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Security report for rbclub.cz

Raiffeisenbank a.s. · Finance · Czech Republic

Low risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

80/100

Risk levelLow

0–100, higher is better. How it is calculated

Raiffeisenbank a.s. is a well-established financial institution in the Czech Republic offering a broad range of banking services including accounts, loans, mortgages, and investment products. The website RB Club serves as a customer loyalty and benefits platform integrated with the bank's credit card and banking services. The company targets retail and business customers with a strong digital presence and mobile banking capabilities. Technically, the website employs modern frameworks such as Angular and integrates analytics and user engagement tools like Google Tag Manager, Hotjar, and Unblu chat, reflecting a mature digital infrastructure. Security posture is strong with HTTPS enforcement, secure authentication methods, and cookie consent mechanisms, although explicit security policies and vulnerability disclosure information are not publicly available. The absence of WHOIS data limits domain trust assessment, but the overall professional presentation and consistent branding support legitimacy. Strategic recommendations include publishing detailed security policies, incident response contacts, and vulnerability disclosure channels to enhance transparency and trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching rbclub.cz

This scan found 12 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
100
Email security
88
DNS health
85
Network security
100
GDPR outside view
25
Average
80

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention rbclub.cz, from OffSeq Breach.

No leaked records found

Breach holds no records for rbclub.cz right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisenbank holds a strong market position in the Czech banking sector with a focus on retail and commercial banking. The RB Club program enhances customer engagement through discounts and benefits linked to credit cards and banking products. The business model leverages digital channels for customer acquisition and service delivery, supported by partnerships with payment and savings institutions. The company demonstrates a commitment to compliance with GDPR and provides comprehensive privacy and cookie policies. Growth indicators include active digital marketing, mobile app availability, and a broad product portfolio. The partnership ecosystem includes payment platforms and recruitment sites, indicating a well-integrated operational network.

Security posture

The website demonstrates a solid security foundation with HTTPS, secure login options including mobile keys and tokens, and cookie consent mechanisms. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the lack of publicly available security policies, incident response information, and vulnerability disclosure mechanisms represents a compliance gap. The use of third-party scripts necessitates ongoing security audits to mitigate supply chain risks. Overall, the security maturity is good but can be improved by enhancing transparency and formalizing security governance disclosures.

Recommendations

  1. Publish a dedicated security policy and incident response page to inform users and stakeholders.
  2. Implement and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  3. Provide clear contact information for the Data Protection Officer to strengthen GDPR compliance.
  4. Regularly review and update third-party scripts and analytics tools to minimize security risks.
  5. Enhance user education on secure login methods and data protection practices within the digital banking ecosystem.

Contact details published on the site

Addresses
Legal name
Raiffeisenbank a.s.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisenbank a.s.
Description
Raiffeisenbank offers modern and secure banking services including accounts, loans, mortgages, and investments accessible anytime and anywhere. Customers can manage finances easily via the Raiffeisen mobile banking application.
Key services
Bank accounts, Loans and credit cards, Mortgages, Investments, Online and mobile banking
Content quality
excellent
Branding
consistent

Technology

Stack
Angular (implied by Angular data attributes), Google Tag Manager, Hotjar, Unblu chat, Primeng UI components, Material Design Components (MDC), JavaScript ES6+
Frameworks
Angular
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure authentication methods (RB klíč, SMS code)
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Hotjar
Marketing tools
Hotjar, Unblu chat
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and relevant to banking customers.
  3. Strong presence of privacy and cookie policies with consent mechanisms.
  4. No WHOIS data available, which is unusual but may be due to CZ NIC policies.
  5. No security.txt or explicit vulnerability disclosure found.
  6. Multiple trusted external domains and social media links present.
  7. No signs of adult or questionable content.
  8. Use of modern web technologies and analytics tools.
  9. No WAF or blocking detected; full content accessible.
Technical notes

Notes

The website is built on a modern technology stack featuring Angular framework and Material Design Components, ensuring responsive and accessible user interfaces. Integration with analytics and user engagement tools like Google Tag Manager and Hotjar supports data-driven improvements. The CMS appears proprietary with structured content management. Performance is moderate with room for optimization. Mobile optimization and SEO practices are strong, contributing to excellent user experience and discoverability. Technical risks include dependency on multiple third-party scripts and the need for continuous security monitoring. Opportunities exist to improve hosting transparency and implement advanced performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 83/100Low20 findingsView report
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