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Security report for raiffeisen.ch

Raiffeisen Schweiz Genossenschaft · Finance · Switzerland

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

85/100

Risk levelLow

0–100, higher is better. How it is calculated

Raiffeisen Schweiz Genossenschaft is the second largest Swiss banking group, specializing in retail and corporate banking services. Founded in 1899, it offers a broad range of financial products including mortgages, investment services, insurance, and e-banking solutions. The website targets both private and business customers, providing comprehensive information and digital services. Technically, the site is built on Adobe Experience Manager with modern JavaScript frameworks and is optimized for mobile and accessibility. Security posture is strong with HTTPS and cookie consent mechanisms, though explicit security policies and incident response contacts are not publicly detailed. Overall, the site reflects a mature, trustworthy financial institution with a professional online presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching raiffeisen.ch

This scan found 12 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
85
DNS health
90
Network security
100
GDPR outside view
68
Average
85

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Raiffeisen Schweiz holds a strong market position as a major Swiss bank with a cooperative structure. Its business model focuses on personalized banking solutions for individuals and companies, leveraging digital channels like e-banking and event-driven marketing. The company maintains a robust partnership ecosystem, including specialized platforms like MemberPlus and Boerse. Growth indicators include digital event promotions and comprehensive product offerings. The website content and structure support clear customer segmentation and service delivery, reinforcing brand trust and market credibility.

Security posture

The website demonstrates a solid security foundation with enforced HTTPS, secure login portals, and cookie consent compliance. However, the absence of a publicly accessible security policy, incident response contact details, and vulnerability disclosure mechanisms suggests room for improvement in transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the HTML content. The use of modern frameworks and controlled third-party scripts further supports a secure environment. Enhancing security headers and publishing explicit security documentation would strengthen the security culture and compliance posture.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and standards.
  2. Provide clear incident response contact channels such as security@ or abuse@ emails.
  3. Implement and enforce security headers like Content-Security-Policy and X-Frame-Options.
  4. Establish and publicize a vulnerability disclosure program or security.txt file.
  5. Regularly audit third-party scripts and dependencies for vulnerabilities and update accordingly.

Contact details published on the site

Addresses
Legal name
Raiffeisen Schweiz Genossenschaft
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Raiffeisen Schweiz Genossenschaft
Description
Zweitgrösste Schweizer Bankengruppe, führend im Retail-Geschäft mit individuellen Lösungen für Firmen- und Privatkunden seit 1899.
Key services
Retail banking, Corporate banking, E-Banking, Investment services, Mortgage and housing finance, Insurance solutions
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Highcharts, SVG, Adobe Experience Manager (AEM), CSS3, HTML5
Platforms
Adobe Experience Manager CMS
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of secure login portals (E-Banking)
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Adobe Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Adobe Experience Manager, Adobe Analytics
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and targeted at retail and corporate banking customers.
  3. Strong presence of official contact information and social media links.
  4. Use of modern web technologies and CMS (Adobe Experience Manager).
  5. No signs of malicious or suspicious content.
  6. Good privacy and cookie policy implementation with consent mechanism.
  7. No explicit security policy or incident response contact found publicly.
  8. No vulnerability disclosure or security.txt detected.
Technical notes

Notes

The website leverages Adobe Experience Manager CMS, Angular framework components, and Highcharts for dynamic data visualization. The infrastructure supports responsive design and accessibility features, ensuring good user experience across devices. Performance is moderate, with potential optimization in script loading and asset delivery. The technical stack is modern and well-maintained, though some legacy CSS and JavaScript chunks suggest opportunities for modernization. Overall, the technical implementation supports the business goals effectively with scalable and maintainable architecture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 85/100Low21 findingsView report
  2. 65/100Medium15 findings · partial scanView report
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