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Security report for neobanque.ch

Neobanque · Finance · Switzerland

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

64/100

Risk levelMedium

0–100, higher is better. How it is calculated

Neobanque.ch is a Swiss digital banking platform focused on providing modern, user-friendly financial services to individuals and businesses in Switzerland. The website presents a fintech-oriented business model with digital bank accounts and online payment services. The target audience is primarily Swiss residents and businesses seeking innovative banking solutions. The company appears to be a small fintech player with consistent branding and a basic but functional website. Technically, the website uses Unicorn Platform as its CMS and includes JavaScript libraries such as Weglot for multilingual support and Pinterest scripts. The site is moderately optimized for mobile devices and has a good design quality, though SEO and accessibility features are basic. No advanced analytics or tracking services are detected, indicating minimal user tracking. From a security perspective, the website lacks visible security headers and published privacy or cookie policies, which are critical for compliance and user trust. SSL configuration details are not available from the provided data, and no incident response or security contact information is provided. The WHOIS data is consistent with the business claims, showing no privacy protection or suspicious registration patterns, supporting the domain's legitimacy. Overall, the website is accessible and safe for general audiences but requires improvements in privacy compliance, security best practices, and transparency to enhance trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching neobanque.ch

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
15
Email security
60
DNS health
80
Network security
100
GDPR outside view
53
Average
64

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention neobanque.ch, from OffSeq Breach.

No leaked records found

Breach holds no records for neobanque.ch right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Neobanque operates in the Swiss fintech sector, targeting digital banking customers with a focus on convenience and modern financial services. The business model revolves around providing digital bank accounts and payment solutions, likely generating revenue through banking fees and value-added services. The company positions itself as an emerging player in the Swiss banking market, leveraging technology to differentiate from traditional banks. The lack of detailed business information and certifications suggests a small-scale operation. Partnerships or subsidiaries are not evident from the data. Growth potential exists given the increasing demand for digital banking in Switzerland, but the company should enhance transparency and compliance to build competitive advantage.

Security posture

The current security posture of the website is basic and lacks several critical elements. There is no evidence of security headers such as Content-Security-Policy or X-Frame-Options, which are essential to mitigate common web attacks. The absence of published privacy and cookie policies indicates compliance gaps with GDPR and other data protection regulations. No contact channels for security incidents or data protection officers are provided, limiting incident response readiness. The use of HTTPS is assumed but not confirmed from headers data. No vulnerabilities or exposed sensitive data were detected in the provided content. To improve security maturity, the company should implement comprehensive security headers, publish privacy and cookie policies, and establish clear incident response contacts.

Recommendations

  1. Implement and enforce HTTPS with strong SSL/TLS configuration and regularly test for vulnerabilities.
  2. Publish comprehensive privacy and cookie policies with clear GDPR compliance statements.
  3. Add security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Provide clear contact information for security incidents and designate a Data Protection Officer.
  5. Conduct regular security audits and penetration testing to identify and remediate vulnerabilities.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Neobanque
Description
Neobanque.ch is a Swiss digital banking platform offering modern banking services tailored for individuals and businesses in Switzerland. The website presents a fintech-oriented banking solution with a focus on user-friendly digital financial services.
Key services
Digital bank accounts, Online payments, Financial management tools
Content quality
basic
Branding
consistent

Technology

Stack
JavaScript, Weglot (translation), Pinterest script
Frameworks
Unicorn Platform
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Marketing tools
Weglot
Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
basic
Navigation
good
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is accessible and not blocked by WAF or security challenges.
  2. No privacy, cookie, or terms of service policies found, indicating compliance gaps.
  3. No explicit contact information or security incident contacts provided.
  4. Technical stack is modern but minimal; uses Unicorn Platform and Weglot for translation.
  5. No security headers detected; SSL configuration unknown due to lack of headers data.
  6. No analytics or tracking services detected, indicating minimal user tracking.
  7. Content is safe and appropriate for general audiences.
  8. WHOIS data supports legitimacy and consistency with business claims.
Technical notes

Notes

The website is built on Unicorn Platform CMS with JavaScript enhancements including Weglot for multilingual support and Pinterest integration. The technical stack is modern but minimal, focusing on frontend presentation. Performance is moderate with good mobile optimization. SEO and accessibility features are basic and could be improved. Hosting provider and backend infrastructure details are not available. There is an opportunity to enhance technical robustness by adding security headers, improving SEO metadata, and integrating analytics for better user insights. Technical debt appears low but modernization efforts should focus on compliance and security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 65/100Medium32 findingsView report
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