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Security report for moonpay.com

MoonPay · Finance · United States

Low risk. No critical or high findings.

Security score

94/100

Risk levelLow

0–100, higher is better. How it is calculated

MoonPay is a leading fintech company specializing in providing a seamless marketplace for fiat-to-cryptocurrency transactions. The company operates globally with multiple subsidiaries and offers a variety of payment methods including credit cards, bank transfers, Apple Pay, and PayPal. Their platform targets both individual consumers and businesses, positioning itself as a trusted gateway in the crypto ecosystem. Technically, MoonPay leverages modern web technologies such as React and Next.js, hosted on Vercel, ensuring fast performance and mobile optimization. The website demonstrates strong SEO and accessibility practices, supported by comprehensive structured data and metadata. Security-wise, MoonPay enforces HTTPS, employs robust security headers, and integrates consent management for privacy compliance. However, explicit security policies and incident response contacts are not publicly detailed, representing an area for improvement. Overall, MoonPay presents a professional, trustworthy, and technically mature online presence with a high legitimacy score based on WHOIS and content analysis.

Scanned

NIS2 and GDPR posture

NIS2 outside view
95/ 100 · Low
GDPR outside view
100/ 100 · Low
Checks completed
9of 9

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

The NIS2 figure counts only evidence anyone can see from the internet. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

No critical or high findings. These medium findings are worth fixing next.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • Medium

      Missing Content-Security-Policy header

      A Content-Security-Policy-Report-Only header is set, but it only reports violations; nothing is blocked, so an injected script would still run.

      What to do: Start with "Content-Security-Policy: object-src 'none'; base-uri 'self'; frame-ancestors 'self'" and add a script-src that lists your script origins or uses nonces. Test with a Report-Only header first.

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
    • Medium

      Missing X-Frame-Options header

      Other websites can load your pages inside an invisible frame and trick visitors into clicking buttons on them (clickjacking).

      What to do: Send "Content-Security-Policy: frame-ancestors 'self'" (or X-Frame-Options: SAMEORIGIN for older browsers).

Keep watching moonpay.com

This scan found 9 issues across 3 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
68
Email security
97
DNS health
94
Network security
100
Website hygiene
100
GDPR outside view
100
Average
94

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.
  • Accessibility: Accessibility is a separate readout from security, so it is reported but not scored. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention moonpay.com, from OffSeq Breach.

Total records
13
Employees
0
Customers
0
Third parties
13
Weak passwords
0%

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for moonpay.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

MoonPay's market positioning as a fiat-to-crypto payment gateway is reinforced by its global footprint with subsidiaries in the US, UK, Europe, Australia, Jersey, and the British Virgin Islands. The business model focuses on facilitating instant cryptocurrency purchases, serving both individuals and enterprises. Key services include crypto buying/selling and enterprise APIs for stablecoins. The company maintains a strong digital marketing ecosystem with social media engagement and tracking tools like Google Tag Manager and AppsFlyer. The presence of multiple verified physical addresses and consistent branding enhances credibility. MoonPay's strategic partnerships and subsidiary structure indicate a well-established operational framework in the fintech and crypto sectors.

Security posture

MoonPay exhibits a mature security posture with enforced HTTPS, comprehensive security headers, and cookie consent mechanisms aligned with GDPR. The absence of exposed sensitive data and use of modern frameworks reduce attack surface risks. However, the lack of a publicly available security policy or vulnerability disclosure program limits transparency in incident response readiness. No critical vulnerabilities or suspicious domains were detected. Recommendations include publishing detailed security policies, incident response contacts, and a vulnerability disclosure framework to enhance trust and compliance. Overall, the security posture is strong but could benefit from improved transparency and formalized security communications.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and controls.
  2. Provide explicit incident response contact channels such as security@ or abuse@ emails.
  3. Implement and publicize a vulnerability disclosure or security.txt file to encourage responsible reporting.
  4. Regularly audit and minimize third-party scripts to reduce potential vulnerabilities.
  5. Enhance accessibility features to meet higher standards and improve user inclusivity.

Contact details published on the site

Addresses
Legal name
MoonPay USA LLC
Registration number
company number 12055543
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
MoonPay
Description
MoonPay is the new standard for fiat to crypto. We are a marketplace between crypto exchanges and users, facilitating instant purchases of cryptocurrencies.
Key services
Buy and sell cryptocurrencies, Payment processing via credit card, bank transfers, Apple Pay, PayPal, Enterprise stablecoin APIs
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Vercel Analytics, OneTrust Consent Management, Google Tag Manager
Frameworks
Next.js
Platforms
Vercel
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of security headers
  • No exposed sensitive data in HTML
  • Consent management for cookies

Analytics and tracking

Services
Vercel Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
AppsFlyer
Marketing tools
AppsFlyer
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Strong presence of structured data and metadata supporting SEO and trust.
  3. Comprehensive cookie consent mechanism implemented via OneTrust.
  4. Multiple verified physical addresses across key global markets.
  5. Use of modern web technologies and frameworks ensuring good performance.
  6. Clear separation of business branches for individuals and business clients.
  7. Social media and external links are consistent with corporate branding.
  8. No signs of suspicious or malicious content or domains.
Technical notes

Notes

The website is built using modern JavaScript frameworks including React and Next.js, hosted on Vercel, which supports fast loading times and scalability. The use of structured data (JSON-LD) improves SEO and content discoverability. Consent management is handled via OneTrust, ensuring compliance with privacy regulations. Analytics and marketing tools such as Google Tag Manager and AppsFlyer are integrated for user behavior tracking and campaign management. The site is mobile-optimized with responsive design and accessibility considerations. Technical risks are minimal, but continuous monitoring of third-party dependencies is advised to mitigate supply chain vulnerabilities.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium26 findingsView report
  2. 75/100 +2Medium26 findingsView report
  3. 73/100Medium25 findingsView report
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