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Security report for okhpremium.cz

OK HOLDING PREMIUM a.s. · Other · Czech Republic

Partial score · DNS & email only

71/100

0–100, higher is better. How it is calculated

OK HOLDING PREMIUM a.s. is a Czech insurance brokerage company founded in 2021, providing comprehensive risk management, corporate insurance, and claims handling services. The company targets business clients in the Czech Republic and abroad, offering a wide range of insurance products including travel, vehicle, property, liability, and specialized risk insurances. The website reflects a professional and consistent brand image with clear contact information and legal registration details, positioning the company as a trusted local insurance partner. Technically, the website is built on Drupal CMS with modern libraries such as jQuery and Bootstrap, and uses Matomo for privacy-conscious analytics. The site is mobile-optimized with good SEO practices and a cookie consent mechanism compliant with GDPR. Performance is moderate, and accessibility is basic but functional. From a security perspective, the site enforces HTTPS and includes cookie consent with Do Not Track enabled in analytics. However, it lacks explicit security headers and documented security policies or incident response contacts. No vulnerabilities or suspicious content were detected. The WHOIS data is consistent with the business claims, showing no privacy protection and a domain age appropriate for the company's founding date. Overall, the website presents a low-risk profile with good business credibility and privacy compliance. Strategic improvements in security headers, incident response transparency, and terms of service documentation would enhance the security posture and trustworthiness further.

Scanned

NIS2 and GDPR posture

GDPR outside view
55/ 100 · Medium
Checks completed
6of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
65
Email security
55
DNS health
80
Network security
100
GDPR outside view
55
Average
71

Not counted

  • Security headers: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the insurance brokerage sector, focusing on corporate and specialized insurance services. Its market positioning is that of a well-established Czech brokerage with a long tradition, supported by membership in OK Holding. The business model revolves around providing tailored insurance solutions and risk management consulting to businesses and municipalities. Revenue streams likely derive from brokerage commissions and consulting fees. The target customer segments include entrepreneurs, municipalities, and corporate clients requiring complex insurance programs. The partnership ecosystem includes OK Holding and related career sites, indicating a stable business network. Growth indicators include a comprehensive service portfolio and international insurance offerings.

Security posture

The security maturity level is moderate. The website uses HTTPS and a privacy-respecting analytics platform (Matomo) with Do Not Track enabled. Cookie consent is implemented with granular user control. However, the absence of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces the defense-in-depth. No incident response or security policy information is published, which may hinder rapid response to security events. No exposed sensitive data or vulnerable libraries were detected. Compliance with GDPR is evident through cookie consent and privacy policy presence. Overall, the security culture appears basic but functional, with room for improvement in formal security documentation and technical controls.

Recommendations

  1. Implement standard security headers (CSP, HSTS, X-Frame-Options, X-XSS-Protection) to enhance protection against common web attacks.
  2. Publish a clear security policy and incident response contact information to improve transparency and readiness.
  3. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  4. Add a terms of service page to clarify user and client obligations and legal protections.
  5. Enhance accessibility features to improve usability for all users and comply with standards.

Contact details published on the site

Addresses
Legal name
OK HOLDING PREMIUM a.s.
Registration number
257 93 284
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
OK HOLDING PREMIUM a.s.
Description
Společnost poskytuje komplexní služby v oblasti risk managementu, korporátního pojištění a likvidace škod s důrazem na individuální přístup a dlouhodobé partnerství v České republice i v zahraničí. Díky zkušenostem napříč různými odvětvími nabízí optimalizaci procesů a nákladů, mezinárodní pojistné programy a podporu v podnikání.
Key services
risk management, corporate insurance, claims handling, travel insurance, vehicle insurance, property insurance for entrepreneurs, international insurance, municipal insurance, liability insurance, special risk insurance
Content quality
good
Branding
consistent

Technology

Stack
Drupal CMS, jQuery, Matomo Analytics, Bootstrap CSS, Font Awesome
Frameworks
Drupal
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enforced
  • Do Not Track enabled in Matomo
  • Cookie consent mechanism implemented

Analytics and tracking

Services
Matomo
Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
Matomo
Marketing tools
Matomo Analytics
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is in Czech language targeting Czech business clients.
  3. No forms detected in the HTML content for direct user data collection.
  4. Cookie consent mechanism is implemented with detailed cookie categories.
  5. No explicit security policy or incident response information found.
  6. Contact information is clearly provided with multiple physical addresses and company email.
  7. No terms of service page found.
  8. Use of Matomo analytics indicates privacy-conscious tracking.
  9. Website uses Drupal CMS with standard modules and libraries.
  10. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Drupal CMS, leveraging jQuery, Bootstrap, and Font Awesome for UI and interactivity. It uses Matomo analytics hosted on a related domain, indicating a preference for privacy-friendly tools. The site loads multiple CSS and JS assets asynchronously and defers scripts to improve performance. Mobile optimization is good with responsive design elements. The site lacks explicit hosting provider information but uses Czech-based name servers consistent with the business location. SEO is supported by meta tags and Open Graph data. No broken links or errors were detected in the provided content. Opportunities exist to modernize security headers and improve accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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