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Security report for paysera.lt

Paysera LT, UAB · Finance · Lithuania

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Paysera LT, UAB operates a comprehensive financial services platform primarily targeting private individuals and businesses in Lithuania and the broader Baltic and European region. The company offers a variety of services including IBAN accounts, payment collection solutions, currency exchange at competitive rates, a mobile application, Visa card services, virtual POS systems, event ticketing, and international money transfers. The website reflects a mature digital presence with multilingual support and a professional design consistent with its market positioning as a trusted financial services provider. Technically, the website employs modern web technologies such as JavaScript frameworks, Bootstrap, and lazy loading for performance optimization. The site is mobile-optimized and includes SEO best practices. Security measures are robust, with HTTPS enforced, security headers implemented, and no visible exposure of sensitive data. However, the absence of a visible cookie consent mechanism and explicit incident response policies suggests areas for compliance and security posture improvement. The security posture is strong with good SSL configuration and adherence to best practices, but the lack of WHOIS data for the domain introduces some uncertainty regarding domain registration legitimacy. The website provides clear contact information and social media presence, enhancing business credibility. Overall, the risk profile is moderate with recommendations to improve privacy compliance and transparency around security incident handling. Strategic recommendations include implementing a GDPR-compliant cookie consent banner, publishing detailed incident response and vulnerability disclosure policies, and enhancing accessibility features to meet broader compliance standards.

Scanned

This is an earlier scan of paysera.lt. View the latest report

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching paysera.lt

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
80
Email security
85
DNS health
70
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Paysera is positioned as a significant player in the Baltic financial services market, offering a broad suite of payment and financial management tools tailored for both private and business customers. Its business model leverages technology to provide cost-effective and flexible payment solutions, including integrations with popular e-commerce platforms and support for multiple currencies. The company’s extensive network of related domains and subsidiaries across several countries indicates a strategy of regional expansion and service localization. Customer testimonials and licensing by the Lithuanian Bank reinforce its competitive advantage and trustworthiness. Revenue streams likely include transaction fees, currency exchange margins, and value-added services such as financing and ticketing. The target customer segments range from small to large businesses and individual users seeking modern financial tools. Growth indicators include continuous product development, such as self-service terminals and income-based financing options, and a strong digital marketing presence.

Security posture

The website demonstrates a mature security posture with enforced HTTPS, comprehensive security headers, and no apparent exposure of sensitive information. The presence of a dedicated security page indicates organizational awareness of security priorities. However, the lack of explicit incident response and vulnerability disclosure information may limit transparency and readiness perception. GDPR compliance is partially evidenced by a detailed privacy policy but is weakened by the absence of a cookie consent mechanism. No vulnerable libraries or outdated technologies were detected, and the site uses modern JavaScript frameworks. Overall, the security maturity is good but could be enhanced by formalizing incident response communications and improving user privacy controls.

Recommendations

  1. Implement a visible and GDPR-compliant cookie consent mechanism to enhance privacy compliance.
  2. Publish a clear incident response and vulnerability disclosure policy to improve transparency and trust.
  3. Enhance website accessibility features to meet international standards and broaden user inclusivity.
  4. Verify and publish domain registration details to improve domain legitimacy and trustworthiness.
  5. Continue expanding multilingual support and regional services to strengthen market position.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Paysera LT, UAB
Description
Paysera tai IBAN sąskaita privatiems ir verslui, daugybė įmokų surinkimo būdų, palankūs valiutos keitimo kursai, mobilioji programėlė, VISA kortelė ir daugiau.
Key services
IBAN accounts, Payment collection, Currency exchange, Mobile app, Visa card, POS virtual cash register, Event ticketing, International transfers
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery, Bootstrap, LazyLoad, Google Fonts
Frameworks
AngularJS (indicated by data-ng-csp attribute)
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of CSP
  • Secure cookies likely (not explicitly visible)
  • No exposed sensitive data in HTML

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
tracking.paysera.com
Marketing tools
Typeform
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and multiple language options.
  2. No WHOIS data available, which is unusual and warrants caution.
  3. Strong focus on security and privacy with dedicated pages.
  4. Multiple subsidiary and partner domains indicate a broad regional presence.
  5. No visible cookie consent mechanism detected, which may affect GDPR compliance.
  6. Contact information is clearly provided with phone and contact forms.
  7. No explicit incident response or vulnerability disclosure information found.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website uses a modern technology stack including JavaScript, Bootstrap, and AngularJS, supporting responsive and dynamic content delivery. Lazy loading is employed for images to optimize performance. SEO is well addressed with proper meta tags and Open Graph data. The site is mobile-optimized and provides a clear navigation structure. No CMS was explicitly detected, suggesting a custom or proprietary platform. Hosting provider details are not disclosed. Performance is moderate, with room for improvement in accessibility compliance. The technical infrastructure supports a secure and user-friendly experience but could benefit from enhanced privacy and compliance tooling.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 73/100Medium28 findingsView report
  2. 73/100Medium22 findingsView report
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