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Security report for sbs-claims.co.uk

SBS Claims UK · Technology · N/a

Medium risk. 4 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

SBS Claims UK presents itself as an insurtech company focused on delivering scalable and personalized claims fulfillment solutions by combining human expertise with advanced AI and cloud technologies. The website content is professional and targets insurance companies and claims handlers seeking faster and more transparent claims processing. Technically, the site is built using the Framer platform and hosted on framerusercontent.com, indicating a modern but basic digital infrastructure. However, the absence of privacy, cookie, and terms of service policies, along with no visible contact information, limits the business credibility and compliance posture. Security-wise, no security headers or advanced protections are detected, and the SSL configuration details are unknown, suggesting room for improvement in security best practices. The domain WHOIS lookup failed due to a naming rules violation, raising concerns about the domain's legitimacy and registration status. Overall, while the website content is relevant and well-presented, the lack of compliance and security features, combined with questionable domain registration, poses risks that should be addressed.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching sbs-claims.co.uk

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
74
Security headers
40
Email security
85
DNS health
75
Network security
100
GDPR outside view
68
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the technology sector, specifically insurtech, providing AI-driven claims processing solutions. Its business model likely revolves around offering SaaS or platform services to insurance firms to enhance claims efficiency. The market positioning is as a scalable and personalized claims fulfillment provider, aiming to differentiate through AI and cloud integration. No information on company size, founding year, or parent/subsidiary relationships is available. The absence of contact details and compliance documentation may hinder trust and customer acquisition. The company appears to be in early or small-scale operation based on website content and technical footprint.

Security posture

The security maturity level is low to moderate. The website uses HTTPS (implied by canonical URLs) but lacks visible security headers such as Content-Security-Policy or X-Frame-Options. No evidence of vulnerability disclosures, incident response contacts, or security certifications is found. The absence of privacy and cookie policies indicates non-compliance with GDPR and related regulations. No tracking or analytics scripts are detected, which reduces privacy risks but also limits business intelligence. The domain registration status is suspicious due to WHOIS failure, which could indicate potential risks in domain ownership or legitimacy. Overall, the security posture requires significant improvements in policy transparency, technical security controls, and compliance readiness.

Recommendations

  1. Implement comprehensive privacy and cookie policies with clear GDPR compliance statements.
  2. Add security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection.
  3. Verify and correct domain registration to ensure legitimacy and avoid potential trust issues.
  4. Publish clear contact information including support emails and phone numbers to improve business credibility.
  5. Establish an incident response policy and disclose security contact channels to demonstrate security readiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SBS Claims UK
Description
We combine human expertise with advanced AI and cloud solutions to streamline claims processing. Our platform delivers faster, more accurate, and more transparent insurance experiences.
Key services
claims processing, AI and cloud solutions integration, personalised claims fulfilment
Content quality
good
Branding
consistent

Technology

Stack
Framer, Google Fonts, JavaScript
Frameworks
Framer
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
30/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
basic
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is accessible and not blocked by WAF or security mechanisms.
  2. WHOIS data is unavailable due to domain registration error.
  3. No privacy, cookie, or terms of service policies found on the site.
  4. No contact emails, phone numbers, or physical addresses found in the content.
  5. Website uses Framer CMS and hosting on framerusercontent.com.
  6. No analytics or tracking scripts detected.
  7. No security headers detected in provided data.
  8. Website content is professional and focused on insurtech claims processing.
  9. No suspicious or malicious content detected.
  10. Domain legitimacy is questionable due to WHOIS error.
Technical notes

Notes

The website is built on the Framer platform, leveraging modern web fonts and JavaScript. Hosting is via framerusercontent.com, which suggests a managed hosting environment with basic performance. The site is mobile optimized with good design quality but lacks advanced SEO and accessibility features. No analytics or marketing tools are integrated, which limits data-driven insights. The absence of security headers and unknown SSL configuration are technical risks. The site structure and metadata are well-formed but minimal in compliance and security documentation. Technical modernization opportunities include adding security best practices, improving SEO and accessibility, and integrating analytics for business insights.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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