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Is ncua.gov a Scam? Security Check Results - National Credit Union Administration

ncua.gov Security Report Summary

ncua.gov received a security score of 81 out of 100 in Guard's comprehensive security analysis, classified as "Safe". This report covers National Credit Union Administration's website security posture. National Credit Union Administration operates in the Government industry in United States.

The National Credit Union Administration (NCUA) is an independent U.S. federal government agency responsible for regulating federal credit unions, insuring deposits through the National Credit Union Share Insurance Fund, and protecting credit union members. The agency provides a broad range of services including regulatory supervision, consumer protection, financial data analysis, and support services to maintain the safety and soundness of the credit union system. The website serves as a comprehensive resource for credit unions, consumers, and stakeholders with extensive regulatory guidance, news, tools, and cybersecurity resources. Technically, the website is built on the Drupal CMS platform and employs modern analytics tools such as Google Tag Manager and Microsoft Clarity. The site is well-optimized for mobile devices, accessible, and features a professional design with clear navigation. While HTTPS is enforced and no sensitive data is exposed, the site lacks some security headers and a cookie consent mechanism despite using tracking scripts, which are areas for improvement. From a security perspective, the NCUA website demonstrates a solid posture with publicly available cybersecurity resources and incident reporting channels. The domain is a legitimate .gov domain with a long registration history and appropriate privacy protection. No critical vulnerabilities or suspicious content were detected. Overall, the site is trustworthy, authoritative, and serves its government regulatory function effectively.

The security scan identified 19 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Google Tag Manager, Microsoft Clarity, Drupal CMS, jQuery.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is ncua.gov Safe? Security Analysis for National Credit Union Administration

https://ncua.gov

Check if ncua.gov is a scam or legitimate. Free security scan and reviews.

GovernmentUnited Statesenterprise
Google Tag ManagerMicrosoft ClarityDrupal CMSjQuery
Analyzed Completed
81
Security Score
LOW RISK

Above Government avg (70)

GDPR-aligned

Data handling

EU

Hosting region

EveryPay

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SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

AI Summary

The National Credit Union Administration (NCUA) is an independent U.S. federal government agency responsible for regulating federal credit unions, insuring deposits through the National Credit Union Share Insurance Fund, and protecting credit union members. The agency provides a broad range of services including regulatory supervision, consumer protection, financial data analysis, and support services to maintain the safety and soundness of the credit union system. The website serves as a comprehensive resource for credit unions, consumers, and stakeholders with extensive regulatory guidance, news, tools, and cybersecurity resources. Technically, the website is built on the Drupal CMS platform and employs modern analytics tools such as Google Tag Manager and Microsoft Clarity. The site is well-optimized for mobile devices, accessible, and features a professional design with clear navigation. While HTTPS is enforced and no sensitive data is exposed, the site lacks some security headers and a cookie consent mechanism despite using tracking scripts, which are areas for improvement. From a security perspective, the NCUA website demonstrates a solid posture with publicly available cybersecurity resources and incident reporting channels. The domain is a legitimate .gov domain with a long registration history and appropriate privacy protection. No critical vulnerabilities or suspicious content were detected. Overall, the site is trustworthy, authoritative, and serves its government regulatory function effectively.

Detected Technologies

Google Tag ManagerMicrosoft ClarityDrupal CMSjQuery

3 urgent findings need attention

3 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

2 findings

87/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

NCUA holds a strong market position as the federal regulator and insurer of credit unions in the United States. Its business model is that of a government agency funded by federal appropriations, focusing on regulatory oversight, deposit insurance, and consumer protection. The agency targets credit unions, their members, consumers seeking financial education, and other government stakeholders. The website reflects a mature digital presence with integrated partner sites and tools that enhance transparency and service delivery. The absence of direct contact emails or phone numbers on the homepage suggests a preference for controlled communication channels such as contact forms and dedicated portals. The agency's extensive content and resources indicate a commitment to education, compliance, and risk management within the credit union industry.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The NCUA website exhibits a good security posture with mandatory HTTPS, no visible exposure of sensitive information, and active cybersecurity resources including incident reporting guides and portals. However, the lack of HTTP security headers (such as Content Security Policy, HSTS, X-Frame-Options) reduces the overall security hardening. The use of third-party analytics and tracking scripts without a visible cookie consent mechanism may raise privacy compliance concerns. The domain's WHOIS privacy protection is justified and typical for government domains. No malware, phishing, or other critical security issues were detected. Recommendations include enabling DNSSEC, implementing security headers, and adding explicit security policy documentation to enhance trust and compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to improve DNS security and prevent spoofing.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

National Credit Union Administration

Description:

The National Credit Union Administration is an independent federal agency responsible for regulating federal credit unions, insuring deposits, and protecting members of credit unions.

Key Services:
Regulation and supervision of federal credit unionsDeposit insurance via National Credit Union Share Insurance FundConsumer protection and educationSupport services including training, grants, liquidity managementData analysis and reporting on credit union financial performance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Google Tag ManagerMicrosoft ClarityDrupal CMSjQuery
Frameworks:
Drupal
Platforms:
Web
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager and Microsoft Clarity for analytics
  • Cybersecurity resources and incident reporting guidance publicly available

Analytics & Tracking

Services:
Google Analytics (via Google Tag Manager)Microsoft Clarity
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Microsoft Clarity
Marketing Tools:
Microsoft ClarityMautic (subscriptions.ncua.gov)
Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Official U.S. government website with .gov domain

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

87/100
Score

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx ip4:149.96.192.2 ip4:149.96.193.2 ip4:216.69.120.50 ip4:216.69.120.51 ip4:216.69.120.60 ip4:216.69.120.61 ip4:216.69.120.62 ip4:216.69.120.222 ip4:216.69.120.224 ip4:18.215.115.127 ip4:18.214.158.161 ip4:18.209.129.191 ip4:34.206.131.215 ip4: 18.211.155.35 ip4:52.0.81.53 ip4:149.96.184.140 ip4:149.96.188.140 ip4:66.16.86.162 ip4:65.196.93.7 ip4:54.240.43.16 ip4:208.185.229.41 ip4:208.185.229.42 ip4:208.185.229.43 ip4:208.185.229.44 ip4:208.185.229.45 ip4:63.88.93.251 ip4:70.33.172.36 ip4:216 .251.248.18 ip4:44.203.112.2 ip4:44.242.1.147 ip4:44.229.48.4 ip4:38.120.135.35 ip4:216.200.231.226 include:spf.nat22314.zixworks.com include:send.aweber.com include:_spf.salesforce.com include:spf.constantcontact.com include:spf.protection.outlook.com -all
DNS Lookups:6/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
28 years(mature)
Expiry Risk
none(344 days)
Protection Level
basicDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:13.248.136.5, 76.223.10.202
Name Servers:
sauthns1.qwest.net
sauthns2.qwest.net
MX Records:
0: ncua-gov.mail.protection.outlook.com
SOA:Serial: 2260610093, TTL: 300s

DNSSEC Status

DNSSEC Enabled(Algorithm: 7)

DNS Performance

Resolution Time:426ms

SPF Analysis

SPF Record:
v=spf1 mx ip4:149.96.192.2 ip4:149.96.193.2 ip4:216.69.120.50 ip4:216.69.120.51 ip4:216.69.120.60 ip4:216.69.120.61 ip4:216.69.120.62 ip4:216.69.120.222 ip4:216.69.120.224 ip4:18.215.115.127 ip4:18.214.158.161 ip4:18.209.129.191 ip4:34.206.131.215 ip4: 18.211.155.35 ip4:52.0.81.53 ip4:149.96.184.140 ip4:149.96.188.140 ip4:66.16.86.162 ip4:65.196.93.7 ip4:54.240.43.16 ip4:208.185.229.41 ip4:208.185.229.42 ip4:208.185.229.43 ip4:208.185.229.44 ip4:208.185.229.45 ip4:63.88.93.251 ip4:70.33.172.36 ip4:216 .251.248.18 ip4:44.203.112.2 ip4:44.242.1.147 ip4:44.229.48.4 ip4:38.120.135.35 ip4:216.200.231.226 include:spf.nat22314.zixworks.com include:send.aweber.com include:_spf.salesforce.com include:spf.constantcontact.com include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ncua.gov compare?

See how ncua.gov stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses Drupal CMS with jQuery and integrates Google Tag Manager and Microsoft Clarity for analytics and user behavior tracking. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, likely due to multiple external scripts and rich content. The domain registrar is get.gov, consistent with government domains. No hosting provider details are explicitly found. The site uses canonical and Open Graph metadata effectively for SEO and social sharing. There is no evidence of outdated or vulnerable libraries in the provided content. The site could benefit from improved security headers and cookie consent mechanisms to align with modern best practices.
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Optional add-ons

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Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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