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Security report for secure-retail.com

Smart Payment Technologies · Technology · United Kingdom

Medium risk. 4 critical or high findings in SSL/TLS and GDPR outside view.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Smart Payment Technologies is a UK-based payment technology company founded in 2016, providing innovative, secure, and scalable payment solutions globally. Their business model focuses on delivering integrated payment software and devices tailored to diverse business needs, supported by comprehensive services including solution development, implementation, maintenance, and compliance. The company positions itself as an agile global technology partner with a broad client base including notable brands. Technically, the website is built on WordPress with modern JavaScript libraries and analytics tools, hosted behind Cloudflare DNS, and secured with HTTPS. However, the absence of explicit privacy and cookie policies, as well as security and incident response disclosures, indicates areas for compliance improvement. Overall, the site is professional and trustworthy, with moderate to good technical and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
42
Security headers
85
Email security
85
DNS health
80
Network security
100
GDPR outside view
53
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets businesses requiring flexible payment solutions, offering a single platform integrating software and devices for local and global deployment. Their market positioning is strengthened by partnerships and a global presence with distribution hubs in the UK, Europe, USA, and Asia. The business model likely includes revenue from software licensing, device sales, and service contracts. The website showcases client logos and emphasizes customization, flexibility, and reach, indicating a competitive advantage in tailored payment solutions. The partnership with smartpaytech.online as a shop suggests an ecosystem approach. Growth indicators include a well-maintained website with active marketing and analytics integration.

Security posture

The website employs HTTPS with a valid SSL certificate and uses Cloudflare DNS, enhancing security and availability. The domain status clientTransferProhibited adds protection against unauthorized transfers. However, DNSSEC is not enabled, and no security headers were detected in the provided data, which could improve protection against common web attacks. The lack of published security policies, incident response contacts, or vulnerability disclosure mechanisms limits transparency and readiness perception. No vulnerabilities or exposed sensitive data were found in the analysis. The security posture is moderate but could be enhanced by adopting best practices and publishing relevant policies.

Recommendations

  1. Enable DNSSEC to strengthen DNS security and prevent spoofing.
  2. Publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  3. Implement and configure security headers such as Content Security Policy, HSTS, X-Frame-Options, and X-Content-Type-Options.
  4. Add a dedicated security or incident response page with contact channels for reporting issues.
  5. Regularly audit and update third-party libraries to avoid vulnerabilities and improve security posture.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Smart Payment Technologies
Description
Smart Payment Technologies delivers innovative, secure, and scalable payment solutions for businesses of all sizes. They provide agile global technology partnerships offering transformative experiences in complex integrated payments.
Key services
Solution Development, Implementation Services, Maintenance & Support, Compliance & Security
Content quality
good
Branding
consistent

Technology

Stack
jQuery, Slick Carousel, Tippy.js, Popper.js, Google Analytics, Facebook Pixel, Conditionizr, Modernizr
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Domain status clientTransferProhibited
  • No DNSSEC (not enabled)

Analytics and tracking

Services
Google Analytics, Google Ads
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Ads
Tracking pixels
Facebook Pixel
Marketing tools
Facebook Pixel
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design.
  2. No explicit privacy or cookie policies found on the homepage or main navigation.
  3. Contact information is primarily via a contact form; no direct emails or phone numbers found in the content provided.
  4. Strong branding and consistent use of company name and logos.
  5. Use of modern JavaScript libraries and analytics tools.
  6. No visible security.txt or vulnerability disclosure page.
  7. No explicit security or incident response contact information published.
Technical notes

Notes

The website uses WordPress CMS with a modern front-end stack including jQuery, Slick Carousel for sliders, Tippy.js for tooltips, Popper.js for positioning, and analytics/tracking scripts from Google and Facebook. The site is hosted with Cloudflare DNS and uses eNom as registrar. Performance is moderate with good mobile optimization and basic accessibility features. SEO is supported by meta tags and structured data (JSON-LD). Some technical debt is indicated by missing DNSSEC and security headers. The site is well-structured and professionally designed, but could benefit from enhanced accessibility and security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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