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Security report for refunder.se

Refunder Scandinavia AB · E-commerce · Sweden

High risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

49/100

Risk levelHigh

0–100, higher is better. How it is calculated

Refunder Scandinavia AB operates a leading cashback platform in Sweden, offering users cashback rewards from over 1,200 online stores. The company positions itself as Sweden's largest cashback service with a strong user base exceeding 875,000 members. Key services include cashback on online purchases, a mobile app for tracking cashback, and promotional campaigns. The platform integrates secure login and payment methods such as BankID and Swish, enhancing user trust and security. Technically, the website employs modern frameworks like Laravel Livewire and Alpine.js, with Matomo analytics and Facebook SDK for marketing and tracking. The site is well-optimized for mobile and accessibility, with comprehensive privacy and cookie policies that comply with GDPR requirements. Security posture is strong with HTTPS, CSRF protection, and secure authentication, though additional security headers could be implemented. Overall, the website demonstrates a mature digital infrastructure and a trustworthy business model with clear contact information and positive user feedback.

Scanned

NIS2 and GDPR posture

GDPR outside view
15/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching refunder.se

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
45
Email security
70
DNS health
65
Network security
100
GDPR outside view
15
Average
49

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Refunder's market position as Sweden's largest cashback service is supported by its extensive network of partner stores and a large member base. The business model relies on affiliate commissions shared with users, incentivizing online shopping through cashback rewards. The company targets Swedish online shoppers seeking savings and convenience. Partnerships with payment providers like BankID and Swish, as well as advertising partners such as Ocast, strengthen its ecosystem. The presence of strong trust signals like high Trustpilot ratings and social media engagement further supports its credibility. The platform's free membership and broad store coverage indicate a growth-oriented strategy focused on user acquisition and retention.

Security posture

The website exhibits a solid security posture with mandatory HTTPS encryption, CSRF token implementation, and secure user authentication via BankID. Cookie consent mechanisms are in place, reflecting compliance with privacy regulations. However, the absence of advanced security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement. No visible vulnerabilities or exposed sensitive data were detected. The lack of a public security policy or vulnerability disclosure program indicates an opportunity to enhance transparency and incident response readiness. Overall, the security measures align well with industry best practices for e-commerce platforms, supporting user trust and data protection.

Recommendations

  1. Implement additional HTTP security headers like Content-Security-Policy and X-Frame-Options to mitigate clickjacking and XSS risks.
  2. Publish a dedicated security policy and incident response page to improve transparency and user confidence.
  3. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerable components are included.
  5. Enhance data retention policies disclosure and cookie management options for improved privacy compliance.

Contact details published on the site

Addresses
Legal name
Refunder Scandinavia AB
Registration number
556885-1884
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Refunder Scandinavia AB
Description
Refunder offers cashback on online shopping from over 1,200 connected stores. It is free to join and provides users with cashback rewards for their purchases.
Key services
Cashback on online purchases, Mobile app for cashback tracking, Offers and campaigns, Customer support
Content quality
excellent
Branding
consistent

Technology

Stack
Alpine.js, Livewire, Matomo Analytics, Facebook SDK, Trustpilot Widget, BankID integration, Swish integration
Frameworks
Laravel Livewire
Platforms
Web, Mobile app (iOS and Android)
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • CSRF token present
  • Secure login via BankID
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Matomo, Facebook Pixel, Trustpilot
Marketing tools
Facebook SDK, Trustpilot Widget
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Strong presence of privacy and cookie policies with consent mechanisms
  3. Clear business identity with verified contact information
  4. Use of modern web technologies and analytics tools
  5. Good integration of secure login and payment methods (BankID, Swish)
  6. High user trust indicated by Trustpilot ratings and social media presence
Technical notes

Notes

The website is built using modern web technologies including Laravel Livewire for reactive components and Alpine.js for frontend interactivity. It leverages Matomo for privacy-focused analytics and integrates Facebook SDK for marketing and retargeting. The site is optimized for fast loading and mobile responsiveness, with good SEO practices such as meta tags and structured data (JSON-LD) for product and rating information. Accessibility features are present but could be further enhanced. Hosting details are not explicitly identified, but the use of CDN domains suggests a distributed content delivery approach. Overall, the technical infrastructure supports a scalable and user-friendly e-commerce cashback platform.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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