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Security report for oneillandassociates.eu

O'Neill & Associates · Finance · Ireland

High risk. 8 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

47/100

Risk levelHigh

0–100, higher is better. How it is calculated

O'Neill & Associates is a small independent financial advisory firm based in Midleton, Co. Cork, Ireland, specializing in life insurance, serious illness insurance, income protection, pensions, savings, and investments. The website is built on the Wix platform and uses modern web technologies including React and Wix's Thunderbolt platform. The site provides basic business information and lists partner insurance and investment companies but lacks detailed privacy, cookie, or security policies. Security posture is moderate with HTTPS enabled but missing key security headers and policies. The site is not optimized for SEO and lacks explicit contact emails or phone numbers, which may impact user trust and compliance. Overall, the website serves as a basic informational presence for the business but requires improvements in privacy compliance, security best practices, and contact transparency to enhance trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
0/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching oneillandassociates.eu

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
35
Email security
70
DNS health
75
Network security
100
GDPR outside view
0
Average
47

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company positions itself as an independent financial advisor with a focus on insurance and investment products. It targets individuals and businesses in Ireland seeking financial planning services. The business model is advisory and brokerage, with partnerships with multiple insurance and investment companies such as Royal London, Friends First/Aviva, Irish Life, and Zurich Life. The website content is basic but consistent with a small financial services firm. There is no evidence of e-commerce or online client portals. The lack of detailed contact information and policies suggests a traditional business approach relying on direct client engagement rather than digital lead generation.

Security posture

The website uses HTTPS, which is a fundamental security requirement. However, it lacks important security headers such as Content-Security-Policy, X-Frame-Options, and HSTS, which are critical for protecting against common web vulnerabilities. No forms or input fields were detected, reducing risk from input-based attacks, but also limiting user interaction. There is no visible incident response or vulnerability disclosure policy. The absence of privacy and cookie policies indicates non-compliance with GDPR and related regulations. Overall, the security posture is basic and could be significantly improved by implementing standard security headers, privacy compliance measures, and transparent incident response information.

Recommendations

  1. Implement comprehensive privacy and cookie policies with clear consent mechanisms to comply with GDPR.
  2. Add security headers including Content-Security-Policy, X-Frame-Options, and HSTS to enhance protection against web attacks.
  3. Provide explicit contact information including company emails and phone numbers to improve trust and compliance.
  4. Develop and publish an incident response policy and vulnerability disclosure program to demonstrate security maturity.
  5. Improve SEO settings to allow indexing and enhance discoverability, and optimize accessibility features for better user experience.

Contact details published on the site

Addresses
Legal name
J.P. O'Neill (Financial Management) Ltd t/a O'Neill & Associates
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
O'Neill & Associates
Description
O'Neill & Associates is a financial brokerage specialising in advice on life insurance, serious illness insurance, income protection, pensions, savings and investments. They are independent financial advisors based in Midleton, Co. Cork, Ireland.
Key services
Life insurance advice, Serious illness insurance, Income protection, Pensions, Savings and investments
Content quality
basic
Branding
moderate

Technology

Stack
Wix.com Website Builder, JavaScript, React, Wix Thunderbolt platform
Frameworks
React
Platforms
Wix
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
poor

Security

Observed score
55/100
Good practices seen
  • HTTPS enabled

Analytics and tracking

Services
Wix BI, Sentry
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Sentry
Marketing tools
Wix Analytics, Wix BI
Transparency
basic

Site quality

Design
basic
User experience
basic
Content relevance
basic
Navigation
good
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is built on Wix platform with standard Wix technologies
  2. No privacy or cookie policies found despite GDPR relevance
  3. No contact emails or phone numbers explicitly provided on the homepage
  4. Physical address or location is implied by business name and description (Midleton, Co. Cork, Ireland)
  5. No forms detected on the homepage
  6. SEO meta tags present but site is set to noindex
  7. No social media links found
  8. Security headers are missing or not detected
  9. HTTPS is enabled
  10. No visible security or incident response policies
Technical notes

Notes

The website is built using Wix.com, leveraging React and Wix's Thunderbolt platform for rendering and component management. It uses modern JavaScript bundles and polyfills for compatibility. The site loads multiple scripts from Wix's CDN and uses AVIF image encoding for optimized media delivery. Performance is moderate with some optimizations but could benefit from better SEO and accessibility practices. Mobile optimization is basic, with some responsive design elements but no advanced mobile features detected. The site does not use any third-party CMS beyond Wix and is hosted on Wix infrastructure. No custom backend or advanced integrations were detected.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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