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Is payme.co.uk a Scam? Security Check Results - Pay Me

payme.co.uk Security Report Summary

payme.co.uk received a security score of 52 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Pay Me's website security posture. Pay Me operates in the Other industry in N/a.

The website 'Pay Me' appears to be a minimal portal landing page providing access to a portal service via a subdomain link and a UK toll-free phone number. The business description and market positioning are unclear due to the lack of content and absence of detailed information. Technically, the site is very basic, built with simple HTML and CSS, lacking modern frameworks or CMS. There is no evidence of HTTPS or security headers, and no privacy or cookie policies are present, indicating low digital maturity and compliance. The WHOIS data is incomplete and indicates the domain www.payme.co.uk is not registered as a standalone domain, which raises concerns about legitimacy and trust. Overall, the security posture is weak with no visible best practices implemented, and the site lacks essential compliance and business credibility indicators.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: HTML5, CSS3.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is payme.co.uk Safe? Security Analysis for Pay Me

https://www.payme.co.uk/

Check if payme.co.uk is a scam or legitimate. Free security scan and reviews.

OtherN/asmall
HTML5CSS3
Analyzed Completed
52
Security Score
MEDIUM RISK

GDPR-aligned

Data handling

EU

Hosting region

EveryPay

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Reg. No. 40203410806 · VAT LV40203410806

AI Summary

The website 'Pay Me' appears to be a minimal portal landing page providing access to a portal service via a subdomain link and a UK toll-free phone number. The business description and market positioning are unclear due to the lack of content and absence of detailed information. Technically, the site is very basic, built with simple HTML and CSS, lacking modern frameworks or CMS. There is no evidence of HTTPS or security headers, and no privacy or cookie policies are present, indicating low digital maturity and compliance. The WHOIS data is incomplete and indicates the domain www.payme.co.uk is not registered as a standalone domain, which raises concerns about legitimacy and trust. Overall, the security posture is weak with no visible best practices implemented, and the site lacks essential compliance and business credibility indicators.

Detected Technologies

HTML5CSS3

12 urgent findings need attention

12 high

  • + 4 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

30/100

GDPR Compliance

3 findings

50/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business operates a portal service accessible via a subdomain, targeting users who need access to this portal. The lack of detailed business information, certifications, or partner domains limits insight into market positioning or competitive advantages. The business model appears to be service access via a portal, but revenue streams and growth indicators are not discernible. The absence of contact emails or physical addresses reduces transparency. No partnerships or subsidiaries are identified from the data provided.

Security Posture Analysis

Comprehensive Security Assessment

The security posture is minimal and immature. No HTTPS or SSL information is evident, and no security headers are detected. The site does not provide privacy or cookie policies, nor incident response contacts. There is no evidence of vulnerability disclosures or security certifications. The WHOIS data inconsistency further reduces trust. The site is at risk of being flagged for non-compliance with GDPR and other regulations due to missing policies and contact information. Overall, the security maturity is low, and improvements are necessary to protect user data and build trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTPS with a valid SSL certificate to secure communications.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Pay Me

Description:

The website appears to represent a business named 'Pay Me' offering a portal service accessible via a link. The business contact is provided via a UK toll-free phone number. No further business description or services are detailed on the site.

Key Services:
Portal access
Content Quality:

basic

Branding:

moderate

Technical Stack

Technologies:
HTML5CSS3
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

poor

Security Assessment

Security Score:
30/100

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:poor
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:low

Key Observations

1

Website content is minimal and serves primarily as a portal access landing page.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a include:spf.protection.outlook.com include:authsmtp.com include:cmail1.com include:i4services.uk -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:default(1416-bit rsa)
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

37/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 58 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
22 years(mature)
Expiry Risk
low(275 days)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:172.67.147.209, 104.21.79.199
AAAA Records:2606:4700:3036::6815:4fc7, 2606:4700:3034::ac43:93d1
Name Servers:
desi.ns.cloudflare.comDNS only
rustam.ns.cloudflare.comDNS only
MX Records:
0: payme-co-uk.mail.protection.outlook.com
SOA:Serial: 2411245606, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:39ms

SPF Analysis

SPF Record:
v=spf1 mx a include:spf.protection.outlook.com include:authsmtp.com include:cmail1.com include:i4services.uk -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does payme.co.uk compare?

See how payme.co.uk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built with basic HTML and CSS without any detected JavaScript frameworks or CMS. The site lacks meta tags beyond charset and title, and no structured data or Open Graph tags are present. There are no forms or data collection mechanisms on the page. The portal link points to a subdomain, indicating a possible separation of services. Performance is likely moderate given the minimal content, but mobile optimization and accessibility are basic. SEO optimization is poor due to lack of metadata and content. Hosting provider and infrastructure details are not discernible from the data provided.
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Optional add-ons

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Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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