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Security report for rl360.com

RL360 · Finance · Isle of Man

Medium risk. 3 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

RL360 is a well-established international life assurance company specializing in life assurance, offshore savings, and investment products targeted at expatriates and high net worth individuals globally. The company positions itself as one of the fastest-growing firms in its sector, supported by a strong parent company, International Financial Group Limited. The website reflects a professional and consistent brand image with clear navigation and relevant content tailored to its audience. Technically, the site employs modern JavaScript libraries such as jQuery and integrates multiple marketing and analytics tools including Google Tag Manager, Google Analytics, Facebook Pixel, LinkedIn Insight Tag, and Bing UET, all managed with user consent mechanisms to comply with privacy regulations.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching rl360.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
55
Email security
85
DNS health
85
Network security
100
GDPR outside view
58
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

RL360 operates in the finance sector with a focus on international life assurance and offshore financial products. Its business model revolves around providing tailored financial solutions to expats and affluent clients, leveraging digital platforms for customer engagement and adviser support. The company maintains a diverse online presence with dedicated sites for advisers, policyholders, and services, indicating a segmented approach to market needs. The parent company linkage and social media integration enhance credibility and market reach. The absence of direct contact emails or phone numbers on the main page suggests a controlled communication strategy, likely directing users to contact forms or specific portals.

Security posture

The website demonstrates a solid security posture with HTTPS enforced and anonymized IP tracking in analytics, reflecting privacy-conscious practices. The presence of a cookie consent banner with explicit consent for tracking scripts aligns with GDPR compliance. However, the site lacks explicit security policy documentation and incident response contact details, which are important for transparency and trust in the financial sector. No vulnerable libraries or exposed sensitive data were detected, and third-party scripts appear standard for marketing and analytics purposes. Security headers are not explicitly identified in the HTML content, suggesting room for improvement in HTTP header security hardening.

Recommendations

  1. Implement and publish a dedicated security policy page including incident response contacts to enhance transparency.
  2. Add and enforce security HTTP headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to strengthen defense against common web attacks.
  3. Establish a vulnerability disclosure program or security.txt file to facilitate responsible reporting of security issues.
  4. Regularly audit and update third-party scripts and libraries to mitigate risks from external dependencies.
  5. Enhance contact information availability with verified company emails and phone numbers to improve user trust and support accessibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
RL360
Description
RL360 is an international life assurance company providing life assurance, offshore savings and offshore investment products to expats & high net worth individuals around the world.
Key services
life assurance, offshore savings, offshore investment products
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.7.1, lite-youtube.js, Google Tag Manager, Google Analytics, Facebook Pixel, LinkedIn Insight Tag, Bing UET
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS with anonymized IP in Google Analytics
  • Cookie consent mechanism with explicit consent for tracking
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Analytics, Bing UET, LinkedIn Insight Tag, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Flashtalking
Tracking pixels
Facebook Pixel, LinkedIn Insight Tag, Bing UET
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive privacy and cookie policies with consent mechanisms
  3. No visible security policy or incident response contact
  4. Use of multiple third-party marketing and analytics tools with consent
  5. No exposed sensitive data or vulnerable scripts detected
  6. Strong social media presence linked
  7. Parent company clearly identified
  8. No suspicious or malicious indicators found
Technical notes

Notes

The website uses a modern and widely supported technology stack centered around jQuery 3.7.1 and custom JavaScript for UI and video embedding. Integration with major analytics and marketing platforms is well implemented with consent-based loading to comply with privacy laws. The site is mobile-optimized with responsive CSS stylesheets targeting different screen sizes, and accessibility features such as skip links and ARIA landmarks are present. Performance is moderate, with no major issues detected in the HTML structure or resource loading. The absence of a detected CMS suggests a custom or proprietary platform. Hosting details are not explicitly available from the HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 63/100Medium25 findingsView report
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