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Security report for raiffeisen.ch

Raiffeisen Schweiz Genossenschaft · Finance · Switzerland

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Raiffeisen Schweiz Genossenschaft is the second largest Swiss banking group, specializing in retail and corporate banking services. Founded in 1899, it offers a broad range of financial products including loans, investments, insurance, and e-banking solutions. The website targets private customers, corporate clients, and members, emphasizing local banking presence and personalized services. The company maintains a strong market position in Switzerland with a cooperative business model. Technically, the website is built on Adobe Experience Manager (AEM) with modern JavaScript frameworks such as Angular and uses Highcharts for financial data visualization. The site is mobile-optimized, accessible, and SEO-friendly, reflecting a mature digital infrastructure. Performance is moderate with good design and navigation clarity. Security-wise, the site enforces HTTPS, implements cookie consent mechanisms, and follows best practices for secure forms and data handling. However, explicit security policies, incident response contacts, and vulnerability disclosure information are not publicly available, representing areas for improvement. Overall, the website is professional, trustworthy, and compliant with GDPR, providing clear contact information and privacy policies. The risk profile is low, but enhancing transparency around security policies and incident management would strengthen the security posture further.

Scanned

This is an earlier scan of raiffeisen.ch. View the latest report

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching raiffeisen.ch

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
85
DNS health
90
Network security
100
GDPR outside view
68
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisen Schweiz operates as a cooperative banking group with a strong focus on retail and corporate banking in Switzerland. Its competitive advantage lies in its extensive local presence and personalized customer solutions. Revenue streams include traditional banking products, investment services, and insurance offerings. The target customers are private individuals, small to large businesses, and cooperative members. The company demonstrates growth through digital banking services and multibanking solutions. Partnerships include internal subsidiaries and related domains for specialized services like MemberPlus and stock market information. The company maintains a consistent brand and strong market reputation in the Swiss financial sector.

Security posture

The website exhibits a solid security maturity level with enforced HTTPS and cookie consent mechanisms. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a publicly available security policy, incident response contact, and vulnerability disclosure program indicates gaps in transparency and readiness. Compliance with GDPR is evident through privacy and cookie policies. The security culture appears mature but could benefit from enhanced communication of security practices and incident handling procedures to build greater user trust and preparedness.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and user guidance.
  2. Establish and publicize an incident response contact channel (e.g., security@ or abuse@ email).
  3. Implement and link to a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance visible security headers and provide transparency about SSL/TLS configurations.

Contact details published on the site

Addresses
Legal name
Raiffeisen Schweiz Genossenschaft
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisen Schweiz Genossenschaft
Description
Zweitgrösste Schweizer Bankengruppe, führend im Retail-Geschäft mit individuellen Lösungen für Firmen- und Privatkunden seit 1899.
Key services
Retail banking, Corporate banking, E-Banking, Loans and credits, Investment and asset management, Insurance solutions
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Highcharts, Adobe Experience Manager (AEM), SCSS/CSS, HTML5
Platforms
Web
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Secure forms with consent checkboxes

Analytics and tracking

Services
Adobe Launch (launch-main-www.js)
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive cookie consent and privacy policy mechanisms are implemented.
  3. Clear and detailed contact information is provided including email, phone, and physical address.
  4. Use of modern web technologies and frameworks indicates good technical maturity.
  5. Social media presence across major platforms supports brand trust.
  6. No explicit security policy or incident response contact found publicly.
  7. No vulnerability disclosure or security.txt file detected.
  8. Website content is professional, relevant, and well-structured.
  9. No suspicious or malicious content detected.
Technical notes

Notes

The website leverages Adobe Experience Manager (AEM) as its CMS, indicating a robust enterprise-grade content management platform. The use of Angular framework and Highcharts for dynamic financial data visualization reflects modern front-end technologies. CSS and SCSS are used for styling with responsive design principles ensuring excellent mobile optimization. Performance is moderate, likely due to rich media content and dynamic components. Accessibility features such as skip links and ARIA roles are implemented, supporting usability. Opportunities exist to optimize loading times and further modernize JavaScript usage to improve performance and maintainability.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 85/100Low21 findingsView report
  2. 65/100Medium15 findings · partial scanView report
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