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Security report for paysera.lt

Paysera LT, UAB · Finance · Lithuania

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Paysera LT, UAB operates a comprehensive financial services platform primarily targeting private individuals and businesses in Lithuania and surrounding regions. The company offers a wide range of services including IBAN accounts, currency exchange at competitive rates, payment collection solutions for e-commerce, contactless Visa cards with mobile wallet integration, and additional services such as event ticketing and gold trading. The website reflects a mature business with a strong regional presence and multiple localized versions for different countries and languages. Technically, the site employs modern web technologies including AngularJS, Bootstrap, and lazy loading techniques to optimize user experience and performance. Security is a clear priority, with HTTPS enforced and a dedicated security information page, although some security headers and incident response disclosures could be improved. The absence of WHOIS data limits domain registration verification, but the overall business credibility is supported by licensing references and customer testimonials. Privacy compliance is mostly addressed with a comprehensive privacy policy, though cookie consent mechanisms are not explicitly visible. Overall, the site presents a professional, trustworthy, and functional digital presence for a large financial services provider.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Facebook, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching paysera.lt

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
80
Email security
85
DNS health
70
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Paysera positions itself as a leading electronic money institution licensed by the Lithuanian Bank, serving a broad customer base including over 13,000 merchants using its payment collection services. Its business model revolves around providing accessible and cost-effective financial tools such as multi-currency accounts, payment gateways, and virtual POS systems. The company has expanded its footprint with multiple country-specific domains and localized services, indicating strategic regional growth. Partnerships with payment processors and integration with popular CMS platforms enhance its market reach. Customer testimonials highlight reliability, competitive pricing, and excellent support, reinforcing Paysera's competitive advantages. The company leverages digital channels for customer engagement and maintains a presence on major social media platforms. Revenue streams likely include transaction fees, currency exchange margins, and value-added services like financing solutions. The business demonstrates strong operational maturity and a clear focus on e-commerce and retail sectors.

Security posture

The website demonstrates a solid security posture with mandatory HTTPS usage and a dedicated security page outlining the company's commitment to high standards. While explicit security headers such as X-Frame-Options and X-Content-Type-Options are not clearly visible, the use of modern frameworks and secure payment technologies suggests adherence to best practices. No vulnerabilities or exposed sensitive data were detected in the analyzed content. However, the absence of a public vulnerability disclosure policy or security.txt file and lack of incident response contact details represent areas for improvement. The site does not display cookie consent banners, which may be a compliance gap under GDPR. Overall, the security maturity is good but could be enhanced by formalizing incident response and disclosure mechanisms.

Recommendations

  1. Implement and clearly document security headers including X-Frame-Options and X-Content-Type-Options to strengthen browser security.
  2. Add a visible cookie consent banner and mechanism to ensure full GDPR compliance and user transparency.
  3. Publish a vulnerability disclosure policy or security.txt file to facilitate responsible security reporting.
  4. Provide explicit incident response contact information to improve transparency and readiness.
  5. Regularly audit and update third-party scripts and tracking mechanisms to minimize privacy risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Paysera LT, UAB
Description
Paysera tai IBAN sąskaita privatiems ir verslui, daugybė įmokų surinkimo būdų, palankūs valiutos keitimo kursai, mobilioji programėlė, VISA kortelė ir daugiau.
Key services
IBAN accounts, Currency exchange, Payment collection for e-shops, Visa contactless card with Apple Pay, Google Pay, Samsung Pay, Mobile application, International transfers, POS virtual cash register, Event ticketing system, Gold trading online
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, jQuery, Bootstrap, LazyLoad, Cycle2 carousel
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of secure payment technologies
  • Security information page
  • Status page for system health

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Tracking pixels
tracking.paysera.com
Marketing tools
Typeform (for newsletter subscription)
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and multiple services described
  2. No WAF or blocking mechanisms detected
  3. WHOIS data unavailable, limiting domain registration verification
  4. Strong presence of trust indicators including testimonials and licensing references
  5. No explicit privacy or cookie consent banner visible, potential GDPR compliance gap
  6. Multiple language and country versions available indicating broad regional service
  7. Use of modern web technologies and responsive design
  8. Contact information clearly provided with phone and contact form links
  9. Security information page present but no explicit incident response or vulnerability disclosure found
Technical notes

Notes

The website uses a modern technology stack including AngularJS, Bootstrap, and lazy loading for images and content, which supports good performance and mobile responsiveness. The presence of multiple localized versions and alternate hreflang tags indicates strong SEO and internationalization efforts. The site includes interactive elements such as carousels and accordions for content presentation. However, some accessibility features appear basic, and there is room for improvement in semantic markup and ARIA attributes. Performance is moderate, with potential optimization opportunities in script loading and caching. The hosting provider and CMS are not explicitly identified, but the site structure suggests a custom or proprietary platform. Overall, the technical implementation is solid with opportunities for modernization and enhanced accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 73/100Medium28 findingsView report
  2. 73/100Medium22 findingsView report
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