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Security report for neobanque.ch

Neobanque · Finance · Switzerland

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

Neobanque.ch is a Swiss digital banking platform targeting individuals and businesses seeking modern online financial services. The website presents a clean and professional design built on Unicorn Platform with multilingual support via Weglot. However, the site lacks critical compliance and security documentation such as privacy policies, cookie consent mechanisms, and incident response information, which are essential for trust in the financial sector. Technically, the site uses modern web technologies but does not show evidence of advanced security headers or analytics tools. The domain registration aligns well with the business claims, indicating legitimacy. Overall, the website is functional but requires significant improvements in privacy, security, and compliance to meet industry standards.

Scanned

This is an earlier scan of neobanque.ch. View the latest report

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching neobanque.ch

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
60
DNS health
85
Network security
100
GDPR outside view
53
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention neobanque.ch, from OffSeq Breach.

No leaked records found

Breach holds no records for neobanque.ch right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates as a neobank in Switzerland, focusing on digital banking services. Its business model revolves around providing online banking solutions to a niche market of tech-savvy customers. The absence of detailed business information and contact data suggests a small or emerging enterprise. No partnerships or certifications are publicly disclosed, limiting insights into its competitive positioning. The use of Unicorn Platform indicates a startup or small business approach to web presence. Growth potential exists if compliance and trust factors are enhanced.

Security posture

The website currently exhibits a low security posture with no detected security headers, privacy policies, or incident response contacts. SSL/TLS status is unknown from the provided data, but HTTPS is assumed given modern standards. The lack of vulnerability disclosure or security framework references indicates immature security governance. No third-party analytics or tracking scripts were identified, reducing exposure but also limiting monitoring capabilities. To improve, the company should implement comprehensive security headers, publish privacy and cookie policies, and establish clear incident response channels.

Recommendations

  1. Publish a comprehensive privacy policy and cookie consent mechanism to comply with GDPR and build user trust.
  2. Implement security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection.
  3. Establish and publicize an incident response policy with dedicated contact channels (e.g., security@ or abuse@ emails).
  4. Conduct regular security audits of third-party scripts and libraries to mitigate vulnerabilities.
  5. Enhance website content with clear business information, certifications, and trust signals to improve credibility.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Neobanque
Description
Neobanque.ch is a Swiss-based digital banking platform offering modern financial services primarily targeting individuals and businesses seeking innovative banking solutions.
Key services
Online banking, Digital account management, Financial transactions
Content quality
basic
Branding
consistent

Technology

Stack
JavaScript, Weglot (translation), CSS variables
Frameworks
Unicorn Platform
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
30/100

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Marketing tools
Weglot
Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
basic
Navigation
good
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is accessible with no blocking or WAF challenges
  2. No explicit privacy, cookie, or terms of service policies found on the site
  3. Limited contact information and no visible security or incident response policies
  4. Uses Unicorn Platform CMS and Weglot for multilingual support
  5. No analytics or tracking scripts detected in the provided content
  6. Content is focused on digital banking services in Switzerland
  7. No suspicious or malicious indicators found
Technical notes

Notes

The website is built using Unicorn Platform CMS with JavaScript and CSS variables for styling. Weglot is used for language translation support. The site appears moderately performant and mobile-optimized but lacks advanced SEO and accessibility features. No analytics or tracking technologies were detected, which may limit marketing insights. Hosting provider and SSL configuration details are not available from the provided data. Technical debt appears low but the absence of security best practices and compliance documentation represents a risk. Modernization efforts should focus on security hardening and compliance integration.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 64/100Medium33 findingsView report
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