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Security report for rbclub.cz

Raiffeisenbank a.s. · Finance · Czech Republic

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

Raiffeisenbank a.s. is a well-established financial institution in the Czech Republic offering a broad range of banking services including personal accounts, loans, mortgages, and investment products. The website RB Club serves as a loyalty and benefits platform for customers, integrating digital banking features and promotional offers. The bank targets both individual and business customers with a strong emphasis on modern, secure, and accessible banking solutions. Technically, the website employs modern frameworks such as Angular and Material Design Components, supported by analytics and user engagement tools like Google Tag Manager and Hotjar. The site is mobile-optimized and provides a professional user experience with clear navigation and comprehensive content.

Scanned

This is an earlier scan of rbclub.cz. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching rbclub.cz

This scan found 11 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
100
Email security
88
DNS health
85
Network security
100
GDPR outside view
40
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention rbclub.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for rbclub.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisenbank holds a strong market position in the Czech banking sector, leveraging digital transformation to enhance customer engagement through its RB Club program. The business model focuses on retail and corporate banking with digital channels as a key growth driver. The bank maintains partnerships with payment and investment service providers, expanding its ecosystem. The presence of detailed product navigation and promotional content indicates a mature marketing strategy aimed at customer retention and acquisition. The company is large in size, founded in 1993, and maintains consistent branding and trust signals across its digital presence.

Security posture

The website demonstrates a solid security posture with HTTPS enforcement, presence of key security headers, and secure login mechanisms including multi-factor authentication options. No critical vulnerabilities or exposed sensitive data were detected in the analyzed content. However, the absence of publicly available security policies, incident response information, and vulnerability disclosure channels suggests areas for improvement in transparency and readiness. The use of third-party scripts is monitored but should be regularly audited to mitigate risks. Overall, the security maturity is good but could benefit from enhanced communication of security practices.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency and user trust.
  2. Implement a vulnerability disclosure program or security.txt file to facilitate responsible reporting.
  3. Enhance accessibility features to comply with best practices and improve user inclusivity.
  4. Regularly review and update third-party scripts and analytics tools to minimize security risks.
  5. Expand contact options for security-related inquiries, including dedicated abuse and security email addresses.

Contact details published on the site

Addresses
Legal name
Raiffeisenbank a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisenbank a.s.
Description
Raiffeisenbank offers modern and secure banking services including accounts, loans, mortgages, and investments accessible anytime and anywhere. It provides easy financial management via its mobile banking application.
Key services
Personal accounts, Loans and credit cards, Savings and investments, Mortgage products, Online and mobile banking
Content quality
good
Branding
consistent

Technology

Stack
Angular, Material Design Components (MDC), PrimeNG, Google Tag Manager, Hotjar, Unblu chat, JavaScript ES6+
Frameworks
Angular
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Secure login forms with multi-factor options

Analytics and tracking

Services
Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Hotjar
Marketing tools
Unblu chat, Hotjar
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed with comprehensive banking product offerings.
  2. Strong presence of privacy and cookie policies with consent mechanisms.
  3. No WHOIS data available, which is unusual for a major bank domain.
  4. Use of modern web technologies and analytics tools.
  5. No signs of adult or questionable content.
  6. No visible security incident response or vulnerability disclosure pages.
  7. Contact information is well presented with phone numbers and physical addresses.
  8. Social media presence is consistent with official bank profiles.
Technical notes

Notes

The website is built on a modern technology stack featuring Angular and Material Design Components, ensuring a responsive and user-friendly interface. Integration with analytics and marketing tools like Google Tag Manager, Hotjar, and Unblu chat enhances user engagement and data collection capabilities. The CMS appears custom-built, supporting complex content structures and multi-language support. Performance is moderate, with room for optimization in loading times and accessibility compliance. The technical infrastructure supports a secure and scalable banking platform but should continue evolving to maintain competitive advantage and security standards.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 80/100Low21 findingsView report
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