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Security report for rl360.com

RL360 · Finance · Isle of Man

Medium risk. 3 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

RL360 is a large international life assurance company specializing in life assurance, offshore savings, and offshore investment products targeted at expatriates and high net worth individuals globally. The company positions itself as one of the fastest-growing firms in its sector, supported by a professional and consistent brand presence. The website reflects a mature business model with clear navigation and multiple dedicated service portals for different user groups including public users, financial advisers, and policyholders. The parent company is International Financial Group Limited, indicating a solid corporate backing. Technically, the website employs a modern technology stack including jQuery, Google Tag Manager, and various tracking pixels for analytics and marketing purposes. The site is mobile optimized with responsive stylesheets and includes accessibility features, though these could be enhanced further. SEO practices are well implemented with proper meta tags and structured data including JSON-LD for organization and social profiles. From a security perspective, the site uses cookie consent mechanisms and anonymizes IP addresses in Google Analytics, demonstrating good privacy compliance. However, no explicit security policy or incident response contact information is found, and security headers are not evident in the provided data. The domain uses privacy protection for WHOIS data, which is common and justified for financial services. No blocking or WAF challenges were detected, allowing full content access. Overall, RL360's website is professional, trustworthy, and compliant with privacy regulations, though improvements in explicit security disclosures and technical security headers would enhance its security posture. The site’s integration with multiple marketing and analytics tools is transparent and consent-based, supporting GDPR compliance.

Scanned

This is an earlier scan of rl360.com. View the latest report

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching rl360.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
85
DNS health
80
Network security
100
GDPR outside view
58
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

RL360 operates in the finance sector, focusing on international life assurance and offshore investment products. Its target market includes expatriates and high net worth individuals, indicating a niche but lucrative customer base. The business model revolves around providing tailored financial products and services through multiple dedicated platforms, including an online service center and adviser portal. The company benefits from its association with International Financial Group Limited, enhancing credibility and market reach. The website’s content and social media presence suggest active engagement and a strong brand identity. The use of multiple tracking and advertising technologies indicates a sophisticated marketing approach. No direct revenue streams or financial data are disclosed, but the company’s positioning as a fast-growing entity suggests positive growth indicators. The partnership ecosystem includes related domains serving different customer segments, reinforcing a comprehensive service offering.

Security posture

The website demonstrates a moderate security maturity level with good privacy compliance evidenced by cookie consent banners and anonymized analytics tracking. However, the absence of explicit security policies, incident response contacts, and vulnerability disclosure mechanisms indicates gaps in transparency and readiness. No security headers were detected in the provided data, which could expose the site to certain web-based attacks. The use of privacy protection in WHOIS data is appropriate for the financial sector. No exposed sensitive data or vulnerable libraries were identified. The integration of multiple tracking pixels is managed with user consent, aligning with GDPR requirements. Overall, while the site is secure enough for general use, enhancements in security policy publication, header implementation, and incident response readiness are recommended to elevate the security posture.

Recommendations

  1. Implement and publish a dedicated security policy page including incident response contact information.
  2. Add and configure essential security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Introduce a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Enhance accessibility features to meet higher standards and improve user experience for all users.
  5. Regularly audit and update third-party libraries and tracking scripts to mitigate potential vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
RL360
Description
RL360 is an international life assurance company providing life assurance, offshore savings and offshore investment products to expats & high net worth individuals around the world.
Key services
life assurance, offshore savings, offshore investment products
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.7.1, lite-youtube.js, Google Tag Manager, Google Analytics, Facebook Pixel, LinkedIn Insight Tag, Bing UET
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • Use of Google Tag Manager with consent
  • Cookie consent banner with management options
  • Anonymize IP in Google Analytics

Analytics and tracking

Services
Google Analytics, Bing UET, LinkedIn Insight Tag, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Flashtalking
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, Bing UET
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Comprehensive privacy and cookie policies with consent mechanism implemented
  3. No explicit security policy or incident response contact found
  4. No visible forms on main page; contact form located on separate contact page
  5. Strong social media presence with official company profiles
  6. Use of multiple tracking and advertising technologies with user consent
  7. No exposed sensitive data or vulnerable libraries detected in provided content
  8. Branding and content consistent and professional
  9. No suspicious external domains or links detected
Technical notes

Notes

The website uses a combination of modern JavaScript libraries including jQuery 3.7.1 and lite-youtube.js for media handling. It integrates Google Tag Manager for tag management and includes multiple analytics and marketing tracking scripts such as Google Analytics, Facebook Pixel, LinkedIn Insight Tag, and Bing UET. The site employs responsive CSS stylesheets targeting desktop, tablet, and mobile devices, indicating good mobile optimization. SEO is supported by meta tags, canonical links, and structured JSON-LD data describing the organization and social profiles. No CMS or hosting provider information is explicitly detected. Performance appears moderate based on the use of multiple external scripts and resources. Accessibility is basic with skip links and some ARIA landmarks but could be improved. Overall, the technical infrastructure is solid but could benefit from enhanced security configurations and performance optimizations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 64/100Medium24 findingsView report
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