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Security report for pmckait.cz

PM ČKAIT, s.r.o. · Other · Czech Republic

High risk. 12 critical or high findings in GDPR outside view, Network security and 3 other checks.

Security score

38/100

Risk levelHigh

0–100, higher is better. How it is calculated

PM ČKAIT, s.r.o. is a specialized insurance broker and subsidiary of the Czech Chamber of Authorized Engineers and Technicians active in construction (ČKAIT). The company provides professional liability insurance and other insurance products primarily for ČKAIT members but also serves other clients in the insurance market. Their offerings include professional liability insurance, legal protection insurance, property insurance, and claims handling services. The company has a solid market presence with over 32,000 insured persons and more than 10 years of experience in the sector. Technically, the website is built on WordPress using Elementor, with modern JavaScript libraries and responsive design, providing a good user experience and SEO optimization. Security posture is generally good with HTTPS enforced and no visible vulnerabilities, but lacks some security headers and explicit security policies. Privacy compliance is basic with a privacy policy page but no cookie consent mechanism. Business credibility is high due to clear contact information, affiliation with ČKAIT, and professional content. However, the absence of WHOIS registration data reduces domain trustworthiness. Overall, the website is professional and trustworthy but could improve in privacy and security transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

12 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

  2. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching pmckait.cz

This scan found 30 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
15
Email security
60
DNS health
80
Network security
0
GDPR outside view
10
Average
38

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

PM ČKAIT operates in the insurance brokerage sector focused on professional liability and related insurance products for construction professionals. Their business model leverages their affiliation with ČKAIT to serve a niche market of authorized engineers and technicians, while also extending services to other insurance clients. The company benefits from a strong partnership ecosystem including multiple ČKAIT-related domains and services. Revenue streams likely include insurance brokerage commissions and value-added services such as claims handling and specialized insurance products. The company targets professionals in construction and related fields, emphasizing trust and expertise. Growth indicators include a large insured base and a decade of operational experience. Strategic observations suggest a focus on maintaining strong institutional ties and expanding service offerings to increase market share.

Security posture

The website demonstrates a moderate to good security maturity level. HTTPS is properly implemented ensuring encrypted communications. No sensitive data is exposed in the HTML source. The use of modern libraries and frameworks reduces risk of outdated vulnerabilities. However, the absence of key security headers such as Content-Security-Policy, X-Frame-Options, and X-XSS-Protection is a gap that could expose the site to clickjacking or cross-site scripting attacks. No security.txt or incident response contact information is published, limiting transparency for vulnerability reporting. Privacy compliance is partial with a privacy policy present but no cookie consent mechanism detected. Overall, the security posture is adequate for the business type but could be enhanced by implementing recommended headers, formalizing incident response, and improving privacy controls.

Recommendations

  1. Implement HTTP security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection to enhance protection against common web attacks.
  2. Add a cookie consent banner or mechanism to comply fully with GDPR and improve user privacy transparency.
  3. Publish a security.txt file and incident response policy to facilitate responsible vulnerability disclosure and improve trust.
  4. Regularly audit and update third-party libraries and plugins to mitigate risks from vulnerabilities.
  5. Enhance privacy compliance by detailing data retention policies and providing clear user rights information.

Contact details published on the site

Addresses
Legal name
PM ČKAIT, s.r.o.
Registration number
19980531
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
PM ČKAIT, s.r.o.
Description
Jsme pojišťovací makléř a dceřinná společnost ČKAIT pověřená zastoupením jejich členů v oblasti pojištění. Naše služby poskytujeme i dalším subjektům na trhu s pojištěním.
Key services
Pojištění profesní odpovědnosti ČKAIT, Pojištění právní ochrany, Pojištění majetku, Likvidace škod, Další služby jako PDF-XChange sleva, kvalifikovaná časová razítka, Cashbot
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Elementor, jQuery, Swiper
Frameworks
Elementor
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in Czech language and targets members of ČKAIT and other insurance clients.
  3. No privacy or cookie banner detected, but privacy policy page exists.
  4. WHOIS data unavailable, which is unusual and reduces domain trust.
  5. Website uses modern WordPress with Elementor and common JS libraries.
  6. Contact info is clearly presented with company domain emails and phone numbers.
  7. Social media presence limited to Facebook.
  8. No visible analytics or tracking scripts detected.
  9. No security.txt or explicit security policies found.
  10. No advertising or marketing scripts detected.
Technical notes

Notes

The website is built on a modern WordPress CMS platform using the Elementor page builder, which provides flexibility and ease of content management. The front-end uses jQuery and Swiper libraries for interactive elements. The site loads multiple CSS and JS assets efficiently, with some optimization features enabled in Elementor. The site is mobile responsive and uses Google Fonts for typography. Performance is moderate with no major bottlenecks detected in the HTML source. No advanced hosting or CDN information is available. The technical stack is standard for small to medium business websites, with opportunities to improve performance and security through additional optimizations and security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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