használt lakás vásárlására vagy építésére.
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Content Security Policy present
- Cookie consent mechanism
- No exposed sensitive data in HTML
- Secure forms with consent handling
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Official Hungarian government website for a housing loan program.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Google Analytics, Facebook, YouTube
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: energy, transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
No email authentication configured
Domain is vulnerable to email spoofing
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
No DMARC Record
DMARC policy not configured
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does startolj-ra.hu compare?
See how startolj-ra.hu stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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